{"id":19787,"date":"2023-12-31T09:00:00","date_gmt":"2023-12-31T17:00:00","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=19787"},"modified":"2025-01-13T11:36:19","modified_gmt":"2025-01-13T19:36:19","slug":"american-express-air-miles-reserve-card-canada-review","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/american-express-air-miles-reserve-card-canada-review","title":{"rendered":"American Express Air Miles Reserve Card Review 2024: Is It Worth It?"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-disclosure is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"\">Many or all of the products featured here are from <a href=\"https:\/\/www.nerdwallet.com\/ca\/nerdwallet-partners\">our partners<\/a> who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.<\/p>\n<\/div>\n\n\n\n<p class=\"has-lightest-green-background-color has-background has-normal-font-size\"><strong>The American Express AIR MILES Reserve Card is no longer available to new applicants. The information on this page may be out of date.<em> <\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve.png\" alt=\"\" \/><\/figure>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-star-rating c-block-star-rating\" itemtype=\"https:\/\/schema.org\/Review\" itemscope><div><div class=\"hidden\" itemprop=\"itemReviewed\" itemscope itemtype=\"https:\/\/schema.org\/Product\"><p class=\"hidden\" hidden itemprop=\"name\">American Express Air Miles Reserve Card Review 2023: Is It Worth It?<\/p><div class=\"hidden\" itemprop=\"aggregateRating\" itemtype=\"https:\/\/schema.org\/AggregateRating\" itemscope><meta itemprop=\"reviewCount\" content=\"1\" \/><meta itemprop=\"ratingValue\" content=\"4.5\" \/><\/div><\/div><div class=\"hidden\" itemprop=\"author\" itemscope itemtype=\"https:\/\/schema.org\/Organization\"><p class=\"hidden\" hidden itemprop=\"name\">NerdWallet CA<\/p><\/div><p class=\"c-block-star-rating__rating_input\">4.5<\/p><div class=\"c-block-star-rating__content--wrapper\"><div><span class=\"c-block-star-rating__header\">NerdWallet Rating<\/span><div class=\"c-block-star-rating__tooltip-wrapper js-tooltip-wrapper\"><div class=\"c-block-star-rating__tooltip-icon js-tooltip-icon\" role=\"img\" aria-label=\"info icon\"><\/div><div class=\"c-block-star-rating__tooltip-content js-tooltip-content\" role=\"dialog\" aria-label=\"More information\"><span class=\"c-block-star-rating__info--pointer js-tooltip-wrapper\" role=\"img\" aria-label=\"info-pointer\"><\/span>NerdWallet&#8217;s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card&#8217;s rates, fees, rewards and other features.<\/div><\/div><\/div><div class=\"c-block-star-rating__icon--wrapper\" role=\"img\" aria-label=\"rated 4.5 out of 5\" itemprop=\"reviewRating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope><meta itemprop=\"worstRating\" content=\"0.5\" \/><meta itemprop=\"ratingValue\" content=\"4.5\" \/><meta itemprop=\"bestRating\" content=\"5\" \/><span class=\"dashicon dashicons dashicons-star-filled c-block-star-rating__icon--star-filled\"><\/span><span class=\"dashicon dashicons dashicons-star-filled c-block-star-rating__icon--star-filled\"><\/span><span class=\"dashicon dashicons dashicons-star-filled c-block-star-rating__icon--star-filled\"><\/span><span class=\"dashicon dashicons dashicons-star-filled c-block-star-rating__icon--star-filled\"><\/span><span class=\"dashicon dashicons dashicons-star-half c-block-star-rating__icon--star-half\"><\/span><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-nerdwallet-blocks-trust-card is-style-alt\"><div class=\"c-block-trust-card\"><h3 id=\"best-for-travel-enthusiasts-seeking-a-card-with-diverse-redemption-options\"  class=\"c-block-trust-card__title\">Best for travel enthusiasts seeking a card with diverse redemption options.<\/h3><div class=\"c-block-trust-card__description\"><p>If you don&#8217;t mind an annual fee, travel often and typically use your credit card at the grocery store, gas station, or drugstore, the American Express Air Miles Reserve Card may be a practical choice.<br><br><a href=\"https:\/\/www.nerdwallet.com\/ca\/financial-product-evaluation-methology\"><em>Learn more about our star rating methodology.<\/em><\/a><\/p><\/div><ul class=\"c-block-trust-card__bullet-points\"><\/ul><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"\">Travel bugs on the hunt for flexible rewards, airport lounge access and insurance coverage were a good match for the Amex Air Miles Reserve Card when it was available to new applicants.