{"id":11015,"date":"2023-12-29T00:00:00","date_gmt":"2023-12-29T08:00:00","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=11015"},"modified":"2025-01-13T12:13:05","modified_gmt":"2025-01-13T20:13:05","slug":"best-chequing-account","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account","title":{"rendered":"Best Chequing Accounts in Canada for 2025"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-disclosure is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"\">Many or all of the products featured here are from <a href=\"https:\/\/www.nerdwallet.com\/ca\/nerdwallet-partners\">our partners<\/a> who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.<\/p>\n<\/div>\n\n\n\n<p class=\"\"><strong>ALSO CONSIDER: <\/strong><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-no-fee-chequing-accounts\">Best no-fee chequing accounts<\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account-offers\">Best Chequing Account Offers and Promotions<\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-student-bank-accounts\">Best Student Bank Accounts<\/a>&nbsp;|&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-senior-bank-accounts-in-canada\">Best Senior Bank Accounts<\/a><\/p>\n\n\n\n<p class=\"\">A chequing account is an all-purpose bank account for everyday expenses. Use it to pay bills, access cash with your debit card, handle day-to-day transactions and manage your money in the short to medium term.<\/p>\n\n\n\n<p class=\"\">The best chequing account will make it easy for you to tackle most financial tasks.<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"#summary-best-chequing\">Summary of our picks for the best chequing accounts<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#the-best-chequing-accounts-in-canada\">The best chequing accounts in Canada<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#beginners-guide-to-chequing-accounts\">Beginner\u2019s guide to chequing accounts<\/a><\/li>\n<\/ul>\n\n\n<div class=\"c-block-in-house-promotion is-advert-style__image-small is-style-horizontal wp-block-nerdwallet-blocks-in-house-ad\">\n\n\t\t\t<div class=\"c-promotion-banner__partner-spotlight\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/plugins\/nerdwallet-blocks\/assets\/images\/nerdwallet-bug.svg\"\n\t\t\t\talt=\"Nerdwallet Logo\"\n\t\t\t\/>\n\t\t\t<span class=\"c-promotion-banner__partner-spotlight--title\">\n\t\t\t\tPartner Spotlight\t\t\t<\/span>\n\t\t<\/div>\n\t\n\t<div\n\t\tclass=\"c-block-in-house-promotion__inner\"\n\t\tstyle=\"background-image: none;\"\n\t>\n\n\t\t\t\t\t<div class='c-block-in-house-promotion__image-wrapper'>\n\t\t\t\t<div class='c-block-in-house-promotion__image'>\n\t\t\t\t\t<img decoding=\"async\" class=\"c-block-in-house-promotion__icon-img\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/11\/scotiabank.svg\" alt=\"Ad Icon\" \/>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"c-block-in-house-promotion__content-wrapper c-block-in-house-promotion__no-image\">\n\t\t\t\n\t\t\t<h3 class=\"c-block-in-house-promotion__title\">Scotiabank Preferred Package<\/h3>\n\t\t\t\t\t\t\t<p class=\"c-block-in-house-promotion__content\">\n\t\t\t\t\tScotiabank&#8217;s most popular banking package for your everyday banking needs. Earn up to $800 with a Scotiabank Ultimate package and eligible investment plans. See offer details.\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-block-in-house-promotion__cta wp-block-button\"><a href=\"https:\/\/api.fintelconnect.com\/t\/l\/65989000848c32001c692b59\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"nw-cta track-click-mon wp-block-button__link wp-element-button\" data-placement=\"Promotional banner\">APPLY NOW<\/a><\/div>\t<\/div>\n<\/div>\n\n\n\n<h5 class=\"wp-block-heading\">Best Chequing Accounts in Canada from our Partners <\/h5>\n\n\n<div class=\"c-block-product-table\" id=\"06acbd6e-7487-4a2d-9764-a020b11b6603\">\n\t<table class=\"c-keto-product-table c-keto-product-table--default c-keto-product-table__drivers--count-3\">\n\t\t<tr class=\"c-keto-product-table__row c-keto-product-table__headers\">\n\n\t\t\t<th class=\"c-keto-product-table__details--header\"\n\t\t\t\tdata-sortable=\"false\"\n\t\t\t\tdata-driver-id=\"title\"\n\t\t\t\tdata-sort-dir=\"desc\"\n\t\t\t\t>\n\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t<h3>Banking<\/h3>\t\t\t\t<\/span>\n\t\t\t<\/th>\n\n\t\t\t\t\t\t\t\t<th class=\"c-keto-product-table__drivers--header\"\n\t\t\t\t\t\tdata-driver-title=\"Intro Offer\"\n\t\t\t\t\t\tdata-driver-id=\"3312\"\n\t\t\t\t\t\tdata-sortable=\"false\"\n\t\t\t\t\t\tdata-sort-dir=\"desc\">\n\t\t\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t\t\t<h3>Intro Offer<\/h3>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<th class=\"c-keto-product-table__drivers--header\"\n\t\t\t\t\t\tdata-driver-title=\"Monthly Fee\"\n\t\t\t\t\t\tdata-driver-id=\"3821\"\n\t\t\t\t\t\tdata-sortable=\"false\"\n\t\t\t\t\t\tdata-sort-dir=\"desc\">\n\t\t\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t\t\t<h3>Monthly Fee<\/h3>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<th class=\"c-keto-product-table__drivers--header\"\n\t\t\t\t\t\tdata-driver-title=\"Number of Transactions\"\n\t\t\t\t\t\tdata-driver-id=\"10844\"\n\t\t\t\t\t\tdata-sortable=\"false\"\n\t\t\t\t\t\tdata-sort-dir=\"desc\">\n\t\t\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t\t\t<h3>Number of Transactions<\/h3>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t<th class=\"c-keto-product-table__cta--header\">&nbsp;<\/th>\n\t\t<\/tr>\n\t\t\n\n\n\n\n\n\n\n\n\n\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-3\" id=\"25b30473-697b-45b3-b3bc-4de171961021\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<a title=\"BMO Performance Chequing Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10850\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10850\" data-offer-title=\"BMO Performance Chequing Account\" data-product-id=\"10848\" data-product-title=\"BMO Performance Chequing Account\" data-institution-id=\"40\" data-institution-title=\"BMO\" data-placement=\"Table\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"132\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-276x132.png\" class=\"c-keto-product-table__image \" alt=\"Offer for BMO Performance Chequing Account \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-276x132.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-300x143.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-1024x489.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-768x367.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-1536x733.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-2048x978.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-460x220.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-375x179.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-100x48.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-40x19.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/BMO-logo-e1695317304416-150x72.png 150w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/><\/a>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#bmo-performance-chequing-account\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\">Best overall banking package<\/h4><h5 class=\"c-keto-product-table__title\">BMO Performance Chequing Account<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3312\" data-driver-title=\"Intro Offer\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\tUp to $700*\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$17.95\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\tWaived with minimum balance\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-3\" data-driver-id=\"10844\" data-driver-title=\"Number of Transactions\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\tUnlimited\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"BMO Performance Chequing Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10850\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10850\" data-offer-title=\"BMO Performance Chequing Account\" data-product-id=\"10848\" data-product-title=\"BMO Performance Chequing Account\" data-institution-id=\"40\" data-institution-title=\"BMO\" data-placement=\"Table\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#bmo-performance-chequing-account\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-3\" id=\"176d77c8-3bb5-4826-b3e6-c2454079599e\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<a title=\"Simplii Financial\u2122 No Fee Chequing Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/11643\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"11643\" data-offer-title=\"Simplii Financial\u2122 No Fee Chequing Account\" data-product-id=\"11635\" data-product-title=\"Simplii Financial\u2122 No Fee Chequing Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Table\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"119\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png\" class=\"c-keto-product-table__image \" alt=\"Offer for Simplii Financial\u2122 No Fee Chequing Account \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-300x129.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1024x442.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-768x331.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1536x663.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-2048x883.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-375x162.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-100x43.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-40x17.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-150x65.png 150w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/><\/a>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#simplii-financial-no-fee-chequing-account\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\"><\/h4><h5 class=\"c-keto-product-table__title\">Simplii Financial\u2122 No Fee Chequing Account<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3312\" data-driver-title=\"Intro Offer\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$300\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$0\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-3\" data-driver-id=\"10844\" data-driver-title=\"Number of Transactions\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\tUnlimited\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"Simplii Financial\u2122 No Fee Chequing Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/11643\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"11643\" data-offer-title=\"Simplii Financial\u2122 No Fee Chequing Account\" data-product-id=\"11635\" data-product-title=\"Simplii Financial\u2122 No Fee Chequing Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Table\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#simplii-financial-no-fee-chequing-account\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-3\" id=\"9d3fe0bd-9fd8-4f10-8c80-8bd3ea8a6e1b\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"106\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png\" class=\"c-keto-product-table__image \" alt=\"Offer for RBC Signature No Limit Banking \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-300x115.