{"id":3113,"date":"2021-12-16T14:39:22","date_gmt":"2021-12-16T22:39:22","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=3113"},"modified":"2025-01-13T15:17:59","modified_gmt":"2025-01-13T23:17:59","slug":"best-savings-accounts","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts","title":{"rendered":"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-disclosure is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"\">Many or all of the products featured here are from <a href=\"https:\/\/www.nerdwallet.com\/ca\/nerdwallet-partners\">our partners<\/a> who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.<\/p>\n<\/div>\n\n\n\n<p class=\"\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">Savings accounts help your money grow, sometimes with tax advantages. The best savings accounts have competitive <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/apr-vs-apy\">annual percentage yields<\/a> (APYs). The higher the APY, the more money you\u2019ll earn over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"best-savings-summary\">Our picks for best&nbsp;savings account interest rates<\/h3>\n\n\n\n<p class=\"\">The best savings account interest rates for non-registered HISAs, TFSAs and RRSPs as of Nov. 6, 2024, are:&nbsp;<\/p>\n\n\n\n<p class=\"\"><\/p>\n\n\n<div class=\"c-block-tabs-wrapper \">\n\t<div role=\"tablist\" aria-label=\"Tabs\" class=\"c-block-tabs\">\n\t\t\t\t\t<div class=\"c-block-tabs__tab c-block-tabs__tab--active\"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"true\"\n\t\t\t\t aria-controls=\"0\"\n\t\t\t\t id=\"tab-0\"\n\t\t\t\t data-tabid=\"0\">Best HISAs<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"1\"\n\t\t\t\t id=\"tab-1\"\n\t\t\t\t data-tabid=\"1\">Best TFSA HISAs<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"2\"\n\t\t\t\t id=\"tab-2\"\n\t\t\t\t data-tabid=\"2\">Best RRSP HISAs<\/div>\n\t\t\t\t<\/div>\n\n\t<div class=\"c-block-tabs-all\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-tabs\">\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"0\" role=\"tabpanel\" aria-labelledby=\"tab-0\">\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#simplii-financial-high-interest-savings-account\">Simplii Financial High Interest Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#scotiabank-momentumplus-savings-account\">Scotiabank MomentumPLUS Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#tangerine-savings-account\">Tangerine Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#motive-savvy-savings-account\">Motive Savvy Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#\">CIBC eAdvantage Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#rbc-high-interest-esavings-account\">RBC High Interest eSavings<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#koho-spending-and-savings-account\">KOHO Spending and Savings Account<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"1\" role=\"tabpanel\" aria-labelledby=\"tab-1\">\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#tangerine-tax-free-savings-account\">Tangerine Tax-Free Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#wealthone-tax-free-savings-account\">WealthONE Tax-Free Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#canadian-tire-tax-free-high-interest-savings-account\">Canadian Tire Tax Free\u00ae High Interest Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#saven-financial-tfsa\">Saven Financial TFSA<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#motive-financial-tfsa-savings-account\">Motive Financial TFSA Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#achieva-financial-tfsa-savings-account\">Achieva Financial TFSA Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#steinbach-credit-union-tfsa-variable-savings\">Steinbach Credit Union TFSA Variable Savings<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#outlook-financial-tfsa-high-interest-savings-account\">Outlook Financial TFSA High-Interest Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#maxa-financial-tfsa-savings\">MAXA Financial TFSA Savings<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"2\" role=\"tabpanel\" aria-labelledby=\"tab-2\">\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#tangerine-rsp-savings-account\">Tangerine RSP Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#wealthone-rrsp-savings-account\">WealthONE RRSP Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#saven-financial-rrsp\">Saven Financial RRSP<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#achieva-financial-rrsp-savings-account\">Achieva Financial RRSP Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#outlook-financial-rrsp-high-interest-savings-account\">Outlook Financial RRSP High-Interest Savings Account<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#maxa-financial-rrsp-savings\">MAXA Financial RRSP Savings<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"#steinbach-credit-union-rrsp-variable-savings\">Steinbach Credit Union RRSP Variable Savings<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-style-horizontal has-lightest-green-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"font-size:0px\">\n<p class=\"has-text-align-center\"><a href=\"#best-hisa-canada\">Best savings accounts in Canada<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-lightest-blue-background-color has-background is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center\"><a href=\"#things-to-know-about-savings-accounts\">Things to know about savings accounts<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--40);margin-bottom:var(--wp--preset--spacing--40);padding-right:10rem;padding-left:10rem\">\n<details class=\"wp-block-details is-style-with-logo is-layout-flow wp-block-details-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--40)\"><summary>WHY TRUST NERDWALLET<\/summary>\n<ul class=\"\">\n<li class=\"\"><strong>NerdWallet follows strict&nbsp;<a href=\"https:\/\/www.nerdwallet.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>&nbsp;to remain objective in our evaluations<\/strong>&nbsp;and ensure accuracy for our readers. Evaluations are based on a proprietary formula that factors in the overall value and benefits of each savings account.<\/li>\n\n\n\n<li class=\"\"><strong>Nearly 40 financial institutions, including traditional banks, credit unions and online banks<\/strong>&nbsp;reviewed by our banking specialists. <\/li>\n\n\n\n<li class=\"\"><strong>Over 180 currently-available savings accounts, <\/strong>including high interest savings accounts (HISAs), <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-tfsa\">tax-free savings accounts (TFSAs)<\/a> and <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-an-rrsp\">registered retirement savings plans (RRSPs)<\/a> examined to determine their eligibility for our roundup.<\/li>\n<\/ul>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-green-color has-alpha-channel-opacity has-green-background-color has-background\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\" \/>\n<\/div>\n\n\n<div class=\"c-block-in-house-promotion is-advert-style__with-icon is-style-horizontal wp-block-nerdwallet-blocks-in-house-ad\">\n\n\t\t\t<div class=\"c-promotion-banner__partner-spotlight\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/plugins\/nerdwallet-blocks\/assets\/images\/nerdwallet-bug.svg\"\n\t\t\t\talt=\"Nerdwallet Logo\"\n\t\t\t\/>\n\t\t\t<span class=\"c-promotion-banner__partner-spotlight--title\">\n\t\t\t\tPartner Spotlight\t\t\t<\/span>\n\t\t<\/div>\n\t\n\t<div\n\t\tclass=\"c-block-in-house-promotion__inner\"\n\t\tstyle=\"background-image: none;\"\n\t>\n\n\t\t\t\t\t<div class='c-block-in-house-promotion__image-wrapper'>\n\t\t\t\t<div class='c-block-in-house-promotion__image'>\n\t\t\t\t\t<img decoding=\"async\" class=\"c-block-in-house-promotion__icon-img\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black.png\" alt=\"Ad Icon\" \/>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"c-block-in-house-promotion__content-wrapper c-block-in-house-promotion__no-image\">\n\t\t\t\n\t\t\t<h3 class=\"c-block-in-house-promotion__title\">Simplii Financial\u2122 High Interest Savings Account<\/h3>\n\t\t\t\t\t\t\t<p class=\"c-block-in-house-promotion__content\">\n\t\t\t\t\tSpecial Offer: Earn 3.90% interest on eligible deposits for the first 5 months. Limits apply. Offer ends on March 31st, 2025. Put your savings in the fast lane with great rates and no monthly fees. Grow your savings. No matter what you\u2019re saving for, it\u2019s easier with Simplii\u2122.\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-block-in-house-promotion__cta wp-block-button\"><a href=\"https:\/\/www.nerdwallet.com\/redirect\/a952cf72-5062-11ef-b3e8-8b546ab085af\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"nw-cta track-click-mon wp-block-button__link wp-element-button\" data-placement=\"Promotional banner\">APPLY NOW<\/a><\/div>\t<\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Best Savings Accounts in Canada from Our Partners<\/h4>\n\n\n<div class=\"c-block-product-table\" id=\"b31f5fd9-cbb7-4a6e-91eb-6bbcd07346e9\">\n\t<table class=\"c-keto-product-table c-keto-product-table--default c-keto-product-table__drivers--count-2\">\n\t\t<tr class=\"c-keto-product-table__row c-keto-product-table__headers\">\n\n\t\t\t<th class=\"c-keto-product-table__details--header\"\n\t\t\t\tdata-sortable=\"false\"\n\t\t\t\tdata-driver-id=\"title\"\n\t\t\t\tdata-sort-dir=\"desc\"\n\t\t\t\t>\n\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t<h3>Bank Account<\/h3>\t\t\t\t<\/span>\n\t\t\t<\/th>\n\n\t\t\t\t\t\t\t\t<th class=\"c-keto-product-table__drivers--header\"\n\t\t\t\t\t\tdata-driver-title=\"Interest Rate\"\n\t\t\t\t\t\tdata-driver-id=\"3817\"\n\t\t\t\t\t\tdata-sortable=\"false\"\n\t\t\t\t\t\tdata-sort-dir=\"desc\">\n\t\t\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t\t\t<h3>Interest Rate<\/h3>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<th class=\"c-keto-product-table__drivers--header\"\n\t\t\t\t\t\tdata-driver-title=\"Monthly Fee\"\n\t\t\t\t\t\tdata-driver-id=\"3821\"\n\t\t\t\t\t\tdata-sortable=\"false\"\n\t\t\t\t\t\tdata-sort-dir=\"desc\">\n\t\t\t\t\t\t<span class=\"c-keto-product-table__details--header-title\">\n\t\t\t\t\t\t\t<h3>Monthly Fee<\/h3>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t<th class=\"c-keto-product-table__cta--header\">&nbsp;<\/th>\n\t\t<\/tr>\n\t\t\n\n\n\n\n\n\n\n\n\n\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-2\" id=\"3f370afe-2616-4daf-8117-a69bc41dab09\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<a title=\"Simplii Financial\u2122 High Interest Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/4552?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"4552\" data-offer-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-product-id=\"4550\" data-product-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Table\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"119\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png\" class=\"c-keto-product-table__image \" alt=\"Offer for Simplii Financial\u2122 High Interest Savings Account \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-300x129.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1024x442.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-768x331.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1536x663.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-2048x883.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-375x162.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-100x43.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-40x17.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-150x65.png 150w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/><\/a>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#simplii-financial-high-interest-savings-account\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\"><\/h4><h5 class=\"c-keto-product-table__title\">Simplii Financial\u2122 High Interest Savings Account<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3817\" data-driver-title=\"Interest Rate\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t3.90%*\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\tPromotional rate\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$0\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t<div class=\"wp-block-button\"><a title=\"Simplii Financial\u2122 High Interest Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/4552?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon d-block nw-cta wp-block-button__link wp-element-button external\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"4552\" data-offer-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-product-id=\"4550\" data-product-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Table\">Apply Now <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#simplii-financial-high-interest-savings-account\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-2\" id=\"af08c75a-d2bf-461d-b570-3a99d7b4574f\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"57\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-276x57.png\" class=\"c-keto-product-table__image \" alt=\"Offer for Tangerine Savings Account \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-276x57.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-300x62.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-460x95.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-375x77.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-100x21.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-40x8.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-150x31.