<\/p>\n\n\n\n<div style=\"height:7px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card c-block-product-card c-keto-product-cards__wrapper wp-block-nerdwallet-blocks-product-card\">\n\t\n<section\n\tclass=\"c-keto-product-card__wrapper offer-id__6434\"\n\tid=\"american-express-air-miles-reserve-credit-card\"\n\t data-nw-product-category-airline-cards=\"true\" data-nw-product-category-credit-cards=\"true\">\n\t\n\t\t<div class=\"c-keto-product-card__body\">\n\t\t\t\t<h3 id=\"american-express%c2%ae-air-miles%c2%ae-reserve-credit-card\"  class=\"c-keto-product-card__title\">American Express\u00ae AIR MILES\u00ae* Reserve Credit Card<\/h3>\t\t<div class=\"c-keto-product-card__inner\">\n\t\t\t<div class=\"c-keto-product-card__cta-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" width=\"320\" height=\"202\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve.jpeg\" class=\"attachment-cardgrid-large size-cardgrid-large\" alt=\"American Express\u00ae AIR MILES\u00ae* Reserve Credit Card\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve.jpeg 320w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve-300x189.jpeg 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve-276x174.jpeg 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve-100x63.jpeg 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve-40x25.jpeg 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/Air-Miles-Reserve-150x95.jpeg 150w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"c-block-product-card-drivers-list\">\n\t\t\t\t<ul class=\"c-keto-product-card__drivers\">\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3306=\"$299\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Annual Fee<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t$299\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3308=\"20.99% \/ 21.99%\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Interest Rates<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t20.99% \/ 21.99%\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Interest Rates\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t20.99% on purchases and 21.99% on cash advances\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3310=\"0.06x-0.1x Miles\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Rewards Rate<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t0.06x-0.1x Miles\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Rewards Rate\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tEarn 1 Mile for every $10 in Card purchases on eligible AIR MILES\u00ae* Partners, grocery stores, gas stations and drugstores in Canada. Earn 1 Mile for every $15 in Card purchases everywhere else.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"c-keto-product-card__driver\" data-nw-product-driver-3312=\"2,400 Miles\">\n\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-label\">Intro Offer<\/div>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-fee\">\n\t\t\t\t\t\t\t\t2,400 Miles\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--wrapper js-tooltip-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--icon js-tooltip-icon\" role=\"img\" aria-label=\"Driver info icon\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-info--content js-tooltip-content\" role=\"dialog\" aria-label=\"More information about Intro Offer\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"c-keto-product-card__driver-info--pointer\" role=\"img\" aria-label=\"driver-info-pointer\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\tEarn a welcome bonus of 2,400 Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Card membership. New cardmembers only.\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"c-keto-product-card__driver-details\" role=\"tabpanel\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t<\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li><b>Please note acquisition offers for American Express Air Miles Credit Cards are currently not available. The information here is a reference for current Card Members.<\/b><\/li>\n<li>New American Express\u00ae AIR MILES\u00ae* Reserve Credit Card Cardmembers, earn a welcome bonus of 2,400 AIR MILES\u00ae* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Card membership. That&#8217;s enough for two select flights.<\/li>\n<li>Your ticket to the World of Onyx\u00ae* &#8211; Receive automatic Onyx\u00ae Collector status.<\/li>\n<li>Once a year, when you redeem for any flight Reward within the AIR MILES\u00ae* Reward Program, you can receive up to a maximum of 1,700 Miles towards a Companion Flight, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes).<\/li>\n<li>Get 1 Mile for every $10 in Card purchases at eligible AIR MILES\u00ae* Partners (excludes purchases made at airmilesshops.ca).<\/li>\n<li>Get 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations and drugstores in Canada.<\/li>\n<li>Plus, get 1 Mile for every $15 in Card purchases everywhere else.