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-768x296.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-375x144.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-100x38.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-40x15.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-150x58.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1.png 1024w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#rbc-signature-no-limit-banking\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\"><\/h4><h5 class=\"c-keto-product-table__title\">RBC Signature No Limit Banking<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3312\" data-driver-title=\"Intro Offer\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$450\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$16.95\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\tRebates available\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-3\" data-driver-id=\"10844\" data-driver-title=\"Number of Transactions\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\tUnlimited\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#rbc-signature-no-limit-banking\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\t<\/table>\n<\/div>\n\n\n\n<details class=\"wp-block-details is-style-with-logo is-layout-flow wp-block-details-is-layout-flow\"><summary>WHY TRUST NERDWALLET<\/summary>\n<ul class=\"\">\n<li class=\"\"><strong>NerdWallet follows strict&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>&nbsp;to remain objective in our evaluations<\/strong>&nbsp;and ensure accuracy for our readers. Evaluations are based on a proprietary formula&nbsp;that factors in the overall value and benefits of each chequing account.<\/li>\n\n\n\n<li class=\"\"><strong>Nearly 25 financial institutions, including traditional banks, credit unions and online banks<\/strong>&nbsp;reviewed by our banking specialists.<\/li>\n\n\n\n<li class=\"\"><strong>Close to 30 data points on over 130 currently available chequing accounts<\/strong>&nbsp;examined to determine their eligibility for our roundup.<\/li>\n<\/ul>\n<\/details>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"summary-best-chequing\">Summary of best chequing accounts<\/h2>\n\n\n<div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-365\" class=\"tablepress tablepress-id-365\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Best for Category<\/th><th class=\"column-2\">Chequing Account<\/th><th class=\"column-3\">Monthly Fees<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Best banking package with a generous intro offer<\/td><td class=\"column-2\"><a href=\"#scotiabank-preferred-package\">Scotiabank Preferred Package<\/a><\/td><td class=\"column-3\">$16.95<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Best tiered banking package with a generous cash-back offer<\/td><td class=\"column-2\"><a href=\"#cibc-smart-account\">CIBC Smart Account<\/a><\/td><td class=\"column-3\">$6.95-$16.95<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Best chequing account with a generous intro offer<\/td><td class=\"column-2\"><a href=\"#td-unlimited-chequing-account\">TD Unlimited Chequing Account<\/a><\/td><td class=\"column-3\">$16.95<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Best for cash-back and international students offer<\/td><td class=\"column-2\"><a href=\"#simplii-financial-no-fee-chequing-account-with-student-banking-offer\">Simplii Financial No Fee Chequing Account with Student Banking Offer<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Best seniors bank account with cash-back and a multi-product rebate<\/td><td class=\"column-2\"><a href=\"#rbc-signature-no-limit-banking-for-seniors\">RBC Signature No Limit Banking for Seniors<\/a><\/td><td class=\"column-3\">$12.95<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Best no-fee chequing account with cash-back offer<\/td><td class=\"column-2\"><a href=\"#tangerine-no-fee-daily-chequing-account\">Tangerine No-Fee Daily Chequing Account<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Best seniors chequing account with a generous cash-back offer<\/td><td class=\"column-2\"><a href=\"#coast-capital-unlimited-chequing-account-for-seniors\">Coast Capital Unlimited Chequing Account for Seniors<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Best high-interest-earning hybrid account with bonus reward points<\/td><td class=\"column-2\"><a href=\"#the-pc-money-account\">The PC Money Account<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Best student chequing account with cash-back offer<\/td><td class=\"column-2\"><a href=\"#td-student-chequing-account\">TD Student Chequing Account<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Best for student banking perks<\/td><td class=\"column-2\"><a href=\"#rbc-advantage-banking-for-students\">RBC Advantage Banking for students<\/a><\/td><td class=\"column-3\"><br \/>\n$0<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Best high-interest-earning hybrid account<\/td><td class=\"column-2\"><a href=\"#eq-banks-personal-account\">EQ Bank\u2019s Personal Account<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Best no-fee seniors chequing account with premium perks<\/td><td class=\"column-2\"><a href=\"#canadian-western-bank-gold-leaf-plus-account\">Canadian Western Bank Gold Leaf PLUS Account<\/a><\/td><td class=\"column-3\">$0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"the-best-chequing-accounts-in-canada\">Best chequing accounts in Canada<\/h2>\n\n\n\n<div id=\"js-page-top\">\n\t<section class=\"c-block-product-card-list c-keto-product-cards-list__wrapper c-keto-product-cards-list__page-top container\" id=\"\">\n\t\t\n\t\t\n\t\t\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11913\" id=\"scotiabank-preferred-package\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best banking package with a generous intro offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">Scotiabank Preferred Package<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<a title=\"Scotiabank Preferred Package\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/11913\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"11913\" data-offer-title=\"Scotiabank Preferred Package\" data-product-id=\"11908\" data-product-title=\"Scotiabank Preferred Package\" data-institution-id=\"42\" data-institution-title=\"Scotiabank\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"259\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-460x259.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"Scotiabank Preferred Package\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-460x259.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-300x169.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-1024x576.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-768x432.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-1536x864.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-2048x1152.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-373x210.png 373w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-276x155.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-100x56.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-40x23.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-150x84.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"Up to $800*\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUp to $800*\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tEarn up to $800 with a Scotiabank Preferred package and an investment plan. To qualify, certain conditions must be met. Offer ends Mar. 3, 2025.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$16.95\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$16.95\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Monthly Fee\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tNo monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWaived with minimum balance\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t<div class=\"c-keto-product-card__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"Scotiabank Preferred Package\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/11913\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"11913\" data-offer-title=\"Scotiabank Preferred Package\" data-product-id=\"11908\" data-product-title=\"Scotiabank Preferred Package\" data-institution-id=\"42\" data-institution-title=\"Scotiabank\" data-placement=\"Product card\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>You can enjoy unlimited transactions, e-transfers and a first-year annual fee waiver of up to $150 on select credit cards with the Scotiabank Preferred Package.\r\n<li>Founded in Halifax in 1832, Scotiabank is one of Canada\u2019s oldest and largest banks, a more or less permanent member of the country\u2019s Big Six financial institutions. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/scotiabank-review\" target=\"_blank\">review of Scotiabank<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Earn up to $800 with a Scotiabank Preferred package and an investment plan\u00b9.<\/li>\n<li>Earn an additional 0.05% on your Momentum Plus Savings Account<\/li>\n<li>Unlimited debit transactions and Interac e-transfer transactions<\/li>\n<li>First year annual fee waiver (up to $150) on select credit cards<\/li>\n<li>Earn points on every day purchases with the Scene+\u2122 program<\/li>\n<li>4 more perks<\/li>\n<li>Rates, fees and other information are effective as of Mar 1, 2024. Subject to change.<\/li>\n<li>Terms and Conditions Apply. Click &#8216;Apply Now&#8217; for complete details.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__12102\" id=\"cibc-smart-account\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best tiered banking package with a generous cash-back offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">CIBC Smart\u2122 Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"259\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-460x259.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"CIBC Smart\u2122 Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-460x259.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-300x169.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-1024x576.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-768x432.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-1536x864.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-2048x1152.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-373x210.png 373w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-276x155.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-100x56.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-40x23.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-150x84.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"Up to $600\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUp to $600\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tGet a $400 cash bonus. Open your first Smart Account and, within two months, set up and complete one monthly recurring direct deposit of $500 or more from your employer, government or pension. Within the first month, also complete one of these actions: (1) two recurring pre-authorized debits; (2) two online bill payments of $50 or more each; (3) five online Visa Debit purchases.