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine.png 640w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#tangerine-savings-account\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\"><\/h4><h5 class=\"c-keto-product-table__title\">Tangerine Savings Account<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3817\" data-driver-title=\"Interest Rate\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t4.50%*\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\tPromotional rate\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$0\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#tangerine-savings-account\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\n\n<tr class=\"c-keto-product-table__row c-keto-product-table__row-item c-keto-product-table__drivers--count-2\" id=\"342b3928-e2fb-4960-ab98-4754d52d38da\">\n\t<td class=\"c-keto-product-table__cell c-keto-product-table__details\" data-driver-id=\"title\">\n\t\t<div class=\"c-keto-product-table__image-wrapper\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"276\" height=\"106\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png\" class=\"c-keto-product-table__image \" alt=\"Offer for RBC High Interest eSavings Account \" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-300x115.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-768x296.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-375x144.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-100x38.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-40x15.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-150x58.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1.png 1024w\" sizes=\"(max-width: 276px) 100vw, 276px\" \/>\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#rbc-high-interest-esavings-account\">\n\t\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down:\"><\/i>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-keto-product-table__offer\">\n\t\t\t<h4 class=\"c-keto-product-table__subtitle\"><\/h4><h5 class=\"c-keto-product-table__title\">RBC High Interest eSavings Account<\/h5>\t\t<\/div>\n\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-1\" data-driver-id=\"3817\" data-driver-title=\"Interest Rate\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t4.95%*\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\tPromotional rate\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__drivers c-keto-product-table__drivers--driver-2\" data-driver-id=\"3821\" data-driver-title=\"Monthly Fee\">\n\t\t\t<div class=\"c-keto-product-table__driver\">\n\t\t\t\t<div class=\"c-keto-product-table__driver--value\">\n\t\t\t\t\t$0\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-keto-product-table__driver--text\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t<\/td>\n\t\t<td class=\"c-keto-product-table__cell c-keto-product-table__cta\">\n\n\t\t<div class=\"c-keto-product-table__cta-button--wrapper\">\n\t\t\t\t\t\t\t<div class=\"c-keto-product-table__link--card\">\n\t\t\t\t\t<a href=\"#rbc-high-interest-esavings-account\">\n\t\t\t\t\t\tLearn more\t\t\t\t\t\t<i class=\"fa-solid fa-caret-down\"><\/i>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t<\/div>\n\t<\/td>\n<\/tr>\n\n\t<\/table>\n<\/div>\n\n\n\n<div class=\"c-keto-product-card-filter c-block-product-card-sort-filter\">\n\t<div class=\"c-keto-product-card-filter__sentence\">\n\t\t\t\t\t<div class=\"c-keto-product-card-filter__sentence-filter\">\n\t\t\t\t<label for=\"product-card-filter\">The best savings accounts:<\/label>\n\t\t\t\t<div class=\"c-keto-product-card-filter__select-wrapper\">\n\t\t\t\t\t<select\n\t\t\t\t\t\tname=\"product-card-filter\"\n\t\t\t\t\t\tid=\"product-card-category-filter\"\n\t\t\t\t\t\tclass=\"c-keto-product-card-filter__select c-keto-product-card-filter__select-category\"\n\t\t\t\t\t\tdata-nw-product-card-filter=\"true\"\n\t\t\t\t\t\tdata-nw-category-type=\"product_category\"\n\t\t\t\t\t\taria-label=\"The best savings accounts:\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<option value=\"\">&#8212; All &#8212;<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"hisas\">\n\t\t\t\t\t\t\t\tHISAs\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"tfsas\">\n\t\t\t\t\t\t\t\tTFSAs\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"rrsps\">\n\t\t\t\t\t\t\t\tRRSPs\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t<div class=\"c-keto-product-card-filter__wrapper\">\n\t\t<section\n\t\t\tclass=\"c-block-product-card c-keto-product-cards__wrapper c-keto-product-cards-list__wrapper container\"><\/section>\n\t\t<a class=\"js-scroll-to\" href=\"#js-page-top\">Back to Top<\/a>\n\t<\/div>\n<\/div>\n\n\n\n<div id=\"js-page-top\">\n\t<section class=\"c-block-product-card-list c-keto-product-cards-list__wrapper c-keto-product-cards-list__page-top container\" id=\"best-hisa-canada\">\n\t\t\n\t\t\t\t\t<h2 class=\"c-keto-product-cards-list__title\">\n\t\t\t\tThe best HISAs in Canada\t\t\t<\/h2>\n\t\t\n\t\t\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__4552\" id=\"simplii-financial-high-interest-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<a title=\"Simplii Financial\u2122 High Interest Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/4552?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"4552\" data-offer-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-product-id=\"4550\" data-product-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"198\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png\" class=\"in__logo\" alt=\"Simplii Financial\u2122 High Interest Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-460x198.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-300x129.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1024x442.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-768x331.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-1536x663.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-2048x883.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-375x162.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-276x119.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-100x43.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-40x17.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/09\/Simplii-Financial-Stacked-Left-RGB-Black-150x65.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Simplii Financial\u2122 High Interest Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.90%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"Earn a special 3.90% interest rate on eligible deposits for 5 months. Terms apply. Offer ends March 31, 2025.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>3.90%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Simplii&#8217;s no-fee HISA gives account holders access to CIBC ATMs in Canada.        \r\n<li>Simplii Financial is an online bank owned by CIBC that offers savings and chequing accounts, credit cards, mortgages, loans, lines of credit, registered plans, GICs, and mutual fund accounts. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/simplii-financial-review\">review of Simplii Financial<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Earn a special 3.90% interest rate on eligible deposits for 5 months. Terms apply. Offer ends March 31, 2025.<\/li>\n<li>0.30% to 2.00% interest rate depending on account balance.<\/li>\n<li>No monthly fee.<\/li>\n<li>Manage your money through online banking and a mobile app. <\/li>\n<li>Easily set up automatic deposits. <\/li>\n<li>HISA account holders can open a no-fee chequing account to access money from any CIBC ATM in Canada without a fee. <\/li>\n<li>No transaction or service fees.<\/li>\n<li>No minimum balance.<\/li>\n<li>Immediate access to your money through withdrawals, Interac e-Transfer, transfers to linked accounts, and more.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t<div class=\"wp-block-button\"><a title=\"Simplii Financial\u2122 High Interest Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/4552?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta wp-block-button__link wp-element-button\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"4552\" data-offer-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-product-id=\"4550\" data-product-title=\"Simplii Financial\u2122 High Interest Savings Account\" data-institution-id=\"43\" data-institution-title=\"Simplii\" data-placement=\"Product card\">Apply Now<\/a><\/div>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__10178\" id=\"scotiabank-momentumplus-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<a title=\"Scotiabank MomentumPLUS Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10178?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10178\" data-offer-title=\"Scotiabank MomentumPLUS Savings Account\" data-product-id=\"10175\" data-product-title=\"Scotiabank MomentumPLUS Savings Account\" data-institution-id=\"42\" data-institution-title=\"Scotiabank\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"259\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-460x259.png\" class=\"in__logo\" alt=\"Scotiabank MomentumPLUS Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-460x259.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-300x169.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-1024x576.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-768x432.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-1536x864.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-2048x1152.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-373x210.png 373w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-276x155.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-100x56.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-40x23.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/scotiabank-logo-2-150x84.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Scotiabank MomentumPLUS Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"Up to 5.10%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"With the MomentumPLUS Savings Account, you can earn a savings rate of up to 5.10%* for 3 months: Regular Interest Rate + Premium Period Interest Rate + Package Interest Rate Boost + Welcome Bonus Interest Rate.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>Up to 5.10%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>The MomentumPLUS Savings Account offers a higher interest rate on long-term savings for multiple goals in one account.        \r\n<li>Founded in Halifax in 1832, Scotiabank is one of Canada\u2019s oldest and largest banks, a more or less permanent member of the country\u2019s Big Six financial institutions. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/scotiabank-review\">review of Scotiabank<\/a> for more information. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Earn a savings rate of up to 5.10%* for 3 months.\u00b9<\/li>\n<li>Save for multiple goals in one account.<\/li>\n<li>No monthly account fees or minimum balance required.<\/li>\n<li>Earn even more interest\u00b9 when you open and fund a Premium Period(s).\u00b2<\/li>\n<li>The longer you save, the higher your interest rate.<\/li>\n<li>Rates, fees and other information are effective as of January 31, 2025. Subject to change.<\/li>\n<li>Terms and Conditions Apply. Click &#8216;Apply Now&#8217; for complete details.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t<div class=\"wp-block-button\"><a title=\"Scotiabank MomentumPLUS Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/10178?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta wp-block-button__link wp-element-button\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"10178\" data-offer-title=\"Scotiabank MomentumPLUS Savings Account\" data-product-id=\"10175\" data-product-title=\"Scotiabank MomentumPLUS Savings Account\" data-institution-id=\"42\" data-institution-title=\"Scotiabank\" data-placement=\"Product card\">Apply Now<\/a><\/div>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3838\" id=\"tangerine-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"95\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-460x95.png\" class=\"in__logo\" alt=\"Tangerine Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-460x95.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-300x62.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-375x77.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-276x57.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-100x21.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-40x8.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-150x31.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine.png 640w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Tangerine Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"4.50%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"0.30% regular interest rate. The Tangerine New Client 4.50% Interest Rate Offer (the 'Offer') is available to new Tangerine Clients who: (a) have a Client Number created between December 18, 2024 and March 31, 2025, and (b) open an Eligible Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>4.50%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Tangerine\u2019s promotional interest rate will earn you a high rate of return for five months. Pair it with the virtual bank\u2019s no-fee chequing account, credit card, registered accounts or a GIC to maximize your financial goals.        \r\n<li>Tangerine is a subsidiary of Scotiabank and offers chequing and savings accounts, GICS, registered accounts, credit cards, mortgages, loans and investment products. Read our <a>review of Tangerine<\/a> for more information.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>0.30% regular interest rate.<\/li>\n<li>No monthly fee.<\/li>\n<li>Automated savings program available.<\/li>\n<li>Unlimited free self-serve transactions per month.<\/li>\n<li>Service fees are limited to a $45 charge for non-sufficient funds.<\/li>\n<li>No minimum balance.<\/li>\n<li>Immediate access to your money through withdrawals, transfers to linked accounts, and more.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__10216\" id=\"motive-savvy-savings-account\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/motive-logo.svg\" class=\"in__logo\" alt=\"Motive Savvy Savings Account\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Motive Savvy Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.75%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.75%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Earn interest at a competitive rate on this no-fee and no-minimum balance HISA.         \r\n<li>Motive Financial is an online division of Canadian Western Bank and offers chequing and savings accounts, registered plans and GICs. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.75% interest for balances under $5,000,000, and 0.50% interest for balances $5,000,000.01 and over.<\/li>\n<li>Interest is calculated on the daily closing balance at the applicable rate tier and paid on the last day of the month, for the period beginning on the last day of the previous month and ending on the second last day of the month.<\/li>\n<li>No monthly fee.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Unlimited transfers between accounts. <\/li>\n<li>Free deposits. <\/li>\n<li>Withdrawals can be deposited into a Motive Savings or Motive Chequing account, a no-fee chequing account that earns interest.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Unlimited transactions.<\/li>\n<li>Service fees are listed online.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li>\n<li>Motive Financial products are not available to Qu\u00e9bec residents.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__9836\" id=\"cibc-eadvantage-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"259\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-460x259.png\" class=\"in__logo\" alt=\"CIBC eAdvantage\u00ae Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-460x259.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-300x169.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-1024x576.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-768x432.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-1536x864.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-2048x1152.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-373x210.png 373w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-276x155.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-100x56.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-40x23.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/cibc-logo-150x84.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">CIBC eAdvantage\u00ae Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"Up to 5.25%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"Clients opening their first CIBC eAdvantage\u00ae Savings Account will earn bonus interest for 120 days (up to a balance limit of $1,000,000), in addition to the 1.70% regular interest rate and 0.50% Smart Interest when you save at least $200 per month (up to a balance limit of $200,000).\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>Up to 5.25%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>CIBC\u2019s eAdvantage\u00ae Savings Account can earn a healthy regular interest rate of up to 1.70%, which can be boosted to 5.25% through bonus interest and Smart Interest, which rewards you for saving at least $200 per month.\r\n<li>CIBC is a full-service multinational financial institution and one of the Big Six banks in Canada. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/cibc-review\">review <\/a> for more details.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Regular interest rate: 0.40% to 1.70% earned on all balances.<\/li>\n<li>Earn up to 5.25%.<\/li>\n<li>0.50% Smart Interest when you save at least $200 a month (up to a balance limit of $200,000).<\/li>\n<li>3.05% bonus interest rate for the first four months when you open your first account (up to a balance limit of $1,000,000).<\/li>\n<li>Set up automatic transfers with AutoSave so you can grow your savings without even thinking about it.<\/li>\n<li>Free online transfers between your accounts.<\/li>\n<li>No monthly fee.<\/li>\n<li>$5 fee for transactions, including debit purchases, CIBC withdrawals (including CIBC ATM), Interac e-Transfer transactions, cheques, pre-authorized payments, and bill payment.<\/li>\n<li>Bank when, where and how you want with CIBC Online Banking\u00ae and the award-winning CIBC Mobile Banking\u00ae App.<\/li>\n<li>Access to nearly 4,000 ATMs across Canada.<\/li>\n<li>Use your mobile device to deposit personal or business cheques.<\/li>\n<li>CIBC Smart Balance Alert\u2122 gives you a heads-up when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li>\n<li>To be eligible, you must be a Canadian resident who is the age of majority in your province or territory. If you\u2019re under the age of majority, apply by visiting a CIBC Banking Centre.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__10173\" id=\"rbc-high-interest-esavings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"177\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png\" class=\"in__logo\" alt=\"RBC High Interest eSavings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-460x177.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-300x115.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-768x296.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-375x144.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-276x106.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-100x38.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-40x15.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1-150x58.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/rbc-1.png 1024w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">RBC High Interest eSavings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"4.95%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"Earn 4.95% interest for 3 months when you open your first RBC High Interest eSavings account. Limited time offer. Terms and conditions apply.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>4.95%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>RBC High Interest eSavings Account offers a competitive interest rate on your deposit with no minimum requirements with free instant e-transfers to your other RBC accounts at any time. \r\n<li>Royal Bank of Canada (RBC) is one of Canada\u2019s Big Six banks providing banking, investment, and lending solutions to individuals and businesses since 1864.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Earn high interest on every dollar.<\/li>\n<li>Free electronic self-service transfers 24\/7 with no delay &#8211; Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name.<\/li>\n<li>Free access to RBC Online, Mobile, and Telephone Banking.<\/li>\n<li>No minimum deposit requirements.<\/li>\n<li>The ability to set up a regular, automatic savings plan by arranging pre-authorized transfers from a bank account to your savings account.<\/li>\n<li>Know what your money is up to with a digital service that can help capture all of your savings and investments in one place.<\/li>\n<li>Canada Deposit Insurance Corporation (CDIC) provides deposit insurance against the loss of eligible deposits in the event of failure. <\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3856\" id=\"koho-spending-and-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-hisas=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<a title=\"KOHO Spending and Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/3856?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta-image nw-cta\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"3856\" data-offer-title=\"KOHO Spending and Savings Account\" data-product-id=\"3854\" data-product-title=\"KOHO Spending and Savings Account\" data-institution-id=\"64\" data-institution-title=\"KOHO\" data-placement=\"Product card\" data-image=\"1\"><img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"115\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-460x115.png\" class=\"in__logo\" alt=\"KOHO Spending and Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-460x115.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-300x75.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-1024x255.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-768x191.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-1536x383.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-2048x510.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-375x93.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-276x69.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-100x25.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-40x10.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/06\/KOHO_Logo_Wordmark_RGB_Indigo-150x37.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/a>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">KOHO Spending and Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"Up to 4.00%\" data-nw-product-driver-3819=\"30-day free trial\" data-nw-product-driver-3821=\"$0-$19\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"Interest rates: Essential Plan at 2.5%, Extra Plan at 3%, Everything Plan at 4%.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>Up to 4.00%<\/div><div><label>Bonus Offer<\/label><a class=\"nw-tooltip\" title=\"All KOHO subscription plans come with a free 30 day trial.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>30-day free trial<\/div><div><label>Monthly Fee<\/label><a class=\"nw-tooltip\" title=\"Monthly fee waived if a direct deposit for paycheques or government benefits is set up or a monthly contribution of $1,000 or more.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>$0-$19<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<b>Why we like it<\/b>\r\n<br><br>\r\n<ul>\r\n<li>This hybrid chequing-savings account earns up to 4.00% interest on savings and up to 5.00% cash back on purchases depending on the subscription plan selected.\r\n<li>KOHO is a virtual bank that also offers cash back prepaid Mastercards cards\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Get instant approval for your virtual card and add it to your wallet for secure, convenient payments.<\/li>\n<li>Earn up to 5% instant cash back on purchases with the KOHO prepaid Mastercard, based on your selected subscription plan.<\/li>\n<li>Interest rates: Essential Plan at 2.5%, Extra Plan at 3%, Everything Plan at 4%.<\/li>\n<li>Monthly fees: Essential Plan starting at $0, Extra Plan for $9, Everything Plan for $19.<\/li>\n<li>Access financial tools like spending pattern analysis, budgeting, automated savings, and the RoundUp feature to save on every purchase.<\/li>\n<li>Enjoy free withdrawals, e-Transfers, and more with no minimum balance required.<\/li>\n<li>Build your credit by paying rent through KOHO\u2019s Rent Reporting. Subscribe to any paid plan or Credit Building, and pay rent via e-Transfer, pre-authorized debit, or your KOHO card.<\/li>\n<li>Protect your savings with up to $100,000 in CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t<div class=\"wp-block-button\"><a title=\"KOHO Spending and Savings Account\" href=\"https:\/\/www.nerdwallet.com\/ca\/go\/3856?section=pc\" target=\"_self\" rel=\"nofollow\" class=\"track-click track-click-mon nw-cta wp-block-button__link wp-element-button\" data-monetized=\"1\" data-vertical=\"Banking\" data-offer-id=\"3856\" data-offer-title=\"KOHO Spending and Savings Account\" data-product-id=\"3854\" data-product-title=\"KOHO Spending and Savings Account\" data-institution-id=\"64\" data-institution-title=\"KOHO\" data-placement=\"Product card\">Apply Now<\/a><\/div>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\t\t<a class=\"js-scroll-to\" href=\"#js-page-top\">Back to Top<\/a>\n\t<\/section>\n<\/div>\n\n\n\n<div id=\"js-page-top\">\n\t<section class=\"c-block-product-card-list c-keto-product-cards-list__wrapper c-keto-product-cards-list__page-top container\" id=\"the-best-tfsa-hisas-in-canada\">\n\t\t\n\t\t\t\t\t<h2 class=\"c-keto-product-cards-list__title\">\n\t\t\t\tThe best TFSA HISAs in Canada\t\t\t<\/h2>\n\t\t\n\t\t\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3901\" id=\"tangerine-tax-free-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"95\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-460x95.png\" class=\"in__logo\" alt=\"Tangerine Tax-Free Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-460x95.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-300x62.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-375x77.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-276x57.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-100x21.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-40x8.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine-150x31.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/tangerine.png 640w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Tangerine Tax-Free Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"4.50%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>4.50%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This flexible, no-fee TFSA comes with a generous promotional offer that will earn you cash and a high rate of return for five months.         \r\n<li>Tangerine is a subsidiary of Scotiabank and offers chequing and savings accounts, GICS, registered accounts, credit cards, mortgages, loans and investment products. Read our <a>review of Tangerine<\/a> for more information. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>0.30% regular interest rate.<\/li>\n<li>No monthly fee.<\/li>\n<li>Automated savings program available.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Tangerine TFSA investment options include Tax-Free GICs, available in 90-day to 5-year terms, and investment accounts and portfolios.<\/li>\n<li>Service fees are <a href=\"https:\/\/www.tangerine.ca\/file_source\/fberoot\/pdf\/en\/en_fair_fees_schedule.pdf\">listed online<\/a>.<\/li>\n<li>Deposits and withdrawals are free.<\/li>\n<li>$50 fee to transfer your TFSA to another bank (transferring in another TFSA is free).