{"id":39157,"date":"2023-06-29T11:53:10","date_gmt":"2023-06-29T18:53:10","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=39157"},"modified":"2023-12-19T07:25:04","modified_gmt":"2023-12-19T15:25:04","slug":"credit-cards-credit-card-interest-calculator","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator","title":{"rendered":"Credit Card Interest Calculator"},"content":{"rendered":"\n<p>If you borrow money using a credit card, you\u2019ll be charged interest on any unpaid balance at the end of each billing cycle.&nbsp;<\/p>\n\n\n\n<p>Let NerdWallet Canada\u2019s credit card interest calculator run the numbers, or use the guidance below to calculate your credit card interest by hand.<\/p>\n\n\n\n\t<pre style=\"display:none !important;\"><script type=\"text\/javascript\">\n\t function doValidate_1(form)\n\t {\n        window['cff_enabling_form' ] = function(_form){\n            if(!(_form instanceof $dexQuery)) _form = $dexQuery(_form);\n            _form.removeData('being-submitted');\n            _form.find('.submitbtn-disabled').removeClass('submitbtn-disabled');\n            _form.find('.cff-processing-form').remove();\n        };\n        window['cff_disabling_form'] = function(_form){\n            if(!(_form instanceof $dexQuery)) _form = $dexQuery(_form);\n            if(cff_form_disabled(_form)) return;\n            _form.find('.pbSubmit').addClass('submitbtn-disabled');\n            _form.data('being-submitted',1);\n            var d = document.createElement('div');\n            $dexQuery(d).addClass('cff-processing-form').appendTo(_form.find('#fbuilder'));\n        };\n        window['cff_form_disabled' ] = function(_form){\n            if(!(_form instanceof $dexQuery)) _form = $dexQuery(_form);\n            return ('undefined' != typeof _form.data('being-submitted'));\n        };\n\t\tvar form_identifier =  '_1';\n\t\tif(typeof cpcff_validation_rules == 'undefined') cpcff_validation_rules = {};\n\t\tif(typeof cpcff_validation_rules[form_identifier] == 'undefined') cpcff_validation_rules[form_identifier] = {};\n\t\tvar $dexQuery = (fbuilderjQuery) ? fbuilderjQuery : jQuery.noConflict(),\n\t\t\t_form = $dexQuery(\"#cp_calculatedfieldsf_pform\"+form_identifier),\n\t\t\tform_disabled = function(){cff_form_disabled(_form);},\n\t\t\tdisabling_form = function(){cff_disabling_form(_form);},\n\t\t\tenabling_form = function(){cff_enabling_form(_form);};\n\t\tif(form_disabled()) return false;\n\t\t_form.validate().settings.ignore = '.ignore';\n\t\tvar\tcpefb_error = !_form.validate().checkForm();\n\t\t_form.validate().settings.ignore = '.ignore,.ignorepb';\n\t\tvar\tvalidation_rules = cpcff_validation_rules[form_identifier],\n\t\t\tprocessing_form = function()\n\t\t\t{\n                \t\t\t\tfor(var rule in validation_rules)\n\t\t\t\t{\n\t\t\t\t\tif(!validation_rules[rule]) return;\n\t\t\t\t}\n\t\t\t\t_form.find(\"[name$='_date'][type='hidden']\").each(function(){\n\t\t\t\t\tvar v  \t = $dexQuery(this).val(),\n\t\t\t\t\t\tname = $dexQuery(this).attr( 'name' ).replace('_date', ''),\n\t\t\t\t\t\te \t = $dexQuery(\"[name='\"+name+\"']\"); if( e.length ){ e.val( $dexQuery.trim( e.val().replace( v, '' ) ) ); }\n\t\t\t\t});\n\t\t\t\t_form.find(\"select option[vt]\").each(function(){\n                    var e = $dexQuery(this);\n                    e.attr('cff-val-bk', e.val()).val(e.attr(\"vt\"));\n\t\t\t\t});\n\t\t\t\t_form.find(\"input[vt]\").each(function(){\n                    var e = $dexQuery(this);\n                    e.attr('cff-val-bk', e.val()).val(e.attr(\"vt\"));\n\t\t\t\t});\n\t\t\t\t_form.find('.cpcff-recordset,.cff-exclude :input,[id^=\"form_structure_\"]')\n\t\t\t\t.add(_form.find( '.ignore' )).attr('cff-disabled', 1).prop('disabled', true);\n\t\t\t\tdisabling_form();\n                _form[ 0 ].submit();\n                setTimeout(function(){\n                    _form.find('[cff-val-bk]').each(function(){\n                        var e = $dexQuery(this);\n                        e.val(e.attr('cff-val-bk')).removeAttr('cff-val-bk');\n                    });\n                    _form.find('[cff-disabled]').prop('disabled', false).removeAttr('cff-disabled');\n                    if(!\/^(\\s*|_self|_top|_parent)$\/i.test(_form.prop('target')))\n                    {\n                        enabling_form();\n                    }\n                    $dexQuery(document).trigger('cff-form-submitted', _form);\n                }, 4000);\n\t\t\t};\n\t\t_form.find('[name=\"cp_ref_page\"]').val(document.location.href);\n\t\tvalidation_rules['fields_validation_error'] = (cpefb_error==0);\n        \/* 1: Do not submit if the equations are being evaluated *\/\n        validation_rules['no_pending'] = (!