<\/li>\n<li>You can receive four (4) complimentary visits per year to more than 1,300 airport lounges around the globe. After your four (4) complimentary visits have been used for the year, you may continue to visit the lounges for a usage fee at the prevailing rate.<\/li>\n<li>American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\t<div class=\"c-block-table-of-contents nw-table-of-contents wp-block-table-of-contents \">\n\t\t<div class=\"c-block-table-of-contents__table-wrapper c-block-table-of-contents--scrollable\">\n\t\t\t<h2 id=\"jump-to\"  class=\"c-block-table-of-contents__title\">JUMP TO<\/h2>\n\t\t\t<ul class=\"c-block-table-of-contents__links\">\n\t\t\t\t\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#review\">Full review<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#ratings\">Customer ratings<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#details-eligibility\">Eligibility<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#rewards-value\">Rewards<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#apply\">How to apply<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#vs\">Amex Air Miles Reserve Card vs Amex Aeroplan Reserve Card<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#facts\">Card facts<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#methodology\">Rating methodology<\/a><\/li>\n\n\n\n<li class=\"wp-block-nerdwallet-blocks-table-of-content-item c-block-table-of-contents__link\"><a href=\"#faq\">FAQs<\/a><\/li>\n\n\t\t\t<\/ul>\n\t\t\t<div class=\"c-block-table-of-contents__show-more--wrapper\">\n\t\t\t\t<span class=\"c-block-table-of-contents__show-more\">\n\t\t\t\t\t<label class=\"show-more-label\" for=\"c-block-table-of-contents__show-more\">Show more<\/label>\n\t\t\t\t\t<label class=\"hide-more-label\" for=\"c-block-table-of-contents__show-more\">Show less<\/label>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"review\">American Express Air Miles Reserve Card full review<\/h2>\n\n\n\n<p class=\"\">The American Express Air Miles Reserve Card is a <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-metal-credit-cards\">travel rewards credit card<\/a> that earns Air Miles Reward Miles. Cardholders earn points for dollars spent on everyday purchases, with higher earn rates on purchases made at the grocery store, gas station, drugstore and with Air Miles partners.<\/p>\n\n\n\n<h3 id=\"benefits-of-the-american-express-air-miles-reserve-card\"  class=\"wp-block-heading\">Benefits of the American Express Air Miles Reserve Card<\/h3>\n\n\n\n<p class=\"\">This Amex card earns <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-do-air-miles-work\">Air Miles<\/a> and comes with a host of additional travel perks, like a complimentary Priority Pass for airport lounge access, automatic Air Miles Onyx Collector status, insurance coverage and more. Access to the Amex Experiences\u2122 program, which offers opportunities to enjoy advanced film screenings, food festivals, private shopping experiences, and more, is also included.<\/p>\n\n\n\n<h3 id=\"drawbacks-of-the-american-express-air-miles-reserve-card\"  class=\"wp-block-heading\">Drawbacks of the American Express Air Miles Reserve Card<\/h3>\n\n\n\n<p class=\"\">The American Express Air Miles Reserve Card has a $299 annual fee, which may be too steep for some applicants, and its emergency medical insurance doesn\u2019t extend to cardholders 65 and older. Also, the Amex Air Miles Reserve Card it doesn\u2019t offer any free checked bags, and Air Miles has fewer airline partners than some other rewards programs; only 30 to Aeroplan\u2019s 51, for example.&nbsp;<\/p>\n\n\n\n<h3 id=\"who-should-get-the-american-express-air-miles-reserve-card\"  class=\"wp-block-heading\">Who should get the American Express Air Miles Reserve Card?<\/h3>\n\n\n\n<p class=\"\">The American Express Air Miles Reserve Card offers its highest earn rates on travel booked with Air Miles partners, groceries, gas and drugstore purchases: 1 mile for every $10 spent. It also comes with travel insurance and a variety of travel perks, like airport lounge passes, waived flight administration fees<strong>, <\/strong>Priority Security Lane access at Pearson airport and more. Travel bugs who frequently spend at the grocery store, pumps or drugstore will be able to maximize this credit card\u2019s rewards program and benefits.&nbsp;<\/p>\n\n\n\n<h3 id=\"is-the-american-express-air-miles-reserve-card-worth-it\"  class=\"wp-block-heading\">Is the American Express Air Miles Reserve Card worth it?<\/h3>\n\n\n\n<p class=\"\">It depends on your financial situation. Ideally, you want to get more value from your credit card than you pay to carry it. The American Express Air Miles Reserve Card costs $299 annually, so you need to extract at least that much value from the card for it to be worthwhile.