<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3938\" id=\"wealthone-tax-free-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"73\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-460x73.png\" class=\"in__logo\" alt=\"WealthONE Tax-Free Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-460x73.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-375x59.png 375w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">WealthONE Tax-Free Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Use this no-fee TFSA to earn tax-free interest in an easy, flexible way.\t\r\n<li>WealthONE Bank of Canada is a Canadian Schedule 1 bank that serves all Canadians including the newcomers. It has two offices in Toronto and Vancouver and offers online banking, a mobile app and competitive interest rates. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>No monthly fee.<\/li>\n<li>Automated savings program available. Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Wealth One TFSA investment options include guaranteed investment certificates, available in 6-month to 5-year terms, and investment accounts and portfolios through Smart Money Invest.<\/li>\n<li>Service fees are <a href=\"https:\/\/www.wealthonebankofcanada.com\/Personal\/BecomingAClient\/ServiceFees\/\">listed online<\/a>.<\/li>\n<li>Deposits and withdrawals are free.<\/li>\n<li>$50 fee to transfer your TFSA to another bank (transferring in another TFSA is free).<\/li>\n<li>$100 fee to close your TFSA account.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3879\" id=\"canadian-tire-tax-free-high-interest-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"172\" height=\"42\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/CTFS.png\" class=\"in__logo\" alt=\"Canadian Tire Tax Free\u00ae High Interest Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/CTFS.png 172w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/CTFS-100x24.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/CTFS-40x10.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/CTFS-150x37.png 150w\" sizes=\"(max-width: 172px) 100vw, 172px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Canadian Tire Tax Free\u00ae High Interest Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.00%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>3.00%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This online-only high-interest TFSA features all the benefits of Canadian Tire\u2019s \u2018Money Magnet\u2019 HISA, with tax-free advantages.\t\r\n<li>Canadian Tire Bank (CTB) is a federally chartered virtual bank that operates the Triangle Rewards Program and offers credit cards, savings accounts, and GICs.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>3.00% variable interest rate. Interest is calculated daily, based on the closing balance of the account, and paid monthly.<\/li>\n<li>No monthly fee.<\/li>\n<li>Automatic savings plan available.<\/li>\n<li>Manage your money by phone or through online banking.<\/li>\n<li>Other Canadian Tire TFSA investment options include Tax-Free GICs, available in one to five-year terms.<\/li>\n<li>Service fees are <a href=\"https:\/\/www.myctfs.com\/SharedContent\/documents\/tcs_deposit.pdf\">listed online<\/a>.<\/li>\n<li>Deposits and withdrawals are free.<\/li>\n<li>$50 fee to transfer your TFSA to another bank (transferring in another TFSA is free).<\/li>\n<li>No minimum balance.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li>\n<li>This account is not available to Qu\u00e9bec residents.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__74833\" id=\"saven-financial-tfsa\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"409\" height=\"123\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial.png\" class=\"in__logo\" alt=\"Saven Financial TFSA\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial.png 409w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-300x90.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-375x113.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-276x83.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-100x30.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-40x12.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-150x45.png 150w\" sizes=\"(max-width: 409px) 100vw, 409px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Saven Financial TFSA<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>3.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Saven Financial TFSA earns you an attractive interest rate with an option to grow your tax-free savings in a GIC.\r\n<li>Saven Financial is a division of FirstOntario Credit Union. The credit union offers attractive perks and interest rates on savings accounts and GICs. Not available to Quebec residents.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Grow savings in a high interest savings account, tax free.<\/li>\n<li>Interest is calculated daily and paid on a monthly basis.<\/li>\n<li>No monthly fees or minimum balance requirements.<\/li>\n<li>Potentially earn higher returns with a GIC.<\/li>\n<li>Get unlimited free transfers. Contribution and transfer limits apply.<\/li>\n<li>Eligible deposits covered under the Financial Services Regulatory Authority of Ontario\u2019s (FSRA) deposit insurance program.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3930\" id=\"motive-financial-tfsa-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/motive-logo.svg\" class=\"in__logo\" alt=\"Motive Financial TFSA Savings Account\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Motive Financial TFSA Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.75%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.75%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Earn interest at a competitive rate on this no-fee and no-minimum balance high-interest TFSA.        \r\n<li>Motive Financial is an online division of Canadian Western Bank and offers chequing and savings accounts, registered plans and GICs. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.75% variable interest rate. Interest is calculated on the daily closing balance at the applicable rate tier and paid on the last day of the month, for the period beginning on the last day of the previous month and ending on the second last day of the month.<\/li>\n<li>No monthly fee.<\/li>\n<li>Withdrawals can be deposited into a Motive Savings or Motive Chequing account, a no-fee chequing account that earns 0.15% interest.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other TFSA investment options include the Motive\u00ae TFSA GIC, available in one to 10-year terms.<\/li>\n<li>Service fees are <a href=\"https:\/\/www.motivefinancial.com\/en\/about-us\/service-fees\">listed online<\/a>.<\/li>\n<li>Free TFSA withdrawals and deposits.<\/li>\n<li>$50 fee to transfer your TFSA to another bank (transferring in another TFSA is free).<\/li>\n<li>$50 fee to close the account within one year of opening.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li>\n<li>Motive Financial products are not available to Qu\u00e9bec residents.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__3876\" id=\"achieva-financial-tfsa-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"174\" height=\"68\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo.png\" class=\"in__logo\" alt=\"Achieva Financial TFSA Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo.png 174w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-100x39.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-150x59.png 150w\" sizes=\"(max-width: 174px) 100vw, 174px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Achieva Financial TFSA Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This high-interest no-fee TFSA will help you save up for a TFSA GIC or a Qtrade Direct Investing online investment account, both offered through the virtual bank.        \r\n<li>Achieva Financial is an online division of Manitoba\u2019s Cambrian Credit Union and offers savings accounts, GICS, TFSAs, Registered Retirement Savings Plans (RRSPs), and Registered Retirement Income Funds (RRIFs).\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.50% variable interest rate. Interest is calculated on the daily closing balance and added to the principal on the last day of each month.<\/li>\n<li>No monthly fee.<\/li>\n<li>To open this account, you must agree to become a member of Cambrian Credit Union Limited, which requires a $5 share. Your is considered an investment and is fully refundable should you decide to cancel your membership.<\/li>\n<li>Earn $1 per month when you choose electronic documents.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Achieva TFSA investment options include TFSA GICS, available in one to five-year terms, and Qtrade Direct Investing online investment accounts.<\/li>\n<li>Service fees are <a href=\"https:\/\/www.achieva.mb.ca\/high-interest-savings-and-gics\/service-fees\">listed online<\/a>.<\/li>\n<li>Free deposits and one free cheque, direct transfer or pre-authorized payment every month.<\/li>\n<li>$15 fee to close the account within six months of opening.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for Deposit Guarantee Corporation of Manitoba deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__36304\" id=\"steinbach-credit-union-tfsa-variable-savings\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"328\" height=\"154\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach.png\" class=\"in__logo\" alt=\"Steinbach Credit Union TFSA Variable Savings\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach.png 328w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-300x141.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-276x130.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-100x47.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-40x19.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-150x70.png 150w\" sizes=\"(max-width: 328px) 100vw, 328px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Steinbach Credit Union TFSA Variable Savings<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>3.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>SCU\u2019s TFSA Variable Savings offers a flexible way to save and earn tax-free interest for your short- or long-term goals.\r\n<li>Steinbach Credit Union, or SCU is one of Manitoba\u2019s largest credit unions offering personal and business solutions online, by phone and in person.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Offers a competitive, variable interest rate.<\/li>\n<li>No introductory rate to expire after a few months \u2014 Steinbach Credit Union offers high-interest rates right from dollar one.<\/li>\n<li>Interest is calculated on your minimum monthly balance and paid annually on December 31st.<\/li>\n<li>Automate your contributions to your TFSA monthly so you can save without even thinking about it. Make sure you\u2019re within your annual contribution limits.<\/li>\n<li>Deposits can be added to your savings at any time without paying a fee.<\/li>\n<li>All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__4029\" id=\"outlook-financial-tfsa-high-interest-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"321\" height=\"157\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial.png\" class=\"in__logo\" alt=\"Outlook Financial TFSA High-Interest Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial.png 321w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-300x147.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-276x135.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-100x49.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-40x20.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-150x73.png 150w\" sizes=\"(max-width: 321px) 100vw, 321px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Outlook Financial TFSA High-Interest Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.75%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.75%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This flexible high interest TFSA offers easy transfers between accounts via Outlook Financial mobile app or online banking. \t\r\n<li>Outlook Financial is an online division of Assiniboine Credit Union and offers savings accounts, GICS, TFSAs, Registered Retirement Savings Plans (RRSPs), and Registered Retirement Income Funds (RRIFs).\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.75% variable interest rate. Interest is calculated daily and paid back monthly. <\/li>\n<li>No monthly fee.<\/li>\n<li>To open this account, you must agree to become a member of Assiniboine Credit Union membership, which requires a $5 share. Your share is considered an investment and is fully refundable should you decide to cancel your membership. <\/li>\n<li>Manage your money by phone or through online banking. <\/li>\n<li>Other TFSA investment options include guaranteed investment certificates, available in one to five-year terms. RRSPs and RRIFs are also available. <\/li>\n<li>Service fees are listed online. <\/li>\n<li>One free cheque, pre-authorized debit, or transfer per month. Deposits are free and unlimited. <\/li>\n<li> $50 fee to transfer your TFSA to another bank, transfers in are free.<\/li>\n<li>$10 fee to close the account. <\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for Deposit Guarantee Corporation of Manitoba deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__69012\" id=\"maxa-financial-tfsa-savings\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-savings-accounts=\"true\" data-nw-product-category-tfsas=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"183\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-460x183.png\" class=\"in__logo\" alt=\"MAXA Financial TFSA Savings\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-460x183.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-300x119.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-375x149.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-276x110.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-100x40.