{"id":1781,"date":"2021-09-16T09:23:19","date_gmt":"2021-09-16T16:23:19","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=1781"},"modified":"2024-11-13T12:57:58","modified_gmt":"2024-11-13T20:57:58","slug":"types-of-houses-in-canada","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/mortgages\/types-of-houses-in-canada","title":{"rendered":"Types of Houses in Canada"},"content":{"rendered":"\n<p class=\"\">Anyone looking to buy or rent a home in Canada will soon realize there are many types of houses available. Each type of house has its own unique characteristics, so you\u2019ll want to familiarize yourself with each one before you start <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/real-estate-search\">searching for real estate<\/a>.<\/p>\n\n\n\t<div class=\"c-block-table-of-contents nw-table-of-contents wp-block-table-of-contents \">\n\t\t<div class=\"c-block-table-of-contents__table-wrapper \">\n\t\t\t<h2 id=\"jump-to\"  class=\"c-block-table-of-contents__title\">Jump to<\/h2>\n\t\t\t<ul class=\"c-block-table-of-contents__links\">\n\t\t\t\t\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#detached\">Detached houses<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#semidetached\">Semi-detached houses<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#townhouses\">Townhouses<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#condos\">Condominiums<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#moveable\">Moveable houses<\/a><\/li>\n\n\t\t\t<\/ul>\n\t\t\t<div class=\"c-block-table-of-contents__show-more--wrapper\">\n\t\t\t\t<span class=\"c-block-table-of-contents__show-more\">\n\t\t\t\t\t<label class=\"show-more-label\" for=\"c-block-table-of-contents__show-more\">Show more<\/label>\n\t\t\t\t\t<label class=\"hide-more-label\" for=\"c-block-table-of-contents__show-more\">Show less<\/label>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"detached\"><strong>Detached houses<\/strong><\/h2>\n\n\n\n<p class=\"\">A detached home is one of the most popular types of houses in Canada. Detached houses exist on their own lots and don\u2019t share any walls with other homes. In addition, most detached homes have a front yard and backyard, so they\u2019re great for families looking for additional space.<\/p>\n\n\n\n<p class=\"\">Generally speaking, detached homes are the most expensive type of housing because they provide more square footage and increased privacy. Because of their larger footprint, maintenance costs and property taxes can be higher than with other housing types.<\/p>\n\n\n\n<h3 id=\"types-of-detached-houses\"  class=\"wp-block-heading\">Types of detached houses<\/h3>\n\n\n\n<h4 id=\"bungalows\"  class=\"wp-block-heading\">Bungalows<\/h4>\n\n\n\n<p class=\"\">Bungalows are a type of detached home. They typically have minimal stairs, with most living and sleeping areas on a single floor. Some bungalows have a single flight of stairs that lead up to an additional bedroom. Many bungalows also have a basement that homeowners have renovated into a usable space. Bungalows are an older style of home that you don\u2019t see built much anymore, as two-storey homes are now preferred.<\/p>\n\n\n\n<h4 id=\"split-level-houses\"  class=\"wp-block-heading\">Split-level houses<\/h4>\n\n\n\n<p class=\"\">It\u2019s rare to see newly built split-level homes, but they\u2019re still popular among some house hunters. This type of home typically has multiple levels. In most cases, the main level has common living areas such as the kitchen and living room. The upper level would have bedrooms, while the lower level would usually be used as a family room. Split-level homes come in many different layouts, but the most common are side split and back split.<\/p>\n\n\n\n<h4 id=\"duplexestriplexesfourplexes\"  class=\"wp-block-heading\">Duplexes\/triplexes\/fourplexes<\/h4>\n\n\n\n<p class=\"\">Duplexes, triplexes and fourplexes contain two, three, and four housing units, respectively, inside a single detached property. Each unit will have its own separate entrance, and may be on a different floor. These types of houses in Canada typically have one owner, with the additional units being rented out. Sometimes there can be various owners on the title, with each homeowner occupying their own individual unit.<\/p>\n\n\n\n<p class=\"\">Depending on how the living arrangements are set up, &#8220;plex&#8221; residents may share some common elements such as parking and a yard. Although you can still find these housing units in many cities, it\u2019s rare to see them as new builds.<\/p>\n\n\n<div class=\"c-block-house-ad wp-block-nerdwallet-blocks-house-ad\">\n\n\t\n\t<div class=\"c-block-house-ad__wrapper\">\n\t\t<div class=\"c-block-house-ad__inner\">\n\t\t\t<div class=\"c-house-ad__content-wrapper c-house-ad__content-wrapper__no-image\">\n\t\t\t\t\n\t\t\t\t<h3 id=\"find-the-best-mortgage-rates-in-canada\"  class=\"c-block-house-ad__title\">Find the Best Mortgage Rates in Canada<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"c-block-house-ad__content\">\n\t\t\t\t\t\tCompare customized mortgage rates from Canada\u2019s best lenders and brokers for free. Find and easily apply for the lowest mortgage rate for your needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t<div class=\"c-block-house-ad__cta wp-block-button\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-canada\" target=\"_blank\" rel=\"noopener\" class=\"c-block-house-ad__cta-button nw-cta track-click-mon wp-block-button__link wp-element-button\" data-placement=\"Promotional banner\">Compare Mortgage Rates Now<\/a><\/div>\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"c-block-house-ad__image-wrapper\">\n\t\t\t\t\t<div class=\"c-block-house-ad__image\">\n\t\t\t\t\t\t<img decoding=\"async\" class=\"c-block-house-ad__icon-img\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/Mortgage-32-1.svg\" alt=\"Ad Icon\" style=\"max-width: 200px; max-height: 200px;\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"semidetached\"><strong>Semi-detached houses<\/strong><\/h2>\n\n\n\n<p class=\"\">Semi-detached homes come in different sizes, but they all have one thing in common: a wall you share with another home. Semi-detached homes may also share other elements, such as a fence or driveway.