<\/p>\n\n\n\n<p class=\"\">Beyond its welcome offer, the Amex Air Miles Reserve Card has additional benefits of value. Once per year, cardholders can get up to 1,700 Reward Miles toward a companion flight when redeeming a flight reward \u2014 worth about $193, according to NerdWallet analysis.&nbsp;<\/p>\n\n\n\n<p class=\"\">Cardholders also get a complimentary Priority Pass membership, which would otherwise cost $99 to $429 USD annually, plus member visit fees of $27 USD per visit. Cardholders also pay no flight administration fees when they redeem Reward Miles for a flight reward. Flight administration fees vary by airline, but cardholders stand to save money here, too.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"\">All in all, these perks could have a total annual value of just over $1,000. And that doesn\u2019t include the insurance coverage that comes with the American Express Air Miles Reserve Card, which could be worth thousands should it ever be put to use.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ratings\">American Express customer satisfaction ratings<\/h2>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Third in customer satisfaction:<\/strong> American Express ranks third (and above the industry average) in customer satisfaction with credit card issuers, according to J.D. Power\u2019s 2022 Canada Credit Card Satisfaction Study.<\/li>\n\n\n\n<li class=\"\"><strong>Bad Trustpilot rating: <\/strong>1.6 out of 5 possible stars based on more than 3,100 customer reviews, at the time of this writing.<\/li>\n\n\n\n<li class=\"\"><strong>Poor Better Business Bureau rating:<\/strong> 1.06 out of a possible 5 stars, according to more than 300 customer reviews on the Better Business Bureau website, at the time of this writing.<\/li>\n\n\n\n<li class=\"\"><strong>Disappointing Customer Service Scoreboard rating<\/strong>: 36.63 out of a possible 200, based on over 300 ratings, at the time of this writing.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"details-eligibility\">Amex Air Miles Reserve Card eligibility<\/h2>\n\n\n\n<h3 id=\"who-qualifies-for-the-american-express-air-miles-reserve-card\"  class=\"wp-block-heading\">Who qualifies for the American Express Air Miles Reserve Card?<\/h3>\n\n\n\n<p class=\"\">To qualify for the American Express Air Miles Reserve Card, you must be:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">A Canadian resident.<\/li>\n\n\n\n<li class=\"\">At least the age of majority for your province or territory.<\/li>\n<\/ul>\n\n\n\n<h4 id=\"approximate-credit-score-needed-for-approval\"  class=\"wp-block-heading\">Approximate credit score needed for approval<\/h4>\n\n\n\n<p class=\"\">Canadian credit card issuers rarely disclose required credit scores, which makes it hard to know your chances of approval when comparing credit cards. What we do know is that higher scores have better chances of approval \u2014 that\u2019s true no matter what type of credit you\u2019re applying for.<br><br>Want to learn more? Visit our \u201c<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/what-credit-score-for-credit-card\">What Credit Score is Needed for a Credit Card?<\/a>\u201d page.<\/p>\n\n\n\n<p class=\"\"><strong>\u00bb MORE:<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/how-to-check-your-credit-score\">How to Check Your Credit Score&nbsp;<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rewards-value\">American Express Air Miles Reserve Card rewards<\/h2>\n\n\n<div class=\"c-block-tabs-wrapper \">\n\t<div role=\"tablist\" aria-label=\"Tabs\" class=\"c-block-tabs\">\n\t\t\t\t\t<div class=\"c-block-tabs__tab c-block-tabs__tab--active\"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"true\"\n\t\t\t\t aria-controls=\"0\"\n\t\t\t\t id=\"tab-0\"\n\t\t\t\t data-tabid=\"0\">Welcome offer<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"1\"\n\t\t\t\t id=\"tab-1\"\n\t\t\t\t data-tabid=\"1\">Ongoing rewards<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"2\"\n\t\t\t\t id=\"tab-2\"\n\t\t\t\t data-tabid=\"2\">Card value<\/div>\n\t\t\t\t<\/div>\n\n\t<div class=\"c-block-tabs-all\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-tabs\">\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"0\">\n\n<p>Charge at least $3,000 in purchases to your Amex Air Miles Reserve Card within your first 3 months of card membership to get 2,400 Air Miles Bonus Miles \u2014 enough for two select flights.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"1\">\n\n<p>Get 1 Mile for every $10 in Card purchases at eligible Air Miles Partners; get 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations and drugstores in Canada; get 1 Mile for every $15 in Card purchases everywhere else.