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$6.95-$16.95\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$6.95-$16.95\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Monthly Fee\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tThe monthly fee varies by the number of transactions included. Waive the monthly fee and enjoy unlimited transactions by maintaining a $4,000 minimum balance.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWaived with minimum balance\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Varies with monthly fee\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tVaries with monthly fee\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Number of Transactions\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tUp to 12 transactions: $6.95 monthly fee.\r\n13 to 20 transactions: Additional $1.25 each\r\nUnlimited transactions: $16.95 monthly fee\r\n\r\nMonthly fee rebated with minimum deposit balance.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Pay for what you use with the CIBC Smart\u2122 Account, which offers a flexible monthly fee that adjusts to the number of transactions you make. \r\n<li>Canadian Imperial Bank of Commerce, also known as CIBC, is a full-service multinational financial institution and one of the Big Six banks in Canada. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/cibc-review\" target=\"_blank\">review of CIBC<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Get a $400 cash when you open your first chequing account and complete the qualifying actions.<\/li>\n<li>The monthly fee varies by the number of transactions included: $16.95 for unlimited transactions, $6.95 for up to 12 transactions, or, for 13 to 20 transactions, $6.95 plus $1.25 for each additional transaction.<\/li>\n<li>Waive the monthly fee and enjoy unlimited transactions by maintaining a $4,000 minimum daily balance.<\/li>\n<li>Free <i>Interac<\/i> e-transfer transactions that count towards your total transactions.<\/li>\n<li>Access to nearly 4,000 ATMs across Canada.<\/li>\n<li>One free non-CIBC ATM withdrawal per month in Canada.<\/li>\n<li>Shop online and in-app using money directly from your CIBC Smart Account with Visa* Debit.<\/li>\n<li>Manage your daily spending and grow your savings with help from CIBC Insights \u2014 a tool included in the CIBC Mobile Banking App that offers tailored tips based on your debit and credit card activity. <\/li>\n<li>CIBC Smart Balance Alert gives you a heads-up when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment.<\/li>\n<li>Checkout with CIBC\u2019s digital payment options, including Visa Debit, Click to Pay, Google Pay, Apple Pay and Samsung Pay.<\/li>\n<li>Save up to 10 cents per litre on gas by linking your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.<\/li>\n<li>Bank in-person, online or in the mobile app.<\/li>\n<li>Only available to Canadians aged 25 and older.<\/li>\n<li>CIBC Smart Account offers for students, newcomers and foreign workers. <\/li>\n<li>Deposits are eligible for insurance from CDIC<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11967\" id=\"td-unlimited-chequing-account\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best chequing account with a generous intro offer <\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">TD Unlimited Chequing Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"184\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-460x184.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"TD Unlimited Chequing Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-460x184.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-300x120.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-1024x409.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-768x307.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-375x150.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-276x110.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-100x40.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-150x60.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883.png 1034w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"Up to $500\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUp to $500\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tGet a $400 cash reward when you open a new TD Unlimited Chequing Account by Feb. 25, 2025, and complete two of the qualifying actions by April 25, 2025. Set up (1) a recurring direct deposit from an employer, pension provider or the Government OR (2) a recurring pre-authorized debit payment of at least $50 OR (3) make an online bill payment of at least $50. Get a $100 additional cash bonus when you bundle the new chequing account with an eligible TD credit card that you need to apply for and get approved, as well as open a savings account and complete the eligibility criteria by April 25, 2025: Set up a pre-authorized or Simply Save transfer.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$16.95\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$16.95\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Monthly Fee\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tWaive the monthly fee by maintaining a $4,000.00 minimum balance. \t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWaived with minimum balance\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>The TD Unlimited Chequing Account is a convenient way to manage your daily expenditures, with unlimited transactions, free Interac e-transfers and a first-year annual fee rebate on select TD credit cards up to $139.\r\n<li>TD Bank, founded in 1955 is one of Canada\u2019s Big Six banks offering bank accounts, credit cards, loans, and investment solutions. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/td-bank-review\" target=\"_blank\">review of TD Bank<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Get a $400 cash reward when you open a new TD Unlimited Chequing Account by Feb. 25, 2025, and complete two of the qualifying actions by April 25, 2025. Set up (1) a recurring direct deposit from an employer, pension provider or the Government OR (2) a recurring pre-authorized debit payment of at least $50 OR (3) make an online bill payment of at least $50.<\/li>\n<li>Get a $100 additional cash bonus when you bundle the new chequing account with an eligible TD credit card that you need to apply for and get approved, as well as open a savings account and complete the eligibility criteria by April 25, 2025: Set up a pre-authorized or Simply Save transfer.<\/li>\n<li>Monthly fee: $16.95. ($11.95 for customers 60 and older.) No fee if you have $4,000 in your account at the end of each day of the month.<\/li>\n<li>Unlimited transactions included per month.<\/li>\n<li>Free Interac e-transfer transactions.<\/li>\n<li>Use your TD Access Card for online and in-person shopping, and cash withdrawals, wherever Visa is accepted.<\/li>\n<li>Visa and Interac Zero Liability protection: no customer responsibility for any unauthorized transactions.<\/li>\n<li>No additional fee for using non-TD ATMs in Canada. Other banks may charge their own fees.<\/li>\n<li>Foreign ATM fees: $3 in U.S. and Mexico, $5 in any other foreign country.<\/li>\n<li>Use TD MySpend to track monthly spending and improve spending habits.<\/li>\n<li>Direct deposit for paycheques, mobile deposit for all other cheques.<\/li>\n<li>Access to the Simply Save program, which automatically transfers small amounts of money to a linked TD savings account when using your TD Access Card.<\/li>\n<li>CDIC protection for eligible deposits.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__10930\" id=\"simplii-financial-no-fee-chequing-account-with-student-banking-offer\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-chequing-accounts=\"true\" data-nw-product-category-student-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best for cash-back and international students offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<a title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10930\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10930\" data-offer-title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" data-product-id=\"10875\" data-product-title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"198\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-300x129.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1024x442.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-768x331.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1536x663.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-2048x883.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-375x162.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-100x43.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-40x17.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-150x65.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$300\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$300\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tWelcome Offer: Earn $300 when you become a new client and open a No-fee Chequing Account and add an eligible direct deposit of at least $100 a month for 3 straight months. Offer end date is April 28th, 2025.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t<div class=\"c-keto-product-card__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10930\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10930\" data-offer-title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" data-product-id=\"10875\" data-product-title=\"Simplii Financial\u2122 No Fee Chequing Account with Student Banking Offer\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Product card\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>The Simplii Financial\u2122 No Fee Chequing Account for students comes with attractive perks and offers, unlimited debit transactions, free access to a large ATM network and more.\r\n<li>Simplii Financial is an online bank owned by CIBC that offers savings and chequing accounts, credit cards, mortgages, loans, lines of credit, registered plans, GICs, and mutual fund accounts. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/simplii-financial-review\">review of Simplii Financial<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Welcome Offer: Earn $300 when you become a new client and open a No-fee Chequing Account and add an eligible direct deposit of at least $100 a month for 3 straight months. Offer end date is April 28th, 2025.<\/li>\n<li>No monthly fees and no minimum balance even after you graduate.<\/li>\n<li>Free access to Canada\u2019s largest ATM network through CIBC.<\/li>\n<li>Free daily banking: unlimited debit purchases, bill payments, withdrawals and <i>Interac<\/i> e-Transfer\u00ae.<\/li>\n<li>If you are an International student Simplii\u2019s International student GIC Program is designed to help you get a study permit quicker and meet visa requirements.