(form_identifier in $dexQuery.fbuilder.calculator.processing_queue) || !$dexQuery.fbuilder.calculator.processing_queue[form_identifier]) && !$dexQuery.fbuilder.calculator.thereIsPending(form_identifier);\n\t\tif(!validation_rules['no_pending'])\n\t\t{\n\t\t\t$dexQuery(document).on('equationsQueueEmpty', function(evt, formId){\n\t\t\t\tif(formId == form_identifier)\n\t\t\t\t{\n\t\t\t\t\t$dexQuery(document).off('equationsQueueEmpty');\n\t\t\t\t\tvalidation_rules['no_pending']  = true;\n\t\t\t\t\tprocessing_form();\n\t\t\t\t}\n\t\t\t});\n\t\t}\n\t\t\/* End :1 *\/\n\t\tif (validation_rules['fields_validation_error'])\n\t\t{\n\t\t\t\t\tprocessing_form();\n\t\t\t\t}\n\t\telse\n\t\t{\n\t\t\tenabling_form();\n\t\t}\n\t\treturn false;\n\t}\n\t<\/script><\/pre>\n\t<form name=\"cp_calculatedfieldsf_pform_1\" id=\"cp_calculatedfieldsf_pform_1\" action=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return doValidate_1(this);\" class=\"cff-form \">\n\t\t\t<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_1\" \/><input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_process\" value=\"1\" \/><input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"1454\" \/><input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/www.nerdwallet.com\/ca\" \/><pre style=\"display:none !important;\"><script type=\"text\/javascript\">form_structure_1=[[{\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fnumber\",\"userhelp\":\"Use our Average Daily Balance Tool (also on this page) for the most accurate results. For a ballpark result, use the balance on your statement or an estimate.\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"BALANCE\",\"predefined\":\"500\",\"predefinedClick\":false,\"required\":false,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"size\":\"medium\",\"thousandSeparator\":\",\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"formatDynamically\":false,\"dformat\":\"number\",\"formats\":[\"digits\",\"number\",\"percent\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname2\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fnumber\",\"userhelp\":\"Enter the purchase APR listed on your statement. Enter as a decimal figure, such as 16.99 or 14.24.\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"APR\",\"predefined\":\"16.99\",\"predefinedClick\":false,\"required\":false,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"size\":\"medium\",\"thousandSeparator\":\",\",\"decimalSymbol\":\".\",\"min\":\"\",\"max\":\"\",\"formatDynamically\":false,\"dformat\":\"number\",\"formats\":[\"digits\",\"number\",\"percent\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname3\",\"shortlabel\":\"\",\"index\":2,\"ftype\":\"fdropdown\",\"userhelp\":\"A billing period can have 28-31 days, depending on the month. Not sure? Use 30 as a default, or use the number of days in the month in which the billing period started.\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"DAYS IN BILLING PERIOD\",\"size\":\"medium\",\"required\":false,\"exclude\":false,\"toSubmit\":\"text\",\"merge\":0,\"choiceSelected\":\"30 - 30\",\"select2\":false,\"multiple\":false,\"vChoices\":1,\"showDep\":false,\"choices\":[\"28\",\"29\",\"30\",\"31\"],\"optgroup\":[false,false,false,false],\"choicesVal\":[\"28\",\"29\",\"30\",\"31\"],\"choicesDep\":[[],[],[],[]],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":3,\"ftype\":\"fButton\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"sType\":\"button\",\"sValue\":\"Calculate\",\"sOnclick\":\"jQuery( '.calculate' ).removeClass( 'hide' );\",\"sOnmousedown\":\"\",\"sLoading\":false,\"sMultipage\":false,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname5\",\"shortlabel\":\"\",\"index\":4,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"HIDDEN - DAILY RATE\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname2\\\/36500\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"RATE FACTOR\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"1+fieldname5\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"EXPONENT FORMULA\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"POW(fieldname6,fieldname3)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname8\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"calculate hide\",\"title\":\"INTEREST CHARGE FOR THIS STATEMENT CYCLE\\u003Cbr \\\/\\u003E\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"PREC((fieldname1*fieldname7)-fieldname1,2)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"$\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":false,\"formatDynamically\":false,\"hidefield\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname10\",\"shortlabel\":\"\",\"index\":8,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"calculate hide\",\"fcontent\":\"\\u003Chr \\\/\\u003E \\n\\u003Ci\\u003EThis calculator is for educational purposes only and is based on typical practices in the credit card industry. Your interest as calculated by your issuer may be different based on your specific card activity and issuer policies.