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"2\">\n\n<p>New Amex Air Miles Reserve cardholders can earn up to 2,400 Air Miles Bonus Miles by unlocking the card&#8217;s welcome offer. According to NerdWallet analysis, the average value of 1 Air Miles Reward Mile is 11.35 cents. So this card\u2019s intro offer is worth about $272, though the value ultimately depends on how points are redeemed.&nbsp;<\/p>\n\n\n<p>Beyond the intro offer, Amex Air Miles Reserve cardholders get bonus Reward Miles for annual companion flights, complimentary Priority Pass lounge membership, waived flight administration fees, insurance coverage and more. All told, benefits offered by the Amex Air Miles Reserve could be worth thousands, but the total value of the card depends on how you take advantage of the card&#8217;s offerings.<\/p>\n\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h4 id=\"point-value-breakdown\"  class=\"wp-block-heading\">Point value breakdown<\/h4>\n\n\n\n<p class=\"\">NerdWallet analyzed 75+ data points to compare the Air Miles redemption values of flights in 2022 to determine a \u201ccent per mile\u201d value for each flight. Based on our analysis, the average value of 1 Air Miles Reward Mile is 11.35 cents.<\/p>\n\n\n\n<p class=\"\">More specifically, you can expect to get around:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">10.1 cents per AIR MILES Reward Mile for economy class redemptions.<\/li>\n\n\n\n<li class=\"\">12.60 cents per AIR MILES Reward Mile for business class redemptions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"apply\">How to apply for the Amex Air Miles Reserve Card<\/h2>\n\n\n\n<p class=\"\">You can complete the application for the Amex Air Miles Reserve Card from the American Express website:<\/p>\n\n\n\n<ol class=\"\">\n<li class=\"\">Select the Apply Now button from the American Express Air Miles Reserve Card page on the American Express website.<\/li>\n\n\n\n<li class=\"\">Review the card\u2019s terms and conditions and select Agree and Begin to continue.&nbsp;<\/li>\n\n\n\n<li class=\"\">Enter your personal details, including your full name, date of birth, phone number, email address and residential address.<\/li>\n\n\n\n<li class=\"\">Tell American Express about your finances, including your annual personal income, household income and employment details.&nbsp;<\/li>\n\n\n\n<li class=\"\">Choose a four-digit PIN.<\/li>\n\n\n\n<li class=\"\">Review the information you\u2019ve supplied and submit your application.&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"vs\">American Express Air Miles Reserve Card vs American Express Aeroplan Reserve Card<\/h2>\n\n\n\n<p class=\"\">Both of these <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-american-express-cards-in-canada\">American Express credit cards<\/a> earn travel rewards, but fees, earn rates and card perks vary.<\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tablepress\"><div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-141\" class=\"tablepress tablepress-id-141\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\"><\/th><th class=\"column-2\">American Express Air Miles Reserve Card<\/th><th class=\"column-3\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/american-express-aeroplan-reserve-card-review\">American Express Aeroplan Reserve Card<\/a><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Annual fee<\/td><td class=\"column-2\">$299<\/td><td class=\"column-3\">$599<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Rewards<\/td><td class=\"column-2\">Earns Air Miles Reward Miles<\/td><td class=\"column-3\">Earns Air Canada Aeroplan points<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Airline partners<\/td><td class=\"column-2\">30<\/td><td class=\"column-3\">51<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Redemption options<\/td><td class=\"column-2\">Flights<br \/>\nRental cars<br \/>\nHotel stays<br \/>\nCruises<br \/>\nVacation packages<br \/>\nConcert tickets<br \/>\nMerchandise<\/td><td class=\"column-3\">Flights<br \/>\nHotels<br \/>\nCar rentals<br \/>\nVacation packages<br \/>\nMerchandise<br \/>\nGift cards<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Travel perks<\/td><td class=\"column-2\">Annual companion flight benefit<br \/>\nComplimentary Priority Pass airport lounge access <br \/>\nWaived flight administration fees<br \/>\nFlight and merchandise discounts.<br \/>\n<\/td><td class=\"column-3\">$100 NEXUS application fee rebate every 48 months. <br \/>\nPriority security lane access at Pearson Airport. <br \/>\nComplimentary valet car service at Pearson Airport.<br \/>\nComplimentary Priority Pass airport lounge access.<br \/>\nAir Canada Maple Leaf Lounge and Air Canada Cafe access in North America for you and a guest.<br \/>\nFree checked bags on Air Canada flights.