<\/p>\n\n\n\n<p class=\"\">Semi-detached houses are usually cheaper than detached homes, but you give up some of your privacy for that lower cost. If the structure was built well, you might never hear your neighbour, but that\u2019s not always the case.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"townhouses\"><strong>Townhouses<\/strong><\/h2>\n\n\n\n<p class=\"\">Townhouses are a row of homes where each unit shares walls on both sides with their neighbours \u2014 unless you nab an end unit.<\/p>\n\n\n\n<p class=\"\">Townhouses are typically cheaper than detached and semi-detached homes because they tend to be narrower. But some luxury townhomes available these days can be pretty expensive.<\/p>\n\n\n\n<p class=\"\">Some townhouse owners have their own private backyard, while others have ground-level or rooftop patios. Each owner is responsible for the maintenance of their own individual property.<\/p>\n\n\n\n<h3 id=\"types-of-townhouses\"  class=\"wp-block-heading\">Types of townhouses<\/h3>\n\n\n\n<h4 id=\"condominium-townhouses\"  class=\"wp-block-heading\">Condominium townhouses<\/h4>\n\n\n\n<p class=\"\">With a condominium townhouse, you\u2019ll own your unit, but a condo corporation owns and maintains any exterior elements, such as yards, parking spaces, and shared amenities. Residents pay monthly maintenance fees that go towards the amenities and landscaping.<\/p>\n\n\n\n<p class=\"\">Condo townhomes can also have a different look than traditional townhomes. Many condo townhomes are stacked, so you might have a neighbour above or below you. Most condo townhomes still have some individual outdoor private space, such as a patio, balcony or rooftop.<\/p>\n\n\n\n<h4 id=\"freehold-townhouses\"  class=\"wp-block-heading\">Freehold townhouses<\/h4>\n\n\n\n<p class=\"\">A freehold townhouse is no different from a condo townhouse from a property perspective, but the ownership structure changes. You\u2019ll own both the property and the land a freehold townhouse sits on.<\/p>\n\n\n\n<p class=\"\">You won\u2019t pay any monthly maintenance or condo fees to a condo association, but you will be responsible for the actual upkeep of your home\u2019s exterior spaces.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"condos\"><strong>Condominiums<\/strong><\/h2>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/buying-a-condo-a-preparation-guide\">Condominiums<\/a>, or condos for short, are large buildings that contain many smaller housing units. Each unit has an individual owner, but there could be many common elements such as the lobby, fitness centre, parking garage, pool or yard.<\/p>\n\n\n\n<p class=\"\">A condo corporation (also called a syndicate or strata corporation in some provinces) is required to maintain all the common elements. The corporation ensures that the building is kept running and within budget. They\u2019ll also make recommendations when it comes to repairs and picking contractors.<\/p>\n\n\n\n<p class=\"\">As a resident, you can vote on the condo corporation\u2019s decisions. To help pay for all the standard amenities and building maintenance, each resident pays monthly condo fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"moveable\">Movable houses<\/h2>\n\n\n\n<p class=\"\">This category includes mobile homes, also known as trailer homes, as well as atypical dwellings like houseboats.&nbsp;<\/p>\n\n\n\n<p class=\"\">Even though movable houses are generally less expensive than the other housing types discussed here, securing a mortgage to pay for them can be a challenge.&nbsp;<\/p>\n\n\n\n<p class=\"\">A mobile home, for example, probably won\u2019t appreciate at the same rate as detached homes or condos, and since demand for them is lower, reselling can take a while. Lenders may shy away from properties they\u2019ll have trouble reselling in the case of foreclosure.<\/p>\n\n\n\n<h2 id=\"what-homes-typically-cost-in-canada\"  class=\"wp-block-heading\"><strong>What homes typically cost in Canada<\/strong><\/h2>\n\n\n\n<p class=\"\">The cost to buy a home in Canada varies quite a bit from region to region. As of September 2024, the national average sale price was $669,630, according to the Canadian Real Estate Association. <\/p>\n\n\n\n<p class=\"\">CREA\u2019s average price includes all housing categories, so it\u2019s not always useful when trying to figure out the average price of a particular housing type in your own community. To get an accurate idea of what home prices might be in your neck of the woods, consult <a href=\"https:\/\/www.realtor.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Realtor.ca<\/a> and do a local search for the property type you\u2019re interested in.<\/p>\n\n\n\n<p class=\"\">Generally speaking, the following factors determine the cost of a home:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">Home type.<\/li>\n\n\n\n<li class=\"\">Home size.<\/li>\n\n\n\n<li class=\"\">Location.<\/li>\n\n\n\n<li class=\"\">Condition of the home.<\/li>\n\n\n\n<li class=\"\">Supply and demand in the local market.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Home prices are really only part of the equation when you\u2019re looking to buy. To get a sense of what you can actually afford, it\u2019s advisable to reach out to <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-broker-vs-bank\">a mortgage advisor<\/a>, have them crunch some numbers and possibly <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/what-is-mortgage-pre-approval\">pre-approve you for a mortgage<\/a>.<\/p>\n\n\n\n<p class=\"\">But if you\u2019re not ready to take that step, you can always try out a <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-affordability-calculator\">mortgage affordability calculator<\/a> and see which home type best fits your budget.