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-150x60.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial.png 500w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">MAXA Financial TFSA Savings<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.70%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.70%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This TFSA Savings account offers competitive rates, the convenience of no minimum balance and added savings through zero monthly fee.\r\n<li>MAXA Financial is an operating division of Westoba Credit Union Ltd. and offers a high-interest savings account, GICs, and TFSA, RRSP and RRIF products.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Get one free withdrawal monthly. After that, there will be a $3 fee per withdrawal.<\/li>\n<li>Deposits are guaranteed 100% by Deposit Guarantee Corporation of Manitoba.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>No monthly maintenance fee.<\/li>\n<li>Interest is calculated on the daily closing balance and paid monthly.<\/li>\n<li>MAXA MemberCard for ATM and Point-of-Sale transactions.<\/li>\n<li>Account information is available online or by phone.<\/li>\n<li>Contributions can be easily transferred from your MAXA High-Interest Savings account online or by phone.<\/li>\n<li>You can set up recurring transfers from your MAXA High-Interest Savings account online or by phone.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\t\t<a class=\"js-scroll-to\" href=\"#js-page-top\">Back to Top<\/a>\n\t<\/section>\n<\/div>\n\n\n\n\n\n<div id=\"js-page-top\">\n\t<section class=\"c-block-product-card-list c-keto-product-cards-list__wrapper c-keto-product-cards-list__page-top container\" id=\"the-best-rrsp-hisas-in-canada\">\n\t\t\n\t\t\t\t\t<h2 class=\"c-keto-product-cards-list__title\">\n\t\t\t\tThe best RRSP HISAs in Canada\t\t\t<\/h2>\n\t\t\n\t\t\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__10220\" id=\"tangerine-rsp-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"95\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-460x95.png\" class=\"in__logo\" alt=\"Tangerine RSP Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-460x95.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-300x62.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-1024x211.png 1024w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-768x158.png 768w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-1536x317.png 1536w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-2048x422.png 2048w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-375x77.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-276x57.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-100x21.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-40x8.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/07\/Tangerine_Bank_logo.svg-150x31.png 150w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Tangerine RSP Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"4.50%*\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>4.50%*<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This flexible, no-fee RRSP comes with a generous promotional offer that will earn you cash and a high rate of return for five months.        \r\n<li>Tangerine is a subsidiary of Scotiabank and offers chequing and savings accounts, GICS, registered accounts, credit cards, mortgages, loans and investment products. Read our <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/tangerine-bank-review\">review of Tangerine<\/a> for more information. \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>No monthly fee.<\/li>\n<li>Automated savings program available.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Tangerine RSP investment options include RSP GICs, available in 90-day to 5-year terms, and investment accounts and portfolios. <\/li>\n<li>Service fees are listed online.<\/li>\n<li>Deposits and withdrawals are free. <\/li>\n<li>$50 fee to transfer your RRSP to another bank (transferring another in is free).<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__4324\" id=\"wealthone-rrsp-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"73\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-460x73.png\" class=\"in__logo\" alt=\"WealthONE RRSP Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-460x73.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/wealthone-375x59.png 375w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">WealthONE RRSP Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.45%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>3.45%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This RRSP savings account features a competitive interest rate and comes with access to a digital investing service with professionally managed, low-cost investment portfolios. \t\r\n<li>WealthONE Bank of Canada is a Canadian Schedule 1 bank that serves all Canadians including the newcomers. It has two offices in Toronto and Vancouver and offers online banking, a mobile app and competitive interest rates.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>No monthly fee.<\/li>\n<li>Automated savings program available. <\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Wealth One RRSP investment options include spousal RRSPs, guaranteed investment certificates, available in 6-month to 5-year terms, and investment accounts and portfolios through Smart Money Invest. <\/li>\n<li>TFSAs and RRIFs are also available. <\/li>\n<li>Service fees are listed online.<\/li>\n<li>$50 fee to transfer your RRSP to another bank (transferring in another RRSP is free).<\/li>\n<li>$100 fee to close your RRSP account.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for CDIC deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__74842\" id=\"saven-financial-rrsp\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"409\" height=\"123\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial.png\" class=\"in__logo\" alt=\"Saven Financial RRSP\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial.png 409w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-300x90.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-375x113.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-276x83.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-100x30.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-40x12.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/10\/saven-financial-150x45.png 150w\" sizes=\"(max-width: 409px) 100vw, 409px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Saven Financial RRSP<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.15%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>3.15%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>Saven Financial RRSP earns you an attractive interest rate with an option to grow your retirement savings in a GIC.\r\n<li>Saven Financial is a division of FirstOntario Credit Union. The credit union offers attractive perks and interest rates on savings accounts and GICs. Not available to Quebec residents.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>No minimum deposit required.<\/li>\n<li>Interest is calculated daily and paid on a monthly basis.<\/li>\n<li>Contribution and withdrawal rules apply.<\/li>\n<li>Potentially earn higher returns with a GIC.<\/li>\n<li>Eligible deposits covered under the Financial Services Regulatory Authority of Ontario\u2019s (FSRA) deposit insurance program.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__4328\" id=\"achieva-financial-rrsp-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"174\" height=\"68\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo.png\" class=\"in__logo\" alt=\"Achieva Financial RRSP Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo.png 174w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-100x39.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/Achieva-Financial-logo-150x59.png 150w\" sizes=\"(max-width: 174px) 100vw, 174px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Achieva Financial RRSP Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This online-only high-interest RRSP features a competitive rate and the ability to set up spousal RRSPs. \r\n<li>Achieva Financial is an online division of Manitoba\u2019s Cambrian Credit Union and offers savings accounts, GICS, TFSAs, Registered Retirement Savings Plans (RRSPs), and Registered Retirement Income Funds (RRIFs). \r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.50% variable interest rate. Interest is calculated on the daily closing balance and added to the principal on the last day of each month. <\/li>\n<li>No monthly fee.<\/li>\n<li>To open this account, you must agree to become a member of Cambrian Credit Union Limited, which requires a $5 share. Your share is considered an investment and is fully refundable should you decide to cancel your membership. <\/li>\n<li>Earn $1 per month when you choose electronic documents. <\/li>\n<li>Ability to set up recurring contributions.<\/li>\n<li>Manage your money by phone, through online banking and a mobile app.<\/li>\n<li>Other Achieva RRSP investment options include spousal RRSPs, RRSP GICS, available in one to five-year terms, and Qtrade Direct Investing online investment accounts. <\/li>\n<li>TFSAs, RRIFs, Locked-In Retirement Accounts (LIRAs) and Life Income Funds (LIFs) are also available. <\/li>\n<li>Service fees are listed online. <\/li>\n<li>$15 fee to close the account within six months of opening. <\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for Deposit Guarantee Corporation of Manitoba deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__4342\" id=\"outlook-financial-rrsp-high-interest-savings-account\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"321\" height=\"157\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial.png\" class=\"in__logo\" alt=\"Outlook Financial RRSP High-Interest Savings Account\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial.png 321w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-300x147.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-276x135.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-100x49.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-40x20.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/outlook-financial-150x73.png 150w\" sizes=\"(max-width: 321px) 100vw, 321px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Outlook Financial RRSP High-Interest Savings Account<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.20%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.20%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This easy-to-use high-interest RRSP savings account offers a competitive interest rate and flexible options for new savers. \t\r\n<li>Outlook Financial is an online division of Assiniboine Credit Union and offers savings accounts, GICS, TFSAs, Registered Retirement Savings Plans (RRSPs), and Registered Retirement Income Funds (RRIFs).\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>2.20% variable interest rate. Interest is calculated daily and paid back monthly. <\/li>\n<li>No monthly fee.<\/li>\n<li>To open this account, you must agree to become a member of Assiniboine Credit Union membership, which requires a $5 share. Your share is considered an investment and is fully refundable should you decide to cancel your membership. <\/li>\n<li>Manage your money by phone or through online banking. <\/li>\n<li>Start saving to reach the $1,000 minimum needed to invest in an RRSP Fixed GIC, which may earn higher rates.<\/li>\n<li>Other Outlook Financial RRSP investment options include spousal RRSPs and guaranteed investment certificates, available in one to five-year terms. <\/li>\n<li>TFSAs and RRIFs are also available. <\/li>\n<li>Service fees are listed online. <\/li>\n<li>$50 fee to transfer your RRSP to another bank (transferring in another RRSP is free).<\/li>\n<li>$15 fee to close the account within three months of opening. <\/li>\n<li>No minimum balance is required.<\/li>\n<li>Eligible for Deposit Guarantee Corporation of Manitoba deposit insurance.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__10159\" id=\"maxa-financial-rrsp-savings\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"460\" height=\"183\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-460x183.png\" class=\"in__logo\" alt=\"MAXA Financial RRSP Savings\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-460x183.png 460w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-300x119.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-375x149.png 375w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-276x110.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-100x40.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-40x16.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial-150x60.png 150w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/maxa-financial.png 500w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">MAXA Financial RRSP Savings<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"2.20%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label>\n<br>2.20%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This High-Interest Savings Account offers competitive rates, the convenience of no minimum balance and added savings through zero monthly fee.        \r\n<li>MAXA Financial is an operating division of Westoba Credit Union Ltd. and offers a high-interest savings account, GICs, and TFSA, RRSP and RRIF products.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>The High-Interest Savings Account offers exceptional rates with the convenience and flexibility to make meeting your financial goals easy.<\/li>\n<li>Deposits are guaranteed 100% by Deposit Guarantee Corporation of Manitoba.<\/li>\n<li>No minimum balance is required.<\/li>\n<li>No monthly maintenance fee.<\/li>\n<li>Interest is calculated on the daily closing balance and paid monthly.<\/li>\n<li>MAXA MemberCard for ATM and Point-of-Sale transactions.