\\u003C\\\/i\\u003E\",\"fBuild\":{},\"parent\":\"\"}],{\"0\":{\"title\":\"\\u003Ch2\\u003ECredit card interest calculator\\u003C\\\/h2\\u003E\",\"description\":\"Enter the balance on the card, the interest rate and the number of days in the statement cycle, then click the Calculate button.  \",\"formlayout\":\"top_aligned\",\"formtemplate\":\"cp_cff_13\",\"request_cost\":\"fieldname1\",\"evalequations\":1,\"evalequationsevent\":2,\"loading_animation\":0,\"autocomplete\":1,\"persistence\":0,\"animate_form\":0,\"customstyles\":\"\"},\"formid\":\"cp_calculatedfieldsf_pform_1\",\"setCache\":false,\"cache\":false}];<\/script><\/pre>\n\t\t<div id=\"fbuilder\">\n\t\t\t\t\t\t<div id=\"fbuilder_1\">\n\t\t\t\t<div id=\"formheader_1\"><\/div>\n\t\t\t\t<div id=\"fieldlist_1\"><\/div>\n                <div class=\"clearer\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div id=\"cpcaptchalayer_1\" class=\"cpcaptchalayer\" style=\"display:none;\">\n\t\t\t            \t\t\t<div class=\"fields\" id=\"field-c0\" style=\"display:none\">\n\t\t\t\t<label>Payment options<\/label>\n\t\t\t\t<div class=\"dfield\">\n\t\t\t\t \t\t\t\t <!--addons-payment-options-->\n    \t\t\t \t\t\t\t<\/div>\n\t\t\t\t<div class=\"clearer\"><\/div>\n\t\t\t<\/div>\n\t\t\t<!--addons-payment-fields-->\n\t\t\t\t\t\t<!--add-ons-->\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"clearer\"><\/div>\n\t\t<\/div>\n\t\t<\/form>\n\n\n\n\n<h2 class=\"wp-block-heading\">How do I calculate credit card interest?<\/h2>\n\n\n\n<p>You can calculate your <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-credit-card-interest-rates-work-in-canada\">credit card interest<\/a> in four steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Find the daily rate&nbsp;<\/h3>\n\n\n\n<p>Divide your credit card\u2019s annual percentage rate, or interest rate, by 365. The result is your daily rate.&nbsp;<\/p>\n\n\n\n<p><strong>Example<\/strong>: Your credit card\u2019s interest rate is 19%. Divide 19 by 365 for a daily rate of 0.052%.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Determine the average daily balance&nbsp;<\/h3>\n\n\n\n<p>Record your <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/what-is-a-credit-card-balance\">credit card\u2019s daily balance<\/a> throughout a single billing cycle. Add up these numbers and divide them by the days in your billing cycle. This is your average daily balance.<\/p>\n\n\n\n<p><strong>Example<\/strong>: Add up your card\u2019s daily unpaid balance over a 30-day billing period for a total of $15,000. Divide $15,000 by 30 for an average daily balance of $500.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Find the daily interest charge<\/h3>\n\n\n\n<p>Take your average daily balance and multiply it by your daily interest rate. The result is the average interest generated daily for that billing cycle.&nbsp;<\/p>\n\n\n\n<p><strong>Example<\/strong>: Multiply your average daily balance of $500 by your daily rate of 0.052%. The result is $0.26. This is the amount of interest your card generates in one day.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Multiply daily interest by the number of days in the billing cycle<\/h3>\n\n\n\n<p>Now that you know how much interest is charged daily, multiply this number by the number of days in your billing period. The result is the amount of interest you\u2019ll pay for the month.<\/p>\n\n\n\n<p><strong>For example<\/strong>: Multiply your daily interest of $0.26 by 30. The result is $7.80. This is the interest your card generates on a $500 daily balance in one 30-day billing cycle.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is an average credit card interest rate?<\/h2>\n\n\n\n<p>Most Canadian credit cards charge about 20% interest on purchases. Some <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-low-interest-credit-cards\">low-rate credit cards<\/a> offer purchase interest rates closer to 10%, but these are less common.&nbsp;<\/p>\n\n\n\n<p>Other cards may offer interest rates as low as 0% for a promotional period. After the promotional period ends, the card reverts to a higher rate.