<\/p>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 id=\"about-the-author\"  class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Clay Jarvis photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\">\n\t\t\t\t\t\t<strong>Clay Jarvis<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Clay Jarvis is NerdWallet\u2019s mortgage and real estate expert in Canada. Thus far, his entire professional writing career has revolved around real estate. Prior to joining NerdWallet, he was the&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" title=\"Read more about Clay Jarvis\">\n\t\t\t\t\t\t\t<span>Read more about Clay Jarvis and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 id=\"dive-even-deeper\"  class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-21747\" class=\"c-block-card post-21747 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-buying-or-selling-real-estate cluster-housing-market\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/2023-canadian-home-buyer-report\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/01\/GettyImages-1358054371-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"2023 Canadian Home Buyer Report\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"2023-canadian-home-buyer-report\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/2023-canadian-home-buyer-report\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\t2023 Canadian Home Buyer Report\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Between high rates and home prices, buying a home in Canada is about as challenging as it\u2019s ever been. But the majority of Canadians still see themselves as future homeowners.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-21747 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-14245\" class=\"c-block-card post-14245 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-calculator cluster-all-mortgage-calculators\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-payment-calculator\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/11\/GettyImages-1371867761-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Mortgage Payment Calculator\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"mortgage-payment-calculator\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-payment-calculator\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tMortgage Payment Calculator\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Use our mortgage payment calculator to estimate your monthly mortgage payments in Canada. Enter your loan details to get an accurate and quick assessment of your mortgage costs.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-14245 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-1790\" class=\"c-block-card post-1790 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-buying-or-selling-real-estate cluster-types-of-real-estate\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/how-much-does-it-cost-to-build-a-house\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/09\/How-much-does-it-cost-to-build-a-house-e1631811224773-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How Much Does It Cost to Build a House in Canada? (2024)\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"how-much-does-it-cost-to-build-a-house-in-canada-2024\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/how-much-does-it-cost-to-build-a-house\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow Much Does It Cost to Build a House in Canada? (2024)\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>The average cost to build a single-family house in Canada\u2019s major cities ranges from $120 to $320 per square foot. Factors that affect cost include location and materials.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/barry-choi\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/BarryChoi-e1626212860872-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Barry Choi<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-1790 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-1436\" class=\"c-block-card post-1436 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-buying-or-selling-real-estate cluster-buying-real-estate\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/first-time-home-buyer-guide\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/08\/First-Time-Home-Buyer-Guide-e1627939673963-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"First-Time Home Buyer In Canada? Here&#8217;s What You Need To Know\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"first-time-home-buyer-in-canada-heres-what-you-need-to-know\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/first-time-home-buyer-guide\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tFirst-Time Home Buyer In Canada? Here&#8217;s What You Need To Know\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>A little knowledge about the housing market, mortgages and incentive programs can help you afford your first home.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/kurt-woock\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/07\/kurt-woock-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Kurt Woock<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-1436 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>The types of houses you can rent or buy in Canada include detached and semi-detached homes, townhouses and condominiums.<\/p>\n","protected":false},"author":4,"featured_media":1782,"parent":106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"middle","apple_news_slug":"","apple_news_sections":"[\"https:\\\/\\\/news-api.apple.com\\\/sections\\\/258a2d7c-962b-47be-93aa-4e3a3f4b4a02\"]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[16],"topic":[117],"cluster":[232],"pp_author":[87],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - 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