<\/li>\n<li>Account information is available online or by phone.<\/li>\n<li>Contributions can be easily transferred from your MAXA High-Interest Savings account online or by phone.<\/li>\n<li>You can set up recurring transfers from your MAXA High-Interest Savings account online or by phone.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div class=\"c-keto-product-card__wrapper nwb-product-card pc__layout-v3 offer-id__36294\" id=\"steinbach-credit-union-rrsp-variable-savings\" data-nw-product-category-bank-accounts=\"true\" data-nw-product-category-rrsps=\"true\" data-nw-product-category-savings-accounts=\"true\">\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"328\" height=\"154\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach.png\" class=\"in__logo\" alt=\"Steinbach Credit Union RRSP Variable Savings\" srcset=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach.png 328w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-300x141.png 300w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-276x130.png 276w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-100x47.png 100w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-40x19.png 40w, https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/steinbach-150x70.png 150w\" sizes=\"(max-width: 328px) 100vw, 328px\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"in__header\">\n\t\t\t\n\t\t\t<h3 class=\"in__title\">Steinbach Credit Union RRSP Variable Savings<\/h3>\n\t\t\t\t\t<\/div>\n\n\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-3817=\"3.50%\" data-nw-product-driver-3819=\"N\/A\" data-nw-product-driver-3821=\"$0\">\n\t<div><label>Interest Rate<\/label><a class=\"nw-tooltip\" title=\"For balances for $100,000 or less.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>3.50%<\/div><div><label>Bonus Offer<\/label>\n<br>N\/A<\/div><div><label>Monthly Fee<\/label>\n<br>$0<\/div><\/div>\n\n\n<div class=\"c-keto-product-card__accordion-wrapper c-block-accordion-wrapper wp-block-nerdwallet-blocks-product-card-accordion\">\n\t<div class=\"c-keto-product-card__accordion\">\n\t\t\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tOur Take\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul>\r\n<li>This RRSP variable savings account earns a healthy regular interest rate on your daily minimum balance while reducing your taxable income.\r\n<li>Steinbach Credit Union, or SCU is one of Manitoba\u2019s largest credit unions offering personal and business solutions online, by phone and in person.\r\n<\/ul>\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\" role=\"button\">\n\t\t<div>\n\t\t\tProduct Details\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\n\t<div class=\"c-block-accordion-item__content\">\n\t\t<ul><li>Offers a competitive, variable interest rate.<\/li>\n<li>No introductory rates that expire after a few months \u2014 Steinbach Credit Union offers high-interest rates right from dollar one.<\/li>\n<li>Interest is calculated on your minimum monthly balance and paid annually on December 31st.<\/li>\n<li>Manage your accounts on the go with free access to online banking and our mobile app anytime, anywhere.<\/li>\n<li>Automate your contributions by setting up a monthly preauthorized debit to your RRSP so you can save without even thinking about it.<\/li>\n<li>Deposits can be added to your savings at any time without paying a fee.<\/li>\n<li>All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.<\/li><\/ul>\t<\/div>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\n<\/div>\n\n\t\t<a class=\"js-scroll-to\" href=\"#js-page-top\">Back to Top<\/a>\n\t<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-trust-card is-style-alt\"><div class=\"c-block-trust-card\"><h3 class=\"c-block-trust-card__title\">Methodology<\/h3><div class=\"c-block-trust-card__description\"><p><span style=\"color: var(--wp--preset--color--black);, sans-serif;font-size: var(--wp--preset--font-size--small);background-color: var(--wp--custom--color--ui--blue--lightest)\">NerdWallet Canada selects the best savings accounts based on several criteria. Factors in our <\/span><a style=\", sans-serif;font-size: var(--wp--preset--font-size--small);background-color: var(--wp--custom--color--ui--blue--lightest)\" href=\"https:\/\/www.nerdwallet.com\/ca\/financial-product-evaluation-methology#bnkmethod:~:text=Our%20savings%20account%20scoring%20methodology\">evaluation methodology<\/a><span style=\"color: var(--wp--preset--color--black);, sans-serif;font-size: var(--wp--preset--font-size--small);background-color: var(--wp--custom--color--ui--blue--lightest)\"> include annual percentage yields, minimum balances, fees, digital experience, access to other services, and more. Both registered TFSAs, RRSPs and non-registered savings accounts that are available in more than one province are considered for this list.<\/span><\/p><\/div><ul class=\"c-block-trust-card__bullet-points\"><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading is-style-alt\" id=\"best-big-six\">Honourable mentions<\/h2>\n\n\n\n<p class=\"\">Though they didn\u2019t make it into our picks for the best overall savings account, the accounts below are also solid choices that can help you meet your savings goals.<\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-accordion\"><div class=\"c-block-accordion-wrapper\"><div class=\"c-block-accordion-list\"><div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\">\n\t\t<div>\n\t\t\t<div class=\"c-block-accordion-item__title\">Best Savings Accounts from the Big 6 Banks<\/div>\n\t\t\t\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\t<div class=\"c-block-accordion-item__content\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-accordion-item c-block-accordion-item\">\n<p class=\"\">Top options from <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/big-5-big-6-banks-canada\">Canada\u2019s largest financial institutions<\/a>.<\/p>\n\n\n<div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-87\" class=\"tablepress tablepress-id-87\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Bank<\/th><th class=\"column-2\">HISA<\/th><th class=\"column-3\">TFSA<\/th><th class=\"column-4\">RRSP<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/bank-of-montreal-bmo-review\" rel=\"noopener\" target=\"_blank\">Bank of Montreal (BMO)<\/a> <\/td><td class=\"column-2\">BMO Bank of Montreal Premium Rate Savings<\/td><td class=\"column-3\">BMO Tax-Free Savings Account (TFSA)<\/td><td class=\"column-4\">BMO Registered Retirement Savings Plan (RRSP)<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/cibc-review\" rel=\"noopener\" target=\"_blank\">Canadian Imperial Bank of Commerce (CIBC)<\/a><\/td><td class=\"column-2\">CIBC eAdvantage Savings Account<\/td><td class=\"column-3\">CIBC TFSA Tax Advantage Savings Account<\/td><td class=\"column-4\">CIBC RRSP Daily Interest Savings Account<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/national-bank-of-canada-review\" rel=\"noopener\" target=\"_blank\">National Bank of Canada<\/a> <\/td><td class=\"column-2\">NBC HISA<\/td><td class=\"column-3\">NBC Cash Advantage Solution TFSA<\/td><td class=\"column-4\">NBC Cash Advantage Solution RRSP<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/royal-bank-canada-rbc-review\" rel=\"noopener\" target=\"_blank\">Royal Bank of Canada<\/a><\/td><td class=\"column-2\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rbc-high-interest-savings-account-review\" rel=\"noopener\" target=\"_blank\">RBC High Interest eSavings Account<\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rbc-tfsa-review\" rel=\"noopener\" target=\"_blank\">RBC Tax-Free Savings Account (TFSA)<\/a><\/td><td class=\"column-4\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rbc-rrsp-review\" rel=\"noopener\" target=\"_blank\">RBC Registered Retirement Savings Plan (RRSP)<\/a><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/scotiabank-review\" rel=\"noopener\" target=\"_blank\">Scotiabank<\/a><\/td><td class=\"column-2\">Scotiabank MomentumPLUS: Ultimate Package for MomentumPLUS<\/td><td class=\"column-3\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/scotiabank-tax-free-savings-account-review\" rel=\"noopener\" target=\"_blank\">Scotiabank Savings Accelerator Account TFSA<\/a><\/td><td class=\"column-4\">Scotiabank Savings Accelerator Account RRSP<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/td-bank-review\" rel=\"noopener\" target=\"_blank\">TD Bank<\/a><\/td><td class=\"column-2\">TD High Interest Savings Account<\/td><td class=\"column-3\">TD Canada Trust High Interest TFSA Savings Account<\/td><td class=\"column-4\">TD RRSP Daily Interest Savings Account (DISA)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<ul class=\"\">\n<li class=\"\"><\/li>\n<\/ul>\n<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"c-block-accordion-item\">\n\t<div class=\"c-block-accordion-item__header\">\n\t\t<div>\n\t\t\t<div class=\"c-block-accordion-item__title\">Savings accounts from online-only banks<\/div>\n\t\t\t\t\t<\/div>\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t<\/div>\n\t<div class=\"c-block-accordion-item__content\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-accordion-item c-block-accordion-item\">\n<p class=\"\">If you\u2019re comfortable managing your money digitally, consider these online-only accounts from virtual banks.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-savings-accounts#the-best-online-hisas-in-canada\">Non-registered savings from online banks<\/a><\/h4>\n\n\n\n<ul class=\"\">\n<li class=\"\">Simplii Financial High Interest Savings Account <\/li>\n\n\n\n<li class=\"\">Tangerine Savings Account <\/li>\n\n\n\n<li class=\"\">Motive Financial Motive Savvy Savings Account <\/li>\n\n\n\n<li class=\"\">KOHO Spending and Savings Account <\/li>\n\n\n\n<li class=\"\">PC Money Account <\/li>\n\n\n\n<li class=\"\">EQ Bank\u2019s Savings Plus Account <\/li>\n\n\n\n<li class=\"\">WealthONE High Interest Savings Account<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-savings-accounts#the-best-online-tfsa-hisas-in-canada\">High-interest TFSAs from online banks<\/a><\/h4>\n\n\n\n<ul class=\"\">\n<li class=\"\">Tangerine Tax-Free Savings Account<\/li>\n\n\n\n<li class=\"\">WealthONE Tax-Free Savings Account<\/li>\n\n\n\n<li class=\"\">Canadian Tire Tax Free\u00ae High Interest Savings Account<\/li>\n\n\n\n<li class=\"\">Motive Financial TFSA Savings Account<\/li>\n\n\n\n<li class=\"\">Achieva Financial TFSA Daily Interest Savings Account<\/li>\n\n\n\n<li class=\"\">Steinbach Credit Union TFSA Variable Savings<\/li>\n\n\n\n<li class=\"\">Outlook Financial TFSA High-Interest Savings Account<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-savings-accounts#the-best-online-rrsp-hisas-in-canada\">High-interest RRSPs from online banks<\/a><\/h4>\n\n\n\n<ul class=\"\">\n<li class=\"\">Tangerine RSP Savings Account<\/li>\n\n\n\n<li class=\"\">WealthONE RRSP Savings Account<\/li>\n\n\n\n<li class=\"\">Saven Financial RRSP HISA<\/li>\n\n\n\n<li class=\"\">Achieva Financial RRSP Savings Account<\/li>\n\n\n\n<li class=\"\">Outlook Financial RRSP High-Interest Savings Account<\/li>\n\n\n\n<li class=\"\">MAXA Financial RRSP Savings Outlook<\/li>\n\n\n\n<li class=\"\">Steinbach Credit Union RRSP Variable Savings<\/li>\n<\/ul>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-to-know-about-savings-accounts\">Things to know about savings accounts<\/h2>\n\n\n\n<p class=\"\"><strong>By Hannah Logan<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is a savings account?<\/h3>\n\n\n\n<p class=\"\">A savings account is a common <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/types-of-bank-accounts\">type of deposit bank account<\/a> that earns interest on its balance.<\/p>\n\n\n\n<p class=\"\">Savings accounts can make it easier to achieve specific savings goals, such as a new car, a wedding, or an emergency fund. Since savings accounts earn interest, they help your money grow over time.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Types of savings accounts<\/h4>\n\n\n\n<p class=\"\">There are a number of different types of savings accounts available to Canadians. Most are fairly simple, while others have features designed to meet specific needs. Options include:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-savings-account\"><strong>Basic savings accounts:<\/strong><\/a> Earn a modest <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-interest-rate\">interest rate<\/a>.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-high-interest-savings-account\"><strong>High-interest savings accounts (HISAs)<\/strong><\/a><strong>: <\/strong>Earn a higher rate of interest; may come with more restrictions.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/tfsa-vs-rrsp\"><strong>Registered savings accounts:<\/strong><\/a> Receive tax benefits with TFSAs and RRSPs, which are registered with the Canada Revenue Agency (CRA).<\/li>\n\n\n\n<li class=\"\"><strong><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-savings-accounts\">Online savings accounts<\/a>:<\/strong> Earn competitive interest rates with low or no fees at one of Canada\u2019s virtual banks.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/joint-bank-account-explained\"><strong>Joint savings accounts<\/strong><\/a><strong>:<\/strong> Accessible by more than one person, such as a married couple.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-kids-bank-account\"><strong>Kids savings accounts<\/strong><\/a><strong>:<\/strong> Available to children and teens; different eligibility requirements, features and fees than adult accounts.<\/li>\n\n\n\n<li class=\"\"><strong>Senior savings accounts:<\/strong> Receive discounts and benefits for senior citizens.<\/li>\n\n\n\n<li class=\"\"><strong>Foreign currency savings accounts:<\/strong> Save in U.S. dollars without exchanging currency.