<\/li>\n<li>Deposits are eligible for CDIC insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__49757\" id=\"rbc-signature-no-limit-banking-for-seniors\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best seniors bank account with cash-back and a multi-product rebate<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">RBC Signature No Limit Banking for Seniors<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"177\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"RBC Signature No Limit Banking for Seniors\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-300x115.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-768x296.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-375x144.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-100x38.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-40x15.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-150x58.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1.png 1024w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$450\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$450\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tSwitch to an RBC chequing account and complete the criteria to receive $450 if you open an RBC Signature No Limit Banking\u00ae account by April 18, 2025. Conditions apply.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$12.95\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$12.95\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Monthly Fee\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t$12.95 monthly fee for seniors or less with Value Program Rebate.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRebates available\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>RBC Signature No Limit Banking offers unlimited debit transactions, free <i>Interac<\/i> e-Transfers\u00ae, and up to a $48 annual fee rebate on eligible RBC credit cards.\r\n<li>Royal Bank of Canada (RBC) is one of Canada\u2019s Big Six banks providing banking, investment, and lending solutions to individuals and businesses since 1869. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/royal-bank-canada-rbc-review\">review of RBC<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Switch to an RBC chequing account and complete the criteria to receive $450 if you open an RBC Signature No Limit Banking\u00ae account by April 18, 2025. Conditions apply.<\/li>\n<li>Unlimited debits transactions in Canada, valuable savings and even more.<\/li>\n<li>Get a credit card for less &#8211; Up to $48 rebate on the annual fee of an eligible credit card.\u2075<\/li>\n<li>FREE Interac\u2021 e-Transfer transactions.\u2076\ud834\udd12\u2077<\/li>\n<li>3 non-RBC ATM fees waived\/month, $2 each thereafter.\u2078<\/li>\n<li>5 FREE cross-border debits\/month, $1 each thereafter.\u2079<\/li>\n<li>No minimum balance (even to get rebates).<\/li>\n<li>Monthly Fee\u00b9: $16.95 (or less with rebate).\u00b2<\/li>\n<li>$10.95 or $5 monthly fee with Value Program Rebate.\u00b9\u2070<\/li>\n<li>$12.95 monthly fee for seniors\u00b9\u00b9 \u2014 or less with Value Program Rebate.\u00b9\u2070<\/li>\n<li>Avion Points\u00b9\u00b2 &#8211; Enroll your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account.<\/li>\n<li>Overdraft Protection\u00b9\u2075 &#8211; Fee waived (overdraft interest applies if used).<\/li>\n<li>Safe Deposit Box\u00b9\u2076 &#8211; Up to $12\/year discount on regular fees.<\/li>\n<li>Non-Sufficient Funds (NSF) Fee &#8211; 1 NSF fee rebated every calendar year.\u00b2\u2076<\/li>\n<li>1 book of cheques FREE, afterwards Fees Apply\u00b9\u2077<\/li>\n<li>Bank Drafts\u00b9\u2078 &#8211; 6 FREE\/year, $9.95 each thereafter.<\/li>\n<li>Online, Mobile and Telephone Banking FREE.<\/li>\n<li>eStatements FREE.<\/li>\n<li>Monthly Paper Statements $2.25 without cheque image, $2.50 with cheque image.<\/li>\n<li>Right Account Guarantee\u00ae If you\u2019re not completely satisfied within the first 4 months, we&#8217;ll refund your monthly fees for up to 3 months.\u00b9\u00b2<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11645\" id=\"tangerine-no-fee-daily-chequing-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-chequing-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best no-fee chequing account with cash-back offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">Tangerine No-Fee Daily Chequing Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"95\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-460x95.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"Tangerine No-Fee Daily Chequing Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-460x95.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-300x62.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-1024x211.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-768x158.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-1536x317.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-2048x422.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-375x77.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-276x57.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-100x21.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-40x8.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-150x31.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$250\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$250\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t(1) Become a Client. (2) Open your Chequing Account. (3) Switch your payroll deposits to earn $250 by moving your paycheques to your Tangerine Chequing Account for 2 consecutive months.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Tangerine\u2019s No-Fee Daily Chequing Account offers free access to 44,000 ABMs worldwide, overdraft protection, financial monitoring tools and a secure way to shop both online and in person.\r\n<li>Tangerine is a subsidiary of Scotiabank and offers chequing and savings accounts, GICS, registered accounts, credit cards, mortgages, loans and investment products. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/tangerine-bank-review\" target=\"_blank\">review of Tangerine<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Switch your payroll deposits and you could get $250.<\/li>\n<li>No monthly fee.<\/li>\n<li>Interest rate: up to 0.1%.<\/li>\n<li>Free online daily banking, including debit purchases, bill payments, pre-authorized payments, Interac e-Transfers and ABM transactions that use Scotiabank\u2019s ABM network. <\/li>\n<li>ABM withdrawals with other banks in Canada: $1.50.<\/li>\n<li>ABM withdrawals on other networks worldwide: $3.00.<\/li>\n<li>Free first cheque book (50 cheques). $50 for each additional cheque book.<\/li>\n<li>Tangerine Client Card with Visa Debit can be used anywhere Visa is accepted, and can be added to Apply Pay, Google Pay and Samsung Pay.<\/li>\n<li>Card is covered by Interac and Visa Debit Zero Liability protection, so you won\u2019t have to pay for unauthorized purchases.<\/li>\n<li>Access to tools and alerts that help monitor spending activity.<\/li>\n<li>CDIC protection for all eligible deposits.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__67620\" id=\"coast-capital-unlimited-chequing-account-for-seniors\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-chequing-accounts=\"true\" data-nw-product-category-no-fee-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best seniors chequing account with a generous cash-back offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">Coast Capital Unlimited Chequing Account for Seniors<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"80\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-460x80.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"Coast Capital Unlimited Chequing Account for Seniors\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-460x80.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-300x52.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-1024x179.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-768x134.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-1536x268.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-2048x358.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-375x66.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-276x48.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-100x17.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-40x7.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Coast-Capital-150x26.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$250*\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$250*\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tFrom January 21 \u2013 March 31, 2025: New members can get $250* when they open and use an Unlimited Chequing Account. *Conditions apply. See full terms and conditions.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>As the name suggests, the Coast Capital Unlimited Chequing Account offers unlimited transactions as well as a full rebate on monthly fees for seniors.\r\n<li>Coast Capital is a Federal Credit Union providing personal and business banking, mortgage, auto finance and wealth management services to its members. Coast Capital has been certified as a B Corp\u00ae since 2018 for its commitment to social and environmental performance practices.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>No monthly fees.<\/li>\n<li>Unlimited transactions, including Interac e-transfers.<\/li>\n<li>Free access to identity theft protection with ID Assist.<\/li>\n<li>Free cheques and paper statements.<\/li>\n<li>Pay $2.50 for Interac Network ATM Transactions nationwide.<\/li>\n<li>Eligible deposits (including interest) equivalent to $100,000 CAD per deposit category are insured by CDIC.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11632\" id=\"the-pc-money-account\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best high-interest-earning hybrid account with bonus reward points<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">The PC Money\u2122 Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"186\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-460x186.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"The PC Money\u2122 Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-460x186.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-300x121.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-375x151.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-276x111.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-100x40.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial-150x61.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Presidents-Choice-Financial.png 600w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"100,000 bonus PC Optimum points.*\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t100,000 bonus PC Optimum points.*\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tEarn 100,000 bonus PC Optimum points with a welcome offer when you open a PC Money Account and set up a min. of $1,500 in payroll or pension direct deposits for 3 consecutive months.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>The PC Money Account with the optional savings feature makes it an attractive high-interest paying no-fee hybrid account. Aside from the chequing and savings account features, it has a unique rewards program.