{"id":42520,"date":"2023-08-04T11:28:30","date_gmt":"2023-08-04T18:28:30","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=42520"},"modified":"2025-06-09T07:26:59","modified_gmt":"2025-06-09T14:26:59","slug":"current-mortgage-rates-in-canada","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/mortgages\/current-mortgage-rates-in-canada","title":{"rendered":"Current Mortgage Rates in Canada"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"mortgage-rate-tables nw-block nwb-mortgage-rate-tables nwb-mortgage-rate-tables-ca wp-block-nerdwallet-blocks-mortgage-rate-tables\">\n\t\t\t<div style=\"margin-bottom: 8px;\"><strong>Rates updated: <time datetime=\"2026-04-11\">April 11, 2026<\/time><\/strong><\/div>\n\t\t\t<form class=\"mrt-form\">\n\t\t\t\t<div class=\"filters wp-block-columns is-layout-flex\">\n\t\t\t\t\t<input type=\"hidden\" class=\"i-hidden i-attributes \" name=\"attributes\" value=\"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type=\"hidden\" class=\"i-hidden i-country \" name=\"country\" value=\"ca\"><input type=\"hidden\" class=\"i-hidden i-page_size \" name=\"page_size\" value=\"7\"><input type=\"hidden\" class=\"i-hidden i-page_offset \" name=\"page_offset\" value=\"1\"><input type=\"hidden\" class=\"i-hidden i-lender \" name=\"lender\"><div class=\"form-group wrap-mortgage-type wp-block-column is-layout-flow\"><label for=\"mortgage_type\" id=\"lbl-mortgage_type\">Mortgage Type <a class=\"nw-tooltip\" title=\"The purpose of your mortgage.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a><\/label><select class=\"form-control nw-input i-select i-mortgage_type \" name=\"mortgage_type\" title=\"Mortgage Type\" type=\"select\"><option value=\"purchase\" selected=\"selected\" >Purchase<\/option><option value=\"remortgage\"  >Refinance<\/option><option value=\"switch\"  >Renewal\/Switch<\/option><\/select><\/div><div class=\"form-group wrap-house-price wp-block-column is-layout-flow form-group-amount\" data-currency=\"$\"><label for=\"house_price\" id=\"lbl-house_price\">Property Value <a class=\"nw-tooltip\" title=\"Price of the property you want to buy, or market value of a property you own.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a><\/label><input type=\"text\" class=\"form-control nw-input i-text i-house_price \" name=\"house_price\" value=\"500,000\" title=\"Property Value\" placeholder=\"Property Value\" maxlength=\"11\" type=\"amount\"><\/div><div class=\"form-group wrap-down-payment wp-block-column is-layout-flow mortgage-type-purchase form-group-amount\" data-currency=\"$\"><label for=\"down_payment\" id=\"lbl-down_payment\">Down Payment <a class=\"nw-tooltip\" title=\"A percentage of the purchase price that is paid upfront.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a><\/label><input type=\"text\" class=\"form-control nw-input i-text i-down_payment \" name=\"down_payment\" value=\"50,000\" title=\"Down Payment\" placeholder=\"Down Payment\" maxlength=\"11\" type=\"amount\"><\/div><div class=\"form-group wrap-mortgage-balance wp-block-column is-layout-flow mortgage-type-refinance d-none form-group-amount\" data-currency=\"$\"><label for=\"mortgage_balance\" id=\"lbl-mortgage_balance\">Mortgage Balance<\/label><input type=\"text\" class=\"form-control nw-input i-text i-mortgage_balance \" name=\"mortgage_balance\" value=\"400,000\" title=\"Mortgage Balance\" placeholder=\"Mortgage Balance\" maxlength=\"11\" type=\"amount\"><\/div><div class=\"form-group wrap-province wp-block-column is-layout-flow\"><label for=\"province\" id=\"lbl-province\">Province<\/label><select class=\"form-control nw-input i-select i-province \" name=\"province\" title=\"Province\" type=\"select\"><option value=\"AB\"  >Alberta<\/option><option value=\"BC\"  >British Columbia<\/option><option value=\"MB\"  >Manitoba<\/option><option value=\"NB\"  >New Brunswick<\/option><option value=\"NL\"  >Newfoundland and Labrador<\/option><option value=\"NT\"  >Northwest Territories<\/option><option value=\"NS\"  >Nova