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How can I avoid interest on my credit card?<\/h2>\n\n\n\n<p>Credit card interest can be avoided by always paying your bill in full. Interest-free <a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-card-grace-period\">grace periods<\/a> of 21 days are standard and typically start at the end of your billing period. You won't be charged credit card interest if you pay your credit card balance in full before your card\u2019s grace period is up.<\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-trust-card is-style-alt\"><div class=\"c-block-trust-card\"><h3 class=\"c-block-trust-card__title\">Nerdy Tip<\/h3><div class=\"c-block-trust-card__description\"><p>If you can\u2019t afford to pay your credit card balance in full, making smaller, more frequent payments throughout the month will shrink your average daily balance and reduce the amount of interest you owe.<\/p><\/div><ul class=\"c-block-trust-card__bullet-points\"><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 class=\"c-block-faq__title\">Frequently asked questions about credit card interest<\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">Is credit card interest calculated daily or monthly?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p>Interest on unpaid credit card balances is typically calculated daily and charged monthly.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">What does 20% interest on a credit card mean?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p>If your credit card has an interest rate of 20%, that 20% rate is divided by 365 days and multiplied by your average daily balance to determine how much interest you owe on an unpaid balance.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 class=\"nwb-authors__title\">\n\t\t\tAbout the Authors\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-100x100.png\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Shannon Terrell photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\">\n\t\t\t\t\t\t<strong>Shannon Terrell<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" title=\"Read more about Shannon Terrell\">\n\t\t\t\t\t\t\t<span>Read more about Shannon Terrell and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/secure.gravatar.com\/avatar\/6b9e515bc45988c863ac8ac39e7bdd34?s=75&#038;d=mm&#038;r=g\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Georgia Rose photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\">\n\t\t\t\t\t\t<strong>Georgia Rose<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Georgia Rose is a lead writer on the international team at NerdWallet. Her work has been featured in The Washington Post, The New York Times, The Independent and The Associated&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\" title=\"Read more about Georgia Rose\">\n\t\t\t\t\t\t\t<span>Read more about Georgia Rose and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2171\" class=\"c-block-card post-2171 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-no-fee-credit-cards cluster-best-no-fee-credit-cards\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-no-fee-credit-cards\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/10\/best-no-fee-credit-cards-e1634838596710-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Best No-Fee Credit Cards in Canada for 2025\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/best-no-fee-credit-cards\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tBest No-Fee Credit Cards in Canada for 2025\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>The best no-fee credit cards in Canada offer impressive benefits without the burden of an annual fee. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2171 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-20782\" class=\"c-block-card post-20782 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-credit-cards-syndication cluster-credit-cards-syndication\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/beginner-credit-card-mistakes-and-how-to-fix-them\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/01\/GettyImages-1159428209-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"4 Beginner Credit Card Mistakes (And How to Fix Them)\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/beginner-credit-card-mistakes-and-how-to-fix-them\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\t4 Beginner Credit Card Mistakes (And How to Fix Them)\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>If you\u2019re a new credit card user, or perhaps just branching out into the world of credit card rewards, be on the lookout for these costly-but-common mistakes.