\r\n<li>President\u2019s Choice Financial is part of Loblaw Companies Limited with millions of account holders across Canada that save bank fees and earn rewards through the PC Optimum points system.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Only new PC Money\u2122 Account cardholders can receive the bonus points.<\/li>\n<li>To qualify, you must deposit at least $1,500 per month via payroll or pension direct deposits for three consecutive months. Other deposits, such as Interac e-transfers, do not qualify.<\/li>\n<li>Standard points are awarded within 2-7 business days after each qualifying deposit, with bonus points awarded 4-6 weeks after requirements are met.<\/li>\n<li>Option to earn a high rate of interest with the savings feature.<\/li>\n<li>The savings feature is not available in Quebec. Residents can still open a PC Money Account and start earning points.<\/li>\n<li>No monthly fee.<\/li>\n<li>No minimum balance required.<\/li>\n<li>Free unlimited everyday transactions online and in-store, including electronic fund transfers, withdrawals at PC Financial bank machines, self-serve bill payments and purchases in Canadian dollars.<\/li>\n<li>Free Interac e-transfer services.<\/li>\n<li>The PC Money Account card, provided by Mastercard, is compatible with Apple Pay and Google Pay digital wallets and can be used anywhere Mastercard is accepted.<\/li>\n<li>PC Financial provides Mastercard Zero Liability Promise for unauthorized purchases.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11957\" id=\"td-student-chequing-account\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best student chequing account with cash-back offer<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">TD Student Chequing Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"184\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-460x184.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"TD Student Chequing Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-460x184.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-300x120.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-1024x409.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-768x307.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-375x150.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-276x110.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-100x40.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883-150x60.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/TD-Bank-Logo-e1685484508883.png 1034w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$125\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$125\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tOpen a new a new TD Student Chequing Account between November 1, 2024 and April 30, 2025 and you could get $125. Conditions apply.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Offering no fees, free daily banking and tools to help you save faster, the TD Student Chequing Account is a worthwhile option for young Canadians hoping to start the next phase of their lives on solid financial footing.\r\n<li>TD Bank, founded in 1955 is one of Canada\u2019s Big Six banks offering bank accounts, credit cards, loans, and investment solutions. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/td-bank-review\" target=\"_blank\">review of TD Bank<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Open a new TD Student Chequing Account and you could get $125. Conditions apply. Offer ends April 30, 2025.<\/li>\n<li>No monthly fee until the account holder turns 23. After 23, proof of full-time enrollment in post-secondary education is required to maintain eligibility.<\/li>\n<li>Interest rate: 0.01%.<\/li>\n<li>Unlimited transactions per month, including online purchases and recurring payments.<\/li>\n<li>No transfer fee to send or request money using Interac e-Transfer.<\/li>\n<li>No minimum monthly balance required.<\/li>\n<li>No-fee overdraft protection.<\/li>\n<li>TD Access Card with Visa Debit allows you to shop online and in-store wherever Visa is accepted.<\/li>\n<li>Free access to TD\u2019s ATM network in Canada.<\/li>\n<li>Non-TD ATM fees: $2 each in Canada, $3 each for U.S. and Mexico, $5 in any other foreign country.<\/li>\n<li>Direct deposit for paycheques and mobile deposit for other cheques.<\/li>\n<li>Access to TD MySpend, which helps improve spending habits, and the Simply Save program, which automatically transfers a small amount of money into an associated TD savings account when you complete a debit transaction.<\/li>\n<li>Link your card with your Starbucks Rewards account and earn 50% more Stars at participating Starbucks stores.<\/li>\n<li>CDIC protection for eligible deposits.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__11791\" id=\"rbc-advantage-banking-for-students\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-chequing-accounts=\"true\" data-nw-product-category-student-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best for student banking perks<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">RBC Advantage Banking for students<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"177\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"RBC Advantage Banking for students\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-300x115.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-768x296.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-375x144.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-100x38.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-40x15.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-150x58.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1.png 1024w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"$100\u00b9\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$100\u00b9\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Bonus Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tGet a $100 cash reward when you open an RBC Advantage Banking account for students, and RBC will donate another $100 to an eligible charity of your choice. Offer Ends January 31, 2025. Conditions apply. To qualify: 1) Open a new account by January 31, 2025. 2) Complete one of the following transactions by March 31, 2025: Make 3+ debit transactions, register for Interac auto-deposit and send one e-transfer, or sign up for a Virtual Visa Debit Card and make one transaction.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Monthly Fee\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t$0 monthly fee for full-time students.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>The RBC Advantage Banking for students account is a simple, inexpensive way for students aged 13 and up to manage their money \u2014 and earn Avion points on debit purchases.\r\n<li>Royal Bank of Canada (RBC) is one of Canada\u2019s Big Six banks providing banking, investment, and lending solutions to individuals and businesses since 1869. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/royal-bank-canada-rbc-review\" target=\"_blank\">review of RBC<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Limited Time Offer: Students get $100\u00b9 when you open an eligible no monthly fee RBC bank account\u00b2. Offer Ends January 31, 2025. Conditions apply.<\/li>\n<li>No monthly fee for full-time students.\u2074<\/li>\n<li>Free Interac e-Transfer transactions\u2075\ud834\udd12\u2076 \u2013 Make your transactions \u2013 Quick, Easy and Free.<\/li>\n<li>No ATM Fee from RBC to use another bank\u2019s ATM in Canada.\u2077\ud834\udd12\u2078 \u2013 That\u2019s more money in your pocket.<\/li>\n<li>Get the RBC ION+ Visa and start earing 3x the Avion points on things like groceries \u2013 Plus, it\u2019s the annual $48 fee you want back in your pocket. Each month get $4 back when you pair your ION+ with the RBC Advantage Banking account for students.\u2079<\/li>\n<li>Unlimited debit transactions Canada.<\/li>\n<li>Open the account in the RBC Mobile App\u00b9\u2070 in minutes!<\/li>\n<li>Earn Avion Points on debit purchases with the RBC ION+ Visa or by enrolling this RBC bank account with Value program.\u00b9\u00b9<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__3852\" id=\"eq-bank-personal-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best high-interest-earning hybrid account<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">EQ Bank Personal Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<a title=\"EQ Bank Personal Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/3852?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"3852\" data-offer-title=\"EQ Bank Personal Account\" data-product-id=\"3850\" data-product-title=\"EQ Bank Personal Account\" data-institution-id=\"70\" data-institution-title=\"EQ Bank\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"43\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/EQ_Bank_logo-e1701716111243.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"EQ Bank Personal Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/EQ_Bank_logo-e1701716111243.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/EQ_Bank_logo-e1701716111243-40x17.png 40w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"N\/A\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tN\/A\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Dollar limits apply*\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tDollar limits apply*\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Number of Transactions\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tUp to $20,000 outbound &lt;i&gt;Interac&lt;\/i&gt; e-Transfer\u00ae monthly maximum; Up to $250,000 EQ to EQ Transfers Daily Maximum; $25,000 per &lt;i&gt;Interac&lt;\/i&gt; e-Transfer\u00ae Inbound transaction.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t<div class=\"c-keto-product-card__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"EQ Bank Personal Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/3852?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"3852\" data-offer-title=\"EQ Bank Personal Account\" data-product-id=\"3850\" data-product-title=\"EQ Bank Personal Account\" data-institution-id=\"70\" data-institution-title=\"EQ Bank\" data-placement=\"Product card\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<b>Why we like it<\/b>\r\n<br><br>\r\n<ul>\r\n<li>EQ Bank\u2019s Personal Account is the digital-first bank\u2019s flexible hybrid chequing and savings account. It features a high interest rate, no monthly fees, and free and unlimited transfers.\r\n<li>The bank also offers joint accounts, US dollar accounts, TFSAs, RRSPs, and GICs.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Customers who add and maintain qualifying recurring direct deposits of at least $2000\/month to a Personal Account or Joint Account are eligible to earn a bonus interest rate of 4.00% (the Base Rate plus an additional 2.50%) for the eligible accounts (the Personal Account, Joint Account, and the EQ Bank Card balance). Conditions apply. Please review the\u00a0EQ Bank Bonus Interest Offer Terms and Conditions\u00a0for details.<\/li>\n<li>1.50% interest rate*.