<br \/>\nPriority check-in, boarding, and baggage handling when you fly with Air Canada.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<h3 id=\"reasons-you-might-want-a-different-card\"  class=\"wp-block-heading\">Reasons you might want a different card<\/h3>\n\n\n\n<p class=\"\">The American Express Air Miles Reserve Card comes with an attractive array of perks, but there are a few circumstances where it won\u2019t be ideal:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">You don\u2019t travel often.<\/li>\n\n\n\n<li class=\"\">You\u2019d prefer to earn a different reward, like cash back.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"\">You don\u2019t want a credit card with an annual fee.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"facts\">American Express Air Miles Reserve Card facts<\/h2>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tablepress\"><div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-140\" class=\"tablepress tablepress-id-140\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th colspan=\"2\" class=\"column-1\">American Express Air Miles Reserve Card<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><strong>Card Type<\/strong><\/td><td class=\"column-2\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-air-miles-credit-cards\">Air Miles credit card<\/a><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td colspan=\"2\" class=\"column-1\"><strong>Interest Rates<\/strong><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Regular\/purchase APR<\/td><td class=\"column-2\">20.99%<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Cash advance APR<\/td><td class=\"column-2\">21.99%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Penalty APR<\/td><td class=\"column-2\">23.99% if you miss two payments within 12 months and 26.99% if you miss three payments within 12 months as of December 2022. This penalty APR will stay in place for 12 billing periods. <\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td colspan=\"2\" class=\"column-1\"><strong>Fees<\/strong><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Annual fee<\/td><td class=\"column-2\">$299.<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Balance transfer<\/td><td class=\"column-2\">3% of the transaction amount.<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Cash advance<\/td><td class=\"column-2\">$2.75 per transaction. <\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Foreign transaction<\/td><td class=\"column-2\">2.5% of the transaction amount.<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Reward Earn Rates<\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><strong>Signup Bonus or Welcome Offer<\/strong><\/td><td class=\"column-2\">New cardholders can receive 2,400 Air Miles Bonus Miles by spending at least $3,000 within the first three months of card membership (limited time offer, terms and conditions apply).<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><strong>Rewards and benefits<\/strong><\/td><td class=\"column-2\">Earn Air Miles rewards on purchases made with Air Miles partners, at grocery stores, gas stations and drugstores, and other eligible purchases. In addition to Air Miles rewards, cardholders get Automatic Onyx\u00ae Collector status; a maximum of 1,700 Miles towards a Companion Flight each year; four complimentary visits per year to more than 1,300 airport lounges around the globe, and more.<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td colspan=\"2\" class=\"column-1\"><strong>Other perks<\/strong><\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><strong>Annual companion flight benefit:<\/strong> Once per year, you can get up to 1,700 Reward Miles towards a companion flight for someone to travel with you on the same itinerary when you redeem your Reward Miles for a flight reward.<br \/>\n<strong>Complimentary Priority Pass membership:<\/strong> Automatically become a Priority Pass member and gain access to over 1,300 airport lounges worldwide.  <br \/>\n<strong>Waived flight administration fees:<\/strong>  Pay no flight administration fees when you redeem your Reward Miles for a flight reward online or through the Air Miles Concierge team. <br \/>\nSkip the line. Cut down on time spent waiting in line with the Priority Security Lane when you visit Toronto Pearson Airport. <br \/>\n<strong>Automatic Onyx status:<\/strong> Enjoy top-tier Air Miles Onyx Collector status and access flight and merchandise discounts, priority customer support and a complimentary Shell Go+ membership, among other perks.<br \/>\n<strong>Front of the Line perks:<\/strong> Access exclusive ticketing presales for concerts, shows, restaurants and special events.