Scotia<\/option><option value=\"NU\"  >Nunavut<\/option><option value=\"ON\" selected=\"selected\" >Ontario<\/option><option value=\"PE\"  >Prince Edward Island<\/option><option value=\"SK\"  >Saskatchewan<\/option><option value=\"QC\"  >Quebec<\/option><option value=\"YT\"  >Yukon<\/option><\/select><\/div>\t\t\t\t\t<div class=\"wp-block-column is-layout-flow wrap-submit-button\">\n\t\t\t\t\t\t<div class=\"wp-block-button \">\n\t\t\t\t\t\t\t<button type=\"submit\" class=\"btnSubmit track-submission wp-block-button__link wp-element-button full-width\">UPDATE RESULTS<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"table-with-sidebar wp-block-columns is-layout-flex\">\n\t\t\t\t\t<div class=\"wp-block-column is-layout-flow\">\n\t\t\t\t\t\t<div class=\"wrap-table-registers\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t<div class=\"show-result-number-wrapper\">\n\t\t\t<p><strong class=\"mrt-count\">Showing 1 of 1 result<\/strong><\/p>\n\t\t\t\t\t\t\t<a class=\"d-md-none\" style=\"cursor: pointer;\" aria-label=\"Open Filter Rates\">\n\t\t\t\t\t<svg class=\"btnFilterRates\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" fill=\"#008254\" viewBox=\"0 0 256 256\"><path d=\"M40,92H70.06a36,36,0,0,0,67.88,0H216a12,12,0,0,0,0-24H137.94a36,36,0,0,0-67.88,0H40a12,12,0,0,0,0,24Zm64-24A12,12,0,1,1,92,80,12,12,0,0,1,104,68Zm112,96H201.94a36,36,0,0,0-67.88,0H40a12,12,0,0,0,0,24h94.06a36,36,0,0,0,67.88,0H216a12,12,0,0,0,0-24Zm-48,24a12,12,0,1,1,12-12A12,12,0,0,1,168,188Z\"><\/path><\/svg>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t<p><\/p>\n\n\t\t<table class=\"mrt-table mrt-table-ca\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t<th class=\"th-rate\"> <a class=\"nw-tooltip\" title=\"A fee charged to borrow money. Expressed as a percentage of the amount borrowed.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a> <h3>Rate<\/h3><\/th><th class=\"th-lender\"> <h3>Lender<\/h3><\/th><th class=\"th-term\"> <a class=\"nw-tooltip\" title=\"The length of your mortgage contract.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a> <h3>Term<\/h3><\/th><th class=\"th-payment\"> <a class=\"nw-tooltip\" title=\"Principal and interest due each month.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a> <h3>Monthly Payment<\/h3><\/th>\t\t\t\t\t<th class=\"th-cta\">&nbsp;<\/th>\n\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody class=\"mrt-tbody-registers\">\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t<td class=\"td-rate\"><h4>0.00%<\/h4><\/td><td class=\"td-lender\"><img loading=\"lazy\" decoding=\"async\" class=\"mrt-lender-logo\" alt=\" Logo\" src=\"\" width=\"40\" height=\"40\"\/><br\/><h4 class=\"mrt-lender-name\">&nbsp;<\/h4><\/td><td class=\"td-term\"><h4>  Rate<\/h4><\/td><td class=\"td-payment\"><h4>$0.00<\/h4><\/td>\t\t\t\t<td class=\"td-cta\">\n\t\t\t\t\t<div class=\"wp-block-button\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/8twelve-mortgage\" target=\"_self\" rel=\"nofollow\" class=\"btn-cta d-block track-click nw-cta has-external-link track-click-mon wp-block-button__link wp-element-button\" data-extra-lender-name=\"\" data-extra-mortgage-type=\"purchase\" data-extra-mortgage-term=\"\" data-extra-province=\"ON\" data-extra-mortgage-amount=\"450000\" data-extra-rate=\"0.00\" data-extra-term=\"  Rate\" data-extra-monthly-payment=\"0.00\" data-placement=\"Mortgage Rate Table\" style=\"color: var(--wp--preset--color--white); background-color: var(--wp--preset--color--green);\">EXPLORE QUOTE<\/a><\/div>\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t<\/tr>\n\t\t\t\t\t\t<\/tbody>\n\t\t\t<tbody class=\"mrt-skeleton\">\n\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span class=\"sk-logo\"><\/span><span><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span class=\"sk-logo\"><\/span><span><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span class=\"sk-logo\"><\/span><span><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t\t<td><span><\/span><span