<\/li>\n<li>No monthly fee.<\/li>\n<li>This hybrid account gives you the benefits of savings with the flexibility of chequing.<\/li>\n<li>Mobile Cheque Deposit is available through the EQ Bank mobile app.<\/li>\n<li>Zero monthly banking fees.<\/li>\n<li>No transaction or service fees. EQ Bank does not charge account fees, fees for sending or receiving <i>Interac<\/i> e-Transfers\u00ae, fees for bill payments, overdraft fees, or dormant account fees.<\/li>\n<li>No minimum balance, but a $200,000 maximum balance.<\/li>\n<li>Access your money immediately through the mobile app and online banking website, where you can deposit or transfer funds using <i>Interac<\/i> e-Transfers\u00ae or Electronic Funds Transfer (EFT) to linked accounts.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li>\n<li>As of December 2022, EQ Bank is available to Qu\u00e9bec residents.<\/li>\n<li><i>*Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.<\/i><\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section class=\"c-keto-product-card__wrapper offer-id__12392\" id=\"canadian-western-bank-gold-leaf-plus-account\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t\t<h3 class=\"c-keto-product-card__subtitle\">Best no-fee seniors chequing account with premium perks<\/h3>\t\t\t\t<h4 class=\"c-keto-product-card__title\">Canadian Western Bank Gold Leaf PLUS Account<\/h4>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"150\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-460x150.png\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"Canadian Western Bank Gold Leaf PLUS Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-460x150.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-300x98.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-375x122.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-276x90.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-100x33.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-40x13.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb-150x49.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cwb.png 500w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3819=\"N\/A\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Bonus Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tN\/A\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3821=\"$0\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Monthly Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-10844=\"Unlimited\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Number of Transactions<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\tUnlimited\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Designed for Canadians 57 and older, the Canadian Western Bank Gold Leaf PLUS Account has no monthly fees, unlimited transactions and free personalized cheques. \r\n<li>Canadian Western Bank offers business banking, investing products, registered plans, and personal banking, including loans, mortgages, credit cards, and chequing and savings accounts. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Available to Canadians 57 and older.<\/li>\n<li>No monthly fees.<\/li>\n<li>Unlimited transactions, including <i>Interac<\/i> eTransfers.<\/li>\n<li>Complimentary paper cheques.<\/li>\n<li>Electronic or paper statements.<\/li>\n<li>$15 discount on safe deposit box rentals. <\/li>\n<li>Option to receive GIC interest monthly with no penalty.<\/li>\n<li>Deposits eligible for insurance from CDIC.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\t\t<a class=\"js-scroll-to\" href=\"#js-page-top\">Back to Top<\/a>\n\t<\/section>\n<\/div>\n\n\n<div class=\"c-block-in-house-promotion is-advert-style__image-small is-style-horizontal wp-block-nerdwallet-blocks-in-house-ad\">\n\n\t\t\t<div class=\"c-promotion-banner__partner-spotlight\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/plugins\/nerdwallet-blocks\/assets\/images\/nerdwallet-bug.svg\"\n\t\t\t\talt=\"Nerdwallet Logo\"\n\t\t\t\/>\n\t\t\t<span class=\"c-promotion-banner__partner-spotlight--title\">\n\t\t\t\tPartner Spotlight\t\t\t<\/span>\n\t\t<\/div>\n\t\n\t<div\n\t\tclass=\"c-block-in-house-promotion__inner\"\n\t\tstyle=\"background-image: none;\"\n\t>\n\n\t\t\t\t\t<div class='c-block-in-house-promotion__image-wrapper'>\n\t\t\t\t<div class='c-block-in-house-promotion__image'>\n\t\t\t\t\t<img decoding=\"async\" class=\"c-block-in-house-promotion__icon-img\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/11\/scotiabank.svg\" alt=\"Ad Icon\" \/>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"c-block-in-house-promotion__content-wrapper c-block-in-house-promotion__no-image\">\n\t\t\t\n\t\t\t<h3 class=\"c-block-in-house-promotion__title\">Scotiabank Preferred Package<\/h3>\n\t\t\t\t\t\t\t<p class=\"c-block-in-house-promotion__content\">\n\t\t\t\t\tScotiabank&#8217;s most popular banking package for your everyday banking needs. Earn up to $800 with a Scotiabank Ultimate package and eligible investment plans. See offer details.\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-block-in-house-promotion__cta wp-block-button\"><a href=\"https:\/\/api.fintelconnect.com\/t\/l\/65989000848c32001c692b59\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"nw-cta track-click-mon wp-block-button__link wp-element-button\" data-placement=\"Promotional banner\">APPLY NOW<\/a><\/div>\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-trust-card is-style-alt\"><div class=\"c-block-trust-card\"><h3 class=\"c-block-trust-card__title\">Methodology to identify the best chequing accounts<\/h3><div class=\"c-block-trust-card__description\"><p>NerdWallet Canada selects the best chequing accounts based on several criteria. Factors in\u00a0<a href=\"https:\/\/www.nerdwallet.com\/ca\/financial-product-evaluation-methology#bnkmethod\">our evaluation methodology<\/a>\u00a0include\u00a0monthly fees, minimum balances, included services, savings on transaction fees, and more. The accounts considered for this list are available to Canadians in more than one province.<\/p><\/div><ul class=\"c-block-trust-card__bullet-points\"><\/ul><\/div><\/div>\n\n\n\n<p class=\"\"><a href=\"#top\">Back to Top<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"beginners-guide-to-chequing-accounts\">Beginner\u2019s guide to chequing accounts<\/h2>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"#what-is-a-chequing-account\">What is a chequing account?<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#types-of-chequing-accounts\">What are the types of chequing accounts?<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#how-to-compare-chequing\">How to compare chequing accounts in Canada<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#how-to-open-a-chequing-account\">How to open a personal chequing account<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-is-a-chequing-account\">What is a chequing account?<\/h3>\n\n\n\n<p class=\"\">Chequing accounts are transactional accounts for day-to-day use. They typically come with a debit card for shopping and ATM access. Unlike savings accounts, deposited money doesn\u2019t usually earn interest.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Chequing account definition<\/h4>\n\n\n\n<p class=\"\">A <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-chequing-account\">chequing account<\/a> is an account for everyday spending. With it, you can pay bills, make online or in-store purchases, deposit and withdraw cash and more. Chequing accounts also come with cheque-writing privileges. Many chequing accounts have monthly fees, which may be waived by maintaining a minimum balance, and offer a limited number of <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/withdrawal-fee-explained\">free transactions<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Chequing vs savings account: What is the difference?<\/h4>\n\n\n\n<p class=\"\">Chequing and <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\">savings accounts<\/a> are both designed for everyday banking. Lots of people use both to cover their banking needs. But these accounts are intended for different purposes, and what separates them can help you decide how to use these accounts to your benefit.<\/p>\n\n\n<div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-93\" class=\"tablepress tablepress-id-93\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\"><strong>Chequing account<\/strong><\/th><th class=\"column-2\"><strong>Savings account<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Designed for spending.<\/td><td class=\"column-2\">Designed for saving.<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Rarely earns interest.<\/td><td class=\"column-2\">Earns interest.<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Comes with a debit card and cheques.<\/td><td class=\"column-2\">Monthly transactions are limited.<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Monthly fees are common. <\/td><td class=\"column-2\">Typically free to use.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"types-of-chequing-accounts\">What are the types of chequing accounts?<\/h3>\n\n\n\n<p class=\"\">Chequing accounts come in all shapes and sizes for varying life circumstances and banking needs.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Basic chequing account<\/h4>\n\n\n\n<p class=\"\">This no-frills account is one of the most common and popular chequing account options. It comes with all the essentials, including a debit card, <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-use-atm\">ATM access<\/a> and cheque-writing privileges.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">No-fee chequing account<\/h4>\n\n\n\n<p class=\"\">A no-fee chequing account, also known as a free chequing account, is a chequing account that doesn\u2019t have any monthly fees. No fee isn\u2019t entirely accurate, though \u2014 you may still pay one-time fees per use for things like using out-of-network ATMs or overdrawing your account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Online-only chequing account<\/h4>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/online-banks-explained\">Online banks<\/a> offer online-only chequing accounts. These accounts are no different from traditional chequing accounts \u2014 you still get a <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-debit-card\">debit card<\/a> and ATM access \u2014 you just can\u2019t visit a physical branch. Account management occurs through the provider\u2019s online banking portal or mobile app.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Student chequing account<\/h4>\n\n\n\n<p class=\"\">These chequing accounts are designed for students and typically offer unlimited debit transactions with no monthly fees. Many <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/student-bank-accounts-explained\">student accounts<\/a> are limited to post-secondary students, and you usually need to provide proof of enrolment to qualify.