<br \/>\n<strong>Amex Experiences\u2122:<\/strong> Gain access to advanced film screenings, food festivals, private shopping experiences, and curated cardholder offers through the Amex Experiences\u2122 program.<br \/>\n<strong>Amex Priority Lines:<\/strong> Skip the lineups at popular Toronto event venues like the Budweiser Stage and the Royal Alexandra Theatre.<br \/>\n<strong>24\/7 customer support:<\/strong> Get in touch with an American Express rep any time of the day or night.<br \/>\n<strong>Installment loans:<\/strong> Take advantage of the American Express Plan It installment loan program to split purchases into smaller monthly payments.<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td colspan=\"2\" class=\"column-1\"><strong>Insurance coverage<\/strong><\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">Extended warranty<\/td><td class=\"column-2\">Up to one additional year.<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">Purchase protection<\/td><td class=\"column-2\">90 days.<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">Travel accident<\/td><td class=\"column-2\">Up to $100,000.<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">Travel medical<\/td><td class=\"column-2\">Up to $5 million per insured person per trip.<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">Flight delay<\/td><td class=\"column-2\">Up to $500 for necessary accommodations, restaurant expenses and sundries.<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">Baggage delay<\/td><td class=\"column-2\">Up to $500 for essential clothing and sundry items.<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">Lost or stolen baggage<\/td><td class=\"column-2\">Up to $500 of coverage per trip for all insured persons.<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">Hotel burglary<\/td><td class=\"column-2\">Up to $500 of coverage for personal items (excluding cash).<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">Rental car theft\/damage<\/td><td class=\"column-2\">For up to 48 days.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<div id=\"methodology\" class=\"wp-block-nerdwallet-blocks-trust-card is-style-alt\"><div class=\"c-block-trust-card\"><h2 id=\"rating-methodology\"  class=\"c-block-trust-card__title\"><strong>Rating Methodology<\/strong><\/h2><div class=\"c-block-trust-card__description\"><p>NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in <a href=\"https:\/\/www.nerdwallet.com\/ca\/financial-product-evaluation-methology\">our evaluation methodology<\/a> include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.<\/p><\/div><ul class=\"c-block-trust-card__bullet-points\"><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 id=\"\"  class=\"c-block-faq__title\"><\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div id=\"faq\" class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion__header\"><h3 id=\"frequently-asked-questions-about-the-american-express-air-miles-reserve-card\"  class=\"c-block-accordion__title\">Frequently asked questions about the American Express Air Miles Reserve Card<\/h3><\/div><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">What lounges can I access with the American Express Air Miles Reserve Card?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">The Amex Air Miles Reserve Card is no longer available to new applicants. Current members may get a complimentary Priority Pass membership which grants access to over 1,300 airport lounges worldwide.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">What airlines does American Express partner with?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">As of this writing, American Express partners with 17 airlines, including Air Canada, British Airways, Delta and Emirates Airline.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 id=\"about-the-author\"  class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-100x100.png\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Shannon Terrell photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\">\n\t\t\t\t\t\t<strong>Shannon Terrell<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" title=\"Read more about Shannon Terrell\">\n\t\t\t\t\t\t\t<span>Read more about Shannon Terrell and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 id=\"dive-even-deeper\"  class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2303\" class=\"c-block-card post-2303 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-best-credit-cards cluster-best-credit-cards-roundup\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-credit-cards-in-canada\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"205\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/04\/best-credit-cards-in-canada-e1648825925320-460x205.