class=\"sk-sm\"><\/span><\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"sidebar wp-block-column is-layout-flow \">\n\t\t\t\t\t\t<div class=\"box extra-filters \">\n\t\t\t\t\t\t\t<div class=\"box-header\">\n\t\t\t\t\t\t\t\t<h3>Filters<\/h3>\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"close d-md-none\" aria-label=\"Close\">\n\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\">\u00d7<\/span>\n\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t<div style=\"text-align: center;\" class=\"wp-block-button is-style-link d-none d-md-block\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tdata-defaults=\"{&quot;mortgage_type&quot;:&quot;purchase&quot;,&quot;house_price&quot;:&quot;500,000&quot;,&quot;down_payment&quot;:&quot;50,000&quot;,&quot;mortgage_balance&quot;:&quot;400,000&quot;,&quot;province&quot;:&quot;ON&quot;,&quot;rate_type&quot;:[&quot;fixed&quot;,&quot;variable&quot;],&quot;mortgage_term&quot;:[&quot;3&quot;,&quot;5&quot;,&quot;1&quot;,&quot;2&quot;,&quot;4&quot;],&quot;lender&quot;:null}\"\n\t\t\tclass=\"btnResetFields wp-block-button__link wp-element-button\"\n\t\t\t>Clear filters<\/button>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"box-content\">\n\t\t\t\t\t\t\t\t<input type=\"hidden\" class=\"i-hidden i-sort \" name=\"sort\" value=\"lender\" title=\"Sort by\" type=\"hidden\"><div id=\"wrap-rate_type\" class=\"form-group wrap-rate-type wp-block-column is-layout-flow\"><span class=\"checkbox-title caption label\">Rate Type<\/span><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"fixed\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-rate_type \" id=\"rate_type_fixed\" name=\"rate_type[]\" title=\"Fixed\" placeholder=\"Rate Type\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"rate_type_fixed\" id=\"lbl-rate_type_fixed\">Fixed<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"variable\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-rate_type \" id=\"rate_type_variable\" name=\"rate_type[]\" title=\"Variable\" placeholder=\"Rate Type\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"rate_type_variable\" id=\"lbl-rate_type_variable\">Variable<\/label><\/div><\/div><div id=\"wrap-mortgage_term\" class=\"form-group wrap-mortgage-term wp-block-column is-layout-flow\"><span class=\"checkbox-title caption label\">Mortgage Term<\/span><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"0.5\"  class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_0.5\" name=\"mortgage_term[]\" title=\"6 months\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_0.5\" id=\"lbl-mortgage_term_0.5\">6 months<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"1\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_1\" name=\"mortgage_term[]\" title=\"1 year\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_1\" id=\"lbl-mortgage_term_1\">1 year<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"2\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_2\" name=\"mortgage_term[]\" title=\"2 years\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_2\" id=\"lbl-mortgage_term_2\">2 years<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"3\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_3\" name=\"mortgage_term[]\" title=\"3 years\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_3\" id=\"lbl-mortgage_term_3\">3 years<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"4\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_4\" name=\"mortgage_term[]\" title=\"4 years\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_4\" id=\"lbl-mortgage_term_4\">4 years<\/label><\/div><div class=\"checkbox custom-control custom-checkbox\"><input type=\"checkbox\" value=\"5\" checked=\"checked\" class=\"nw-input i-checkbox custom-control-input i-mortgage_term \" id=\"mortgage_term_5\" name=\"mortgage_term[]\" title=\"5 years\" placeholder=\"Mortgage Term\" type=\"checkbox\" \/><label class=\"custom-control-label\" for=\"mortgage_term_5\" id=\"lbl-mortgage_term_5\">5 years<\/label><\/div><\/div>\t\t\t\t\t\t\t\t<div