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Youth chequing account<\/h4>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-kids-bank-account\">Youth chequing accounts<\/a> are accounts for children, teens and young adults. They offer many of the same perks as student chequing accounts, except you don\u2019t need to be a student to qualify. The age cutoff for youth chequing accounts is typically set at the age of majority, though some youth accounts accept applicants up to 24 years old.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Seniors chequing account<\/h4>\n\n\n\n<p class=\"\">Some banks offer dedicated <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-senior-bank-accounts-in-canada\">senior chequing accounts<\/a> for those 60 to 65 years old and older \u2014 others provide senior discounts on standard chequing accounts. Typical account offerings include personal cheques, free monthly paper <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-bank-statement\">bank statements<\/a> and unlimited transactions for low or no monthly fees.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Newcomer bank account<\/h4>\n\n\n\n<p class=\"\">Newcomer accounts are for those new to Canada, including landed immigrants, permanent residents and foreign workers. <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-banks-for-newcomers\">Some banks offer newcomer accounts<\/a>, while others waive fees on standard accounts for those of newcomer status.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Premium chequing account<\/h4>\n\n\n\n<p class=\"\">Premium chequing accounts come with top-tier benefits like unlimited out-of-network ATM withdrawals, free global <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-transfer-money\">money transfers<\/a>, preferred exchange rates, free personalized cheques and more. Expect to pay a higher monthly fee unless you can meet minimum daily balance requirements.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Joint chequing account<\/h4>\n\n\n\n<p class=\"\">A <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/joint-bank-account-explained\">joint chequing account<\/a> is shared between two or more people. All account holders share equal responsibility for the account and can make transactions, deposits and withdrawals.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Foreign currency and USD accounts<\/h4>\n\n\n\n<p class=\"\">Foreign currency chequing accounts are designed to send, hold and receive payments in foreign currencies. These can be USD-specific or multi-currency accounts. These accounts help cut back on foreign exchange fees and may include free wire transfers, too. You can convert your money back into Canadian dollars whenever you want.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Business chequing account<\/h4>\n\n\n\n<p class=\"\">A <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/about-business-bank-accounts\">business account<\/a> is geared to serve business needs. There are <a href=\"https:\/\/www.nerdwallet.com\/ca\/p\/best\/banking\/best-business-bank-accounts\">bank accounts for businesses of all sizes<\/a>, offering tiered monthly transactions and fee options.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-compare-chequing\">How to compare chequing accounts in Canada<\/h2>\n\n\n\n<p class=\"\">Before you open a chequing account, consider the following questions.<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"#how-do-you-plan-to-use-your-chequing-account\">How do you plan to use your chequing account?<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#how-do-you-want-to-access-your-chequing-account\">How do you want to access your chequing account?<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#how-can-you-save-on-bank-fees\">How can you save on bank fees?<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#what-rewards-and-special-features-matter-to-you\">What rewards and special features matter to you?<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-do-you-plan-to-use-your-chequing-account\">How do you plan to use your chequing account?<\/h3>\n\n\n\n<p class=\"\">There are numerous ways to deposit, withdraw and transact, so take stock of your banking habits as you compare chequing accounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Deposit cash and cheques<\/h4>\n\n\n\n<p class=\"\">Cash and <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-write-a-cheque\">cheques<\/a> can be deposited at an ATM or bank branch during business hours. You may also be able to deposit a cheque using a bank\u2019s mobile app.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Withdrawals<\/h4>\n\n\n\n<p class=\"\">Like cash deposits, withdrawals can be made at an ATM or bank branch during business hours. You may also be able to withdraw cash when conducting a transaction in a store by requesting cash back.<\/p>\n\n\n\n<p class=\"\">You may be charged a fee for withdrawing money if you exceed your monthly transaction limit or use an out-of-network ATM.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pre-authorized payments<\/h4>\n\n\n\n<p class=\"\">Set up <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-pre-authorized-debit\">pre-authorized payments<\/a> through your chequing account so you never miss a payment deadline. Money is automatically withdrawn from the account at a predetermined amount and frequency.<\/p>\n\n\n\n<p class=\"\">Pre-authorized payments can also move money from a chequing account into a savings account \u2014 a simple way to automate a savings habit.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Transfer funds<\/h4>\n\n\n\n<p class=\"\">An electronic funds transfer (ETF) sends money from one bank account to another. You can move funds between two accounts in your name at the same institution or send money from your account to an external account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">E-transfers<\/h4>\n\n\n\n<p class=\"\">An <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-interac-e-transfer\">Interac e-transfer<\/a> is an online money transfer. The only information you need to send an e-transfer is the recipient\u2019s email address or phone number. Transfers are made safe with security questions and passwords agreed upon by sender and recipient. You can also set up auto-deposit, which waives the security question and password in favour of automatically depositing e-transfer funds to your account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Other transactions<\/h4>\n\n\n\n<p class=\"\">Additional transactions you can perform with a chequing account include money orders, <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-bank-draft\">bank drafts<\/a> and <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-wire-transfer\">wire transfers<\/a>. Fees for these services are common.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-do-you-want-to-access-your-chequing-account\">How do you want to access your chequing account?<\/h3>\n\n\n\n<p class=\"\">Consider your account access options as you compare chequing accounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">In-person banking<\/h4>\n\n\n\n<p class=\"\">If you prefer to bank face-to-face, opt for a financial institution or credit union with a well-established branch network. The <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/big-5-big-6-banks-canada\">Big Six Banks<\/a> are among the largest in Canada and offer locations and ATMs across the country.<\/p>\n\n\n\n<p class=\"\">Some teller-assisted transactions come with a fee.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Over the phone<\/h4>\n\n\n\n<p class=\"\">You can conduct numerous account transactions over the phone, like paying bills, checking your account balance and transferring funds between accounts. Some providers have automated phone services to complete these transactions, while others offer the assistance of live bank representatives during business hours.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Online banking<\/h4>\n\n\n\n<p class=\"\">With the rise of <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-digital-banking\">digital banking<\/a>, online account access has become nearly ubiquitous. Many banks offer online banking portals for customers to manage their accounts from a computer, tablet or mobile device. If available, you may also be able to access your account through a provider\u2019s mobile app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-can-you-save-on-bank-fees\">How can you save on bank fees?<\/h3>\n\n\n\n<p class=\"\">Canadian <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/bank-fees-and-charges\">bank fees<\/a> are common, but there are ways to avoid being nickel and dimed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Monthly account fee<\/h4>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Choose a no-fee account.<\/strong> Narrow your search by restricting your account options to those without monthly fees.<\/li>\n\n\n\n<li class=\"\"><strong>Meet minimum account balance requirements.<\/strong> Some chequing accounts rebate monthly fees if you keep your daily account balance above a certain threshold.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Transaction fees<\/h4>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Avoid out-of-network ATMs.<\/strong> Fees for using out-of-network ATMs are common, so stick with ATMs in your bank\u2019s network when possible.<\/li>\n\n\n\n<li class=\"\"><strong>Consider the features you\u2019ll use most.<\/strong> Some accounts have fees for services like paper statements, cash withdrawals and Interac e-transfers \u2014 others don\u2019t. Identify the features you\u2019ll use most and find an account that offers that feature for free.<\/li>\n\n\n\n<li class=\"\"><strong>Watch your account balance.<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-nsf-fee\">Non-sufficient funds (NSF)<\/a>, or insufficient funds fees, are charged when there isn\u2019t enough money in your account to cover an outgoing payment or transaction. Keep an eye on your account balance to avoid bounced payments and NSF fees.<\/li>\n\n\n\n<li class=\"\"><strong>Review the fine print.<\/strong> Scan the terms of conditions of your account for account fees triggered by certain events or transactions. The more you know about these fees, the better you\u2019ll be able to keep them off your monthly account statement.<\/li>\n\n\n\n<li class=\"\"><strong>Look for discounts or rebates.<\/strong> If you\u2019re a student, a senior or new to Canada, discounts and promotional offers may be available for you.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-rewards-and-special-features-matter-to-you\">What rewards and special features matter to you?<\/h3>\n\n\n\n<p class=\"\">Banks offer bonuses, promotions and perks to incentivize customers to sign up for new accounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Sign-up bonuses<\/h4>\n\n\n\n<p class=\"\">Cash bonuses, merchandise and waived fees are common sign-up bonuses for chequing account applicants. To access these rewards, you typically need to complete a few qualifying activities within a certain period following your account activation. Some of these may include making an initial account deposit, paying a bill and setting up recurring <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/direct-deposit-explained\">direct deposits<\/a> or pre-authorized debit transactions.