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/sandra-macgregor\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/Sandra-MacGregor-e1626212852416-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-20782 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-197\" class=\"c-block-card post-197 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-credit-card-basics-and-advice cluster-credit-card-interest\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-credit-card-interest-rates-work-in-canada\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"192\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/GettyImages-1078350052-e1625070300784-460x192.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How Credit Card Interest Rates Work in Canada\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/how-credit-card-interest-rates-work-in-canada\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow Credit Card Interest Rates Work in Canada\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Credit card interest rates vary by the type of credit card and transaction. How much interest you pay is based on your creditworthiness and how you use your cards. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/georgia-rose\" class=\"author url fn\" rel=\"author\"><img alt='Georgia Rose profile photo' decoding=\"async\" src='https:\/\/secure.gravatar.com\/avatar\/6b9e515bc45988c863ac8ac39e7bdd34?s=32&#038;d=mm&#038;r=g' class='avatar avatar-32 photo' height='32' width='32' \/>Georgia Rose<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/barry-choi\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/BarryChoi-e1626212860872-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Barry Choi<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-197 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-36316\" class=\"c-block-card post-36316 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-credit-cards-syndication cluster-credit-cards-syndication\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/canadian-credit-card-debt-is-on-the-rise\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"266\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/GettyImages-1414744533-1-460x266.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Canadian Credit Card Debt Is on the Rise \u2014 Here\u2019s How to Avoid It\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/canadian-credit-card-debt-is-on-the-rise\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCanadian Credit Card Debt Is on the Rise \u2014 Here\u2019s How to Avoid It\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>These expert tips may keep you from the tailspin of high-interest debt in the wake of prevalent credit card use.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/shannon-terrell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/Shannon-Terrell-headshot-e1648578818586-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Shannon Terrell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-36316 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you\u2019d owe if you carry a credit card balance.<\/p>\n","protected":false},"author":26,"featured_media":39171,"parent":102,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"\"\"","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[14],"topic":[89],"cluster":[138],"pp_author":[86,704],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Card Interest Calculator - NerdWallet Canada<\/title>\n<meta name=\"description\" content=\"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Card Interest Calculator - NerdWallet Canada\" \/>\n<meta property=\"og:description\" content=\"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\" \/>\n<meta property=\"og:site_name\" content=\"NerdWallet Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NerdWallet\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-19T15:25:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/GettyImages-1408404108.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NerdWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"Shannon Terrell, Georgia Rose\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\",\"name\":\"Credit Card Interest Calculator - NerdWallet Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#website\"},\"datePublished\":\"2023-06-29T18:53:10+00:00\",\"dateModified\":\"2023-12-19T15:25:04+00:00\",\"description\":\"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.nerdwallet.