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/about-business-bank-accounts\"><strong>Business savings accounts<\/strong><\/a>: Separates business savings from personal savings.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Comparing HISAs, TFSAs and RRSPs<\/h4>\n\n\n\n<p class=\"\">Here\u2019s a breakdown of basic similarities and differences between each kind of savings account:<\/p>\n\n\n\n<p class=\"\"><div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-550\" class=\"tablepress tablepress-id-550\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\"><strong><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-savings-accounts\">HISAs<\/a><\/strong><\/th><th class=\"column-2\"><strong><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-tfsa\">TFSAs<\/a><\/strong><\/th><th class=\"column-3\"><strong><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-rrsp\">RRSPs<\/a><\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Uses<\/strong><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><ul><li>Easy access savings, such as <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/what-is-an-emergency-fund\">emergency funds<\/a>. <li>To earn interest as you plan bigger investments, such <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/are-gic-investments-worth-it\">guaranteed investment certificates (GICs)<\/a>.<\/ul><\/td><td class=\"column-2\"><ul><li>Long-term or bigger purchases, such as travel or a wedding. <li>Or, <a href=\"https:\/\/www.nerdwallet.com\/ca\/investing\/how-to-invest-in-tfsa\">invest in a TFSA<\/a> and earn <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-compound-interest\">compound interest<\/a> tax-free to help fund your retirement.<\/ul><\/td><td class=\"column-3\"><ul><li>Save for retirement. <li>Borrow funds from RRSP for the <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/what-is-the-home-buyers-plan\">Home Buyers\u2019 Plan<\/a> and Lifelong Learning Plan to pay for your first home or education expenses.<\/ul><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Eligibility<\/strong><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">May be at least 18 years of age and a Canadian with a <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/what-is-social-insurance-number\">Social Insurance Number (SIN)<\/a>, unless terms mention otherwise. <\/td><td class=\"column-2\">Must be at least 18 years of age and have a <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/what-is-social-insurance-number\">Social Insurance Number (SIN)<\/a>.<\/td><td class=\"column-3\">Must be under 71 years of age, earn an income and be a Canadian resident paying <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/what-is-income-tax\">income tax<\/a>.<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Contribution limits<\/strong><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">None, in most cases.<\/td><td class=\"column-2\">The set annual <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/tfsa-contribution-limit-withdrawal-rules\">TFSA contribution limit<\/a> for 2024 is $7,000 \u2014 you may have additional room based on past contributions.<\/td><td class=\"column-3\">The <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rrsp-contribution-limit-explained\">RRSP contribution limit<\/a> for 2023 tax year is $30,780. It is 18% of your previous year\u2019s earned income \u2014 up to an annual maximum limit set by the CRA, plus any unused contributions from past years.<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Withdrawals<\/strong><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Generally, no restrictions on withdrawals. Fees may apply.<\/td><td class=\"column-2\">If you withdraw from your TFSA, you get that contribution room back the following year.<\/td><td class=\"column-3\">Once you <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rrsp-withdrawal-explained\">withdraw from your RRSP<\/a>, you lose that contribution room and the potential for compound growth on your savings.<br \/>\nPlus, withdrawals are subject to withholding tax.<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Taxes<\/strong><\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Earnings are taxed.<\/td><td class=\"column-2\"><ul><li>TFSA contributions are not tax-deductible. <li>Withdrawals from a TFSA are tax-free.<\/ul><\/td><td class=\"column-3\"><ul><li>RRSP contributions are tax-deductible, helping reduce the total income tax you pay for that year. <li>RRSP withdrawals are taxable at your annual marginal tax rate in the year you make them. Plus, these withdrawals are subject to withholding tax.<\/ul><\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td colspan=\"3\" class=\"column-1\"><strong>Time limits<\/strong><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">No time limits.<\/td><td class=\"column-2\">No time limits.<\/td><td class=\"column-3\">You can contribute to an RRSP up until December 31 of the year in which you turn 71. <br \/>\nAfter this point, you must transfer the funds to a <a href=\"https:\/\/www.nerdwallet.com\/ca\/investing\/what-is-rrif\">registered retirement income fund (RRIF)<\/a> or an annuity, or withdraw the entire amount in a lump sum and pay withholding tax.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How savings accounts work<\/h3>\n\n\n\n<p class=\"\">When you deposit your money in a savings account at a <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-credit-union\">bank or credit union<\/a>, you\u2019re lending funds to the institution. In exchange, the bank pays you interest. You typically have full access to your money stored in a savings account, whenever you need it.&nbsp;<\/p>\n\n\n\n<p class=\"\">Your savings account may have rules about how many withdrawals you can make each month, but it\u2019s typically easy to transfer funds and make deposits as needed. <\/p>\n\n\n\n<p class=\"\">Savings accounts don\u2019t tend to come with debit cards or <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-write-a-cheque\">cheques<\/a> like you\u2019d get with <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-chequing-account\">chequing accounts<\/a>. If you have chequing and savings accounts at the same institution, you may be able to link them both to your <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-debit-card\">debit card<\/a>. Note that you may be charged a fee for using your debit card to withdraw money from your savings account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How does interest work on a savings account?<\/strong><\/h4>\n\n\n\n<p class=\"\">Interest rates on savings accounts vary by the financial institution. Some banks or credit unions pay interest on the total amount in your account, while others only pay interest on amounts above a minimum required balance.&nbsp;<\/p>\n\n\n\n<p class=\"\">Typically, savings account <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-compound-interest\">interest is compounded<\/a>, which means you can earn interest on your interest, not just on the amount you originally deposited. Read the terms and conditions of the account carefully to see whether the interest is compounded annually, monthly or daily. The more frequently your account compounds interest, the more your money will grow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to choose a savings account<\/h3>\n\n\n\n<p class=\"\">Savings accounts are offered by many different banking institutions across Canada, which include <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/big-5-big-6-banks-canada\">Big Six banks<\/a>, traditional banks and credit unions as well as <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/online-banks-explained\">online banks<\/a>.<\/p>\n\n\n\n<p class=\"\">Each financial institution provides unique banking and account features. Make sure you take the time to shop around to find the best option to suit your needs. Here are some things to consider:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Interest rate<\/h4>\n\n\n\n<p class=\"\">How much interest will you earn on the money in your savings account? Many banks offer promotional interest rates that may seem enticing at first, but drop down to a much lower rate after a few months. Depending on your savings goals, this type of introductory interest rate might work for you.&nbsp;<\/p>\n\n\n\n<p class=\"\">However, it\u2019s often better to look at the best regular interest rate instead of solely focusing on the promotional rates. This way you can best anticipate the annual percentage yield (APY), which shows how much interest you will earn over a year.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Minimum balance<\/h4>\n\n\n\n<p class=\"\">Some savings accounts in Canada require that you keep a minimum balance, such as $1,000, in your account at all times if you want to earn interest. If you can be sure you will always have that minimum amount in place, that\u2019s fine.&nbsp;<\/p>\n\n\n\n<p class=\"\">Though, it might be a better idea to look for an account with no minimum requirements for peace of mind that you can always earn interest no matter your balance.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Fees<\/h4>\n\n\n\n<p class=\"\">Most financial institutions in Canada do not charge monthly fees for savings accounts, but there might be <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/withdrawal-fee-explained\">fees for certain types of transactions<\/a> or a limited number of free transactions you get per month. Pay attention to the fine print and check how many monthly withdrawals you\u2019re allowed, whether you can make free e-transfers, and if there are other service fees to note.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>CDIC Insurance<\/strong><\/h4>\n\n\n\n<p class=\"\">Many Canadian financial institutions are covered by a provincial or federal deposit insurer, such as the <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/banking-what-is-cdic-deposit-insurance\">Canada Deposit Insurance Corporation (CDIC).<\/a> The insurance protects your money \u2014 up to $100,000 per type of account \u2014 in case the bank fails. To be sure, check the financial institution\u2019s website to see if it has deposit insurance protection before you apply for a savings account.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Convenience<\/h4>\n\n\n\n<p class=\"\">You\u2019ll want to make sure it is easy to withdraw your money when you need it. Consider your banking preferences and choose a savings account that\u2019s convenient for you. For example, you may choose the <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/rbc-savings-account-review\">RBC savings account<\/a> if you prefer a big bank that has a large branch network to facilitate your in-person banking needs.<\/p>\n\n\n\n<p class=\"\">In many cases, people prefer to have their savings and chequing accounts at the same financial institution. If you already have a chequing account at a particular bank or credit union, it might be easier to open a savings account there, too. Plus, it will be convenient to move money between the accounts.<\/p>\n\n\n\n<p class=\"\">When considering an online-only savings account, make sure you understand how your money can be accessed. Can you use a debit card at an <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-use-atm\">ATM<\/a> or will you need to transfer the funds to a chequing account with another bank? Also, evaluate whether the digital experience is suitable for your needs. Is there a mobile app? Is the online banking interface easy to use? Can you call a customer service representative for questions?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to open a savings account<\/h3>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-open-a-bank-account\">Opening a savings account<\/a> is generally a straightforward process and can be done in person or online depending on your financial institution. The application should only take a few minutes, but you will need to meet a few requirements and share some personal information. You can find a list of these requirements on the bank\u2019s website or contact them to ask about this option.<\/p>\n\n\n\n<p class=\"\">Most Canadian banks require you to be a Canadian resident with a permanent address in Canada. However, some financial institutions will allow you to open a bank account as a non-resident.<\/p>\n\n\n\n<p class=\"\">You\u2019ll also need to be the age of majority in your home province or territory. You will have to show an official government ID and provide personal information, including your:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/what-is-social-insurance-number\">Social Insurance Number (SIN)<\/a>.<\/li>\n\n\n\n<li class=\"\">Address and phone number.<\/li>\n\n\n\n<li class=\"\">Date of birth.<\/li>\n\n\n\n<li class=\"\">Email address, if you plan to use online banking.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Children and younger teens can open youth savings accounts, such as the <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/cibc-youth-account-review\">CIBC Youth Account<\/a> with a parent or legal guardian.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Are savings accounts taxable in Canada?<\/h3>\n\n\n\n<p class=\"\">Yes, you will have to pay income tax on any interest you earn in your savings account. Every year, your financial institution will send you a T5 slip that shows how much interest you earned. You\u2019ll claim this interest income along with all other personal income on your tax return.<\/p>\n\n\n\n<p class=\"\">You won\u2019t pay taxes on the interest you earn in a tax-free savings account (TFSA), which is a registered savings account that can hold both investments and cash deposits. However, these accounts come with strict <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/tfsa-contribution-limit-withdrawal-rules\">contribution and withdrawal rules<\/a> and they aren\u2019t a replacement for a basic savings account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Alternatives to basic savings accounts<\/h3>\n\n\n\n<p class=\"\">A savings account is a great option for most people, but it may not be the best type of bank account for all your needs. If you want to save money for less immediate financial goals, consider an option that earns more interest.