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Compare Canada\u2019s Best Credit Cards for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"compare-canada%e2%80%99s-best-credit-cards-for-2025\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-credit-cards-in-canada\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCompare Canada\u2019s Best Credit Cards for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>NerdWallet Canada\u2019s picks for the best credit cards include top contenders across numerous card categories. Compare these options to find the ideal card for you.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2303 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-39157\" class=\"c-block-card post-39157 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-credit-card-basics-and-advice cluster-credit-card-interest\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/GettyImages-1408404108-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Credit Card Interest Calculator\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"credit-card-interest-calculator\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCredit Card Interest Calculator\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you\u2019d owe if you carry a credit card balance.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\" class=\"author url fn\" rel=\"author\"><img alt='Georgia Rose profile photo' decoding=\"async\" src='https:\/\/secure.gravatar.com\/avatar\/6b9e515bc45988c863ac8ac39e7bdd34?s=32&#038;d=mm&#038;r=g' class='avatar avatar-32 photo' height='32' width='32' \/>Georgia Rose<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-39157 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-6489\" class=\"c-block-card post-6489 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-air-miles-credit-cards cluster-best-air-miles-credit-cards\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-air-miles-credit-cards\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/05\/AIR-MILES-credit-cards-e1652730252922-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best Air Miles Credit Cards in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"best-air-miles-credit-cards-in-canada-for-2025\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-air-miles-credit-cards\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest Air Miles Credit Cards in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>The best Air Miles credit cards in Canada earn points for the loyalty program on every purchase. Air Miles Dream Miles have an average value of 11.35 cents per mile.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-6489 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-7449\" class=\"c-block-card post-7449 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-air-miles-credit-cards cluster-air-miles-credit-cards-basic\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-do-air-miles-work\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"192\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/10\/GettyImages-1291682560-e1732295220400-460x192.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Air Miles Rewards Program in Canada: A Complete Guide\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"air-miles-rewards-program-in-canada-a-complete-guide\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-do-air-miles-work\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tAir Miles Rewards Program in Canada: A Complete Guide\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Air Miles is one of Canada\u2019s popular loyalty rewards programs. Members can earn, collect and redeem Dream Miles and Cash Miles for travel, retail and more.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\" class=\"author url fn\" rel=\"author\"><img alt='Georgia Rose profile photo' decoding=\"async\" src='https:\/\/secure.gravatar.com\/avatar\/6b9e515bc45988c863ac8ac39e7bdd34?s=32&#038;d=mm&#038;r=g' class='avatar avatar-32 photo' height='32' width='32' \/>Georgia Rose<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sandra-macgregor\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/Sandra-MacGregor-e1626212852416-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Sandra MacGregor<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-7449 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>The Amex Air Miles Reserve Card is best for travel enthusiasts seeking flexible redemption options, airport lounge access and insurance coverage.<\/p>\n","protected":false},"author":26,"featured_media":52975,"parent":102,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[14],"topic":[91],"cluster":[164],"pp_author":[86],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - 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