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\/\/www.nerdwallet.com\/ca\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credit Card Interest Calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#website\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/\",\"name\":\"NerdWallet Canada\",\"description\":\"NerdWallet, make all the right money moves.\",\"publisher\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.nerdwallet.com\/ca\/?s={search_term_string}&submit=Search\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#organization\",\"name\":\"NerdWallet Canada\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg\",\"contentUrl\":\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg\",\"width\":1,\"height\":1,\"caption\":\"NerdWallet Canada\"},\"image\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/NerdWallet\",\"https:\/\/twitter.com\/NerdWallet\",\"https:\/\/www.instagram.com\/NerdWallet\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credit Card Interest Calculator - NerdWallet Canada","description":"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator","og_locale":"en_US","og_type":"article","og_title":"Credit Card Interest Calculator - NerdWallet Canada","og_description":"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.","og_url":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator","og_site_name":"NerdWallet Canada","article_publisher":"https:\/\/www.facebook.com\/NerdWallet","article_modified_time":"2023-12-19T15:25:04+00:00","og_image":[{"width":2121,"height":1414,"url":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/GettyImages-1408404108.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@NerdWallet","twitter_misc":{"Est. reading time":"3 minutes","Written by":"Shannon Terrell, Georgia Rose"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator","url":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator","name":"Credit Card Interest Calculator - NerdWallet Canada","isPartOf":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#website"},"datePublished":"2023-06-29T18:53:10+00:00","dateModified":"2023-12-19T15:25:04+00:00","description":"Interest charges don\u2019t need to be a mystery. Use our credit card interest calculator to see how much interest you owe on a credit card balance.","breadcrumb":{"@id":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.nerdwallet.com\/ca\/credit-cards\/credit-cards-credit-card-interest-calculator#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.nerdwallet.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.nerdwallet.com\/ca\/credit-cards"},{"@type":"ListItem","position":3,"name":"Credit Card Interest Calculator"}]},{"@type":"WebSite","@id":"https:\/\/www.nerdwallet.com\/ca\/#website","url":"https:\/\/www.nerdwallet.com\/ca\/","name":"NerdWallet Canada","description":"NerdWallet, make all the right money moves.","publisher":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.nerdwallet.com\/ca\/?s={search_term_string}&submit=Search"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/www.nerdwallet.com\/ca\/#organization","name":"NerdWallet Canada","url":"https:\/\/www.nerdwallet.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg","contentUrl":"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/06\/NerdWallet-bug.svg","width":1,"height":1,"caption":"NerdWallet Canada"},"image":{"@id":"https:\/\/www.nerdwallet.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NerdWallet","https:\/\/twitter.com\/NerdWallet","https:\/\/www.instagram.com\/NerdWallet"]}]}},"_links":{"self":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/39157"}],"collection":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/comments?post=39157"}],"version-history":[{"count":17,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/39157\/revisions"}],"predecessor-version":[{"id":53096,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/39157\/revisions\/53096"}],"up":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pages\/102"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/media\/39171"}],"wp:attachment":[{"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/media?parent=39157"}],"wp:term":[{"taxonomy":"content-classification","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/content-classification?post=39157"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/topic?post=39157"},{"taxonomy":"cluster","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/cluster?post=39157"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.nerdwallet.com\/ca\/wp-json\/wp\/v2\/pp_author?post=39157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}