Congrats! You have a baby on the way! Growing a family is an exciting and daunting time.
There are many changes to come in your daily life, home and your finances, but these changes and costs come with opportunities to earn more travel rewards. These rewards could get you to faraway family and friends so they can meet the newest addition to the family or pay for you and your partner to get away for a weekend.
Here are four things to consider when spending money on baby-related items that could help earn you more rewards.
1. Double up on grocery rewards
You’re buying diapers. So many diapers.
But grocery stores often consider diapers to be a part of eligible grocery purchases. One way to maximize your spending is to use a travel rewards card that offers bonuses on purchases at grocery stores.
The Hilton Honors American Express Card, which offers 5X points on U.S. grocery purchases, is a great option for parents spending more money on diapers, baby formula and more. Terms apply.
2. Get benefits from day care costs
Day care can be a major cost. The average cost of child care in the U.S. can range from $5,000 to $15,000 or more, according to a study by the Child Care Aware of America.
Many institutions allow parents to set up payments by credit card. The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® offers a flight discount when you spend $20,000 or more in purchases during your cardmembership year and renew your card. Day care alone could make up a chunk of that, which puts those rewards within reach. And the card’s sign-up bonus is as follows: Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening* (This offer is no longer available on our site)
3. Choose a card with free checked bags
Traveling with littles often means bringing lots of stuff. From a car seat to a stroller to diaper bags — those items take space.
Since checked bags can cost at least $30 each way, choosing a credit card that offers at least one free checked bag could help families save.
4. Get priority boarding
Another card perk that can help new parents is priority boarding. Some airlines may do this as part of their normal boarding process, but the guarantee helps relieve travel stress.
Several airline credit cards, such as all Delta-branded American Express cards, include this perk.
How to maximize your rewardsYou want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:
- Airline miles and a large bonus: The Chase Sapphire Preferred® Card
- No annual fee: The Wells Fargo Propel American Express® card
- Flat-rate rewards with no annual fee: The Bank of America® Travel Rewards Visa® credit card
- Premium travel rewards: The Chase Sapphire Reserve®
- Luxury perks: The Platinum Card® from American Express
- Business travelers: The Ink Business Preferred℠ Credit Card
Planning a trip? Check out these articles for more inspiration and advice:
How to fly with a baby
How I flew for free: Business class to Bangkok with a baby in tow
15 things to do with your finances when preparing for a baby