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Rewards programs<\/h4>\n\n\n\n<p class=\"\">Similar to <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-general-rewards-credit-cards\">credit card rewards<\/a>, some chequing accounts earn points you can redeem for gift cards, merchandise, travel rewards and more. In fact, some chequing account rewards pair with credit card programs from the same provider so that customers can increase their point earning potential.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Chequing account interest rates on hybrid accounts<\/h4>\n\n\n\n<p class=\"\">Chequing accounts that earn interest are uncommon. But you may be able to find an account that <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/principal-and-interest\">accumulates interest<\/a> and functions like a chequing account by opening a hybrid account.<\/p>\n\n\n\n<p class=\"\">Hybrid accounts function like a chequing and savings account in one, combining interest-earning capabilities with flexible deposits and withdrawals. Digital banks typically offer these accounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Bundled banking packages<\/h4>\n\n\n\n<p class=\"\">Some banks and credit unions offer account bundles that package chequing and savings accounts. You may be able to open these accounts with a single application, and some bundles combine two or more sets of monthly fees into a single (potentially reduced) monthly payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-open-a-chequing-account\">How to open a personal chequing account<\/h2>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Check eligibility.<\/strong> Eligibility criteria vary by account and provider. Make sure you qualify for an account before you begin its application process.<\/li>\n\n\n\n<li class=\"\"><strong>Gather documentation.<\/strong> Account applications typically require that you provide your full name, residential address, contact information and social insurance number alongside at least one piece of government-issued photo ID.<\/li>\n\n\n\n<li class=\"\"><strong>Review application options.<\/strong> Some providers prefer for new customers to apply in-person at a branch \u2014 other applications, like those for digital bank accounts, are only available online. Find out if there is a preferred application method for the account you\u2019d like to open.<\/li>\n\n\n\n<li class=\"\"><strong>Apply.<\/strong> Whether in-person, by telephone or online, the chequing account application process can often be completed in just a few minutes.<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><a href=\"#top\">Back to Top<\/a><\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 class=\"c-block-faq__title\"><\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion__header\"><h3 class=\"c-block-accordion__title\">Frequently asked questions about a chequing account<\/h3><\/div><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>Which is the best bank to open an account with in Canada?<\/strong> <\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">If you want to save on monthly fees, consider an <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/online-banks-explained\">online bank<\/a> that offers no-fee chequing or hybrid accounts, which combine chequing and savings benefits in one account. However, you may find one of the Big Six banks more convenient if you prefer in-person banking options, and a substantial ATM network.&nbsp;<\/p>\n\n\n\n<p class=\"\">Keep in mind you don\u2019t have to choose just one bank. Some people open multiple accounts with different providers to take advantage of rewards programs or account features that accommodate their lifestyle and spending needs.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>What services are provided by a chequing account in Canada?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">A chequing account usually includes services to help you with everyday banking transactions like:&nbsp;<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">Debit card payments.<\/li>\n\n\n\n<li class=\"\">ATM withdrawals and deposits.&nbsp;<\/li>\n\n\n\n<li class=\"\">Branch withdrawals and deposits.&nbsp;<\/li>\n\n\n\n<li class=\"\">Interac e-transfers.&nbsp;<\/li>\n\n\n\n<li class=\"\">Money transfers.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">How many chequing accounts can I have?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">As many as you want. You can even hold <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/multiple-bank-accounts\">multiple chequing accounts<\/a> with the same provider. That said, monthly fees for multiple accounts could hurt your finances.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Headshot_Siddhi-Jahagirdar-100x100.jpg\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Siddhi Bagwe photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\">\n\t\t\t\t\t\t<strong>Siddhi Bagwe<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Siddhi Bagwe is a content management specialist at NerdWallet Canada. Treating content marketing as an educational medium for readers, Siddhi believes in empowering them with the knowledge of personal finance&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\" title=\"Read more about Siddhi Bagwe\">\n\t\t\t\t\t\t\t<span>Read more about Siddhi Bagwe and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2668\" class=\"c-block-card post-2668 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-saving-account\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-savings-accounts\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/best-hisa-e1637338670681-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best High-Interest Savings Accounts in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-savings-accounts\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest High-Interest Savings Accounts in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Compare top interest rates and discover the best no-fee high-interest savings accounts (HISAs) in Canada. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Headshot_Siddhi-Jahagirdar-e1648746969870-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Siddhi Bagwe<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2668 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-7590\" class=\"c-block-card post-7590 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-guaranteed-investment-certificates-gic\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-gic-rates-in-canada\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/06\/best-gics-canada-e1656103928840-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Compare GIC Rates in Canada for 2025: Best 1- to 5-Year GICs\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-gic-rates-in-canada\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCompare GIC Rates in Canada for 2025: Best 1- to 5-Year GICs\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>The best GIC rates offer a safe, secure way to grow your money over a set term.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Headshot_Siddhi-Jahagirdar-e1648746969870-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Siddhi Bagwe<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-7590 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2993\" class=\"c-block-card post-2993 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-registered-banking-products\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-tfsa\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Best-High-Interest-TFSA-e1639177706748-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best Tax-Free Savings Account Rates in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-tfsa\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest Tax-Free Savings Account Rates in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>The best high-interest tax-free savings accounts (TFSAs) have minimal fees and earn high rates of interest.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2993 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-12095\" class=\"c-block-card post-12095 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-chequing-account\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account-offers\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"192\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Best-Chequing-Account-offers-feature-image-e1664412920153-460x192.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best New Bank Account Offers and Promotions in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account-offers\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest New Bank Account Offers and Promotions in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Chequing account offers include cash rewards, gift cards, waived fees, merchandise and more. You may need to complete qualifying activities to get the offer.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Headshot_Siddhi-Jahagirdar-e1648746969870-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Siddhi Bagwe<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-12095 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Choose the best chequing account for your everyday banking needs by comparing the fees, features and conveniences.<\/p>\n","protected":false},"author":26,"featured_media":11023,"parent":100,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"middle","apple_news_slug":"","apple_news_sections":"[\"https:\\\/\\\/news-api.apple.com\\\/sections\\\/258a2d7c-962b-47be-93aa-4e3a3f4b4a02\"]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[15],"topic":[106],"cluster":[207],"pp_author":[307],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Chequing Accounts in Canada for 2025 - NerdWallet<\/title>\n<meta name=\"description\" content=\"Choose the best chequing account that includes all the services, savings on the monthly account fees, and provides convenience for your everyday banking needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Chequing Accounts in Canada for 2025 - NerdWallet\" \/>\n<meta property=\"og:description\" content=\"Choose the best chequing account that includes all the services, savings on the monthly account fees, and provides convenience for your everyday banking needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account\" \/>\n<meta property=\"og:site_name\" content=\"NerdWallet Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NerdWallet\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-13T20:13:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Best-Chequing-Accounts-e1663104804381.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"880\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NerdWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Siddhi Bagwe\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account\",\"name\":\"Best Chequing Accounts in Canada for 2025 - 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