<\/p>\n\n\n\n<p class=\"\">Alternatives to basic savings accounts include:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-chequing-account\">Chequing accounts<\/a>.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-bank-accounts-in-canada\">Hybrid or online bank accounts<\/a>.<\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-gic-rates-in-canada\">Guaranteed investment certificates (GICs)<\/a>.<\/li>\n\n\n\n<li class=\"\">Market-linked investments options, such as bonds, exchange-traded funds (ETFs), <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/what-is-a-market-linked-gic\">market-linked GICs<\/a> and <a href=\"https:\/\/www.nerdwallet.com\/ca\/investing\/what-are-mutual-funds-in-canada\">mutual funds<\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Fortunately, you don\u2019t have to pick just one type of account. You can choose any of these accounts to help you reach your financial goals. It\u2019s all about finding the right combination of bank accounts for your needs. <\/p>\n\n\n\n<p class=\"\"><strong>\u00bb Ready for a new bank?<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/how-to-switch-banks\">Here\u2019s how to switch to a new bank or credit union<\/a><\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 class=\"c-block-faq__title\"><\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion__header\"><h3 class=\"c-block-accordion__title\">Frequently asked questions about savings accounts in Canada<\/h3><\/div><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>Are savings accounts in Canada safe?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">Yes, your savings account is as secure as any other type of bank account. Many Canadian banks and credit unions are covered by federal or provincial deposit insurers, such as the <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/banking-what-is-cdic-deposit-insurance\">Canada Deposit Insurance Corporation (CDIC)<\/a>. This insurance protects your money \u2014 up to $100,000 per type of account \u2014 in case the bank fails. However, it\u2019s also up to you to be cautious and protect your banking and personal information to avoid identity theft.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong><strong>Which banks have the best savings account interest rates?<\/strong><\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">The Canadian banks that have the best savings account interest rates as of Nov. 6, 2024, are:&nbsp;<\/p>\n\n\n\n<p class=\"\">Simplii Financial, the Simplii Financial High Interest Savings Account rate: 3.90%*<\/p>\n\n\n\n<p class=\"\">Tangerine Bank, the Tangerine Tax-Free Savings Account rate: 5.50%*<\/p>\n\n\n\n<p class=\"\">Tangerine Bank, the Tangerine RSP Savings Account: 5.50%*<\/p>\n\n\n\n<p class=\"\"><em>*Special rates<\/em><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>What is the best savings account in Canada?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">The best savings account for you will depend on your banking preference, savings goals and other account features. Check out our picks for the best high-interest savings accounts (HISAs), tax-free savings accounts (TFSAs) and registered retirement savings plans (RRSPs) above to <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-online-savings-accounts#summary-of-our-selections:~:text=APPLY%20NOW-,Summary%20of%20our%20selections,-Best%20online%20HISAs\">choose the best savings account for your needs<\/a>.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-4270\" class=\"c-block-card post-4270 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-registered-banking-products\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/stash-cash-rrsp-or-tfsa\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"198\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/02\/GettyImages-825154794-e1644961213815-460x198.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Should You Stash Cash in an RRSP or TFSA?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/stash-cash-rrsp-or-tfsa\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tShould You Stash Cash in an RRSP or TFSA?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Both RRSPs and TFSAs have tax advantages. To decide where to stash your savings, consider your income, tax bracket and existing savings.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/nora-dunn\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/Nora-Dunn-The-Professional-Hobo-0035-e1637619627161-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Nora Dunn<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-4270 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2668\" class=\"c-block-card post-2668 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-saving-account\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-savings-accounts\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/11\/best-hisa-e1637338670681-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best High-Interest Savings Accounts in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-high-interest-savings-accounts\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest High-Interest Savings Accounts in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Compare top interest rates and discover the best no-fee high-interest savings accounts (HISAs) in Canada. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sjahagirdar\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Headshot_Siddhi-Jahagirdar-e1648746969870-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Siddhi Bagwe<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2668 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-45060\" class=\"c-block-card post-45060 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-guaranteed-investment-certificates-gic\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/gic-vs-hisa\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1139792993-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"GIC vs. HISA: How to Choose\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/gic-vs-hisa\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tGIC vs. HISA: How to Choose\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>HISAs and GICs are both low-risk financial tools, but have important differences in interest rates, access to your cash and more. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sandra-macgregor\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/Sandra-MacGregor-e1626212852416-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-45060 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-10500\" class=\"c-block-card post-10500 page type-page status-publish has-post-thumbnail hentry content-classification-banking topic-type-of-banking-accounts cluster-guaranteed-investment-certificates-gic\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-short-term-gic-rates\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/08\/short-term-gic-e1661972425722-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best Short-Term GIC Rates in Canada for March 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-short-term-gic-rates\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest Short-Term GIC Rates in Canada for March 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Use a short-term GIC to earn interest on your savings and keep a strategic distance between yourself and that hard-earned cash. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-10500 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Choose the best savings account from the top registered and non-registered plans in Canada by comparing interest rates, fees and convenience.<\/p>\n","protected":false},"author":4,"featured_media":3115,"parent":100,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"middle","apple_news_slug":"","apple_news_sections":"[\"https:\\\/\\\/news-api.apple.com\\\/sections\\\/258a2d7c-962b-47be-93aa-4e3a3f4b4a02\"]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[15],"topic":[106],"cluster":[206],"pp_author":[20],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet<\/title>\n<meta name=\"description\" content=\"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet\" \/>\n<meta property=\"og:description\" content=\"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\" \/>\n<meta property=\"og:site_name\" content=\"NerdWallet Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NerdWallet\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-13T23:17:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/best-savings-accounts-e1639594127221.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2119\" \/>\n\t<meta property=\"og:image:height\" content=\"879\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NerdWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"Athena Cocoves\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\",\"name\":\"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet\",\"isPartOf\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#website\"},\"datePublished\":\"2021-12-16T22:39:22+00:00\",\"dateModified\":\"2025-01-13T23:17:59+00:00\",\"description\":\"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.nerdwallet.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banking\",\"item\":\"https:\/\/www.nerdwallet.com\/ca\/banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#website\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/\",\"name\":\"NerdWallet Canada\",\"description\":\"NerdWallet, make all the right money moves.\",\"publisher\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.nerdwallet.com\/ca\/?s={search_term_string}&submit=Search\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#organization\",\"name\":\"NerdWallet Canada\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg\",\"contentUrl\":\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg\",\"width\":1,\"height\":1,\"caption\":\"NerdWallet Canada\"},\"image\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/NerdWallet\",\"https:\/\/twitter.com\/NerdWallet\",\"https:\/\/www.instagram.com\/NerdWallet\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet","description":"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts","og_locale":"en_US","og_type":"article","og_title":"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet","og_description":"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.","og_url":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts","og_site_name":"NerdWallet Canada","article_publisher":"https:\/\/www.facebook.com\/NerdWallet","article_modified_time":"2025-01-13T23:17:59+00:00","og_image":[{"width":2119,"height":879,"url":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/12\/best-savings-accounts-e1639594127221.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@NerdWallet","twitter_misc":{"Est. reading time":"11 minutes","Written by":"Athena Cocoves"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts","url":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts","name":"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs - NerdWallet","isPartOf":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#website"},"datePublished":"2021-12-16T22:39:22+00:00","dateModified":"2025-01-13T23:17:59+00:00","description":"Choose the best savings account in Canada by comparing interest rates, fees and convenience. See our picks for the best savings accounts.","breadcrumb":{"@id":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.nerdwallet.com\/ca\/banking\/best-savings-accounts#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.nerdwallet.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Banking","item":"https:\/\/www.nerdwallet.com\/ca\/banking"},{"@type":"ListItem","position":3,"name":"Best Savings Accounts in Canada for 2025: HISAs, TFSAs, RRSPs"}]},{"@type":"WebSite","@id":"https:\/\/www.nerdwallet.com\/ca\/#website","url":"https:\/\/www.nerdwallet.com\/ca\/","name":"NerdWallet Canada","description":"NerdWallet, make all the right money moves.","publisher":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.nerdwallet.com\/ca\/?s={search_term_string}&submit=Search"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/www.nerdwallet.com\/ca\/#organization","name":"NerdWallet Canada","url":"https:\/\/www.nerdwallet.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg","contentUrl":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg","width":1,"height":1,"caption":"NerdWallet Canada"},"image":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NerdWallet","https:\/\/twitter.com\/NerdWallet","https:\/\/www.instagram.com\/NerdWallet"]}]}},"_links":{"self":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/3113"}],"collection":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/comments?post=3113"}],"version-history":[{"count":312,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/3113\/revisions"}],"predecessor-version":[{"id":80402,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/3113\/revisions\/80402"}],"up":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/media\/3115"}],"wp:attachment":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/media?parent=3113"}],"wp:term":[{"taxonomy":"content-classification","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/content-classification?post=3113"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/topic?post=3113"},{"taxonomy":"cluster","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/cluster?post=3113"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pp_author?post=3113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}