class=\"wp-block-button \">\n\t\t\t\t\t\t\t\t\t<button type=\"submit\" class=\"btnSubmit track-submission wp-block-button__link wp-element-button full-width\">UPDATE RESULTS<\/button>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div style=\"text-align: center; margin-top: 16px;\" class=\"wp-block-button is-style-link d-md-none\">\n\t\t\t\t\t\t\t\t\t\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tdata-defaults=\"{&quot;mortgage_type&quot;:&quot;purchase&quot;,&quot;house_price&quot;:&quot;500,000&quot;,&quot;down_payment&quot;:&quot;50,000&quot;,&quot;mortgage_balance&quot;:&quot;400,000&quot;,&quot;province&quot;:&quot;ON&quot;,&quot;rate_type&quot;:[&quot;fixed&quot;,&quot;variable&quot;],&quot;mortgage_term&quot;:[&quot;3&quot;,&quot;5&quot;,&quot;1&quot;,&quot;2&quot;,&quot;4&quot;],&quot;lender&quot;:null}\"\n\t\t\tclass=\"btnResetFields wp-block-button__link wp-element-button\"\n\t\t\t>Clear filters<\/button>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/form>\n\n\t\t\t\t\t<\/div>\n\n\t\t\n\n\n<div class=\"wp-block-group has-lightest-blue-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-extra-small-font-size\">Disclaimer: The rates displayed do not include any taxes, fees, insurance, or other additional charges. These rates are estimates and are not guaranteed. The actual rate and loan terms you receive will depend on our partner\u2019s assessment of your creditworthiness, loan amounts, and other relevant factors. Please note that any potential savings figures provided are estimates based on the information you and our advertising partners have provided. Terms and conditions apply.<br>Mortgage Brokerage licensed in ON #13072, AB #2122265990, BC #X300983, MB #RW-2011175, NL #88786, NB #210042526, NS #2023-3000270, PEI #755902715, QC\u00a0#606914, SK\u00a0#508695, YT #839770<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Which Big Six bank has the best current mortgage rates?<\/h2>\n\n\n\n<p class=\"\">Canada&#8217;s biggest banks tend to offer similar mortgage rates, so determining which offer is best for you should include looking at other details, like prepayment privileges and portability.  <\/p>\n\n\n\n<p class=\"\">Click on a bank&#8217;s name to see a full list of its current mortgage rates, including posted and discounted mortgage rates. <\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/p\/mortgages\/bmo-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">Bmo <br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/cibc-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">cibc<br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/national-bank-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">National bank<br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/rbc-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">rbc<br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/scotiabank-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">Scotiabank<br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/td-mortgage-rates\" target=\"_blank\" rel=\"noreferrer noopener\">TD<br>mortgage rates<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"c-block-tabs-wrapper \">\n\t<div role=\"tablist\" aria-label=\"Tabs\" class=\"c-block-tabs\">\n\t\t\t\t\t<div class=\"c-block-tabs__tab c-block-tabs__tab--active\"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"true\"\n\t\t\t\t aria-controls=\"0\"\n\t\t\t\t id=\"tab-0\"\n\t\t\t\t data-tabid=\"0\">Current Mortgage Rates For Each Province And Territory<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"1\"\n\t\t\t\t id=\"tab-1\"\n\t\t\t\t data-tabid=\"1\">Mortgage Calculators To Ease Your Home Buying Journey<\/div>\n\t\t\t\t<\/div>\n\n\t<div class=\"c-block-tabs-all\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-tabs\">\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"0\" role=\"tabpanel\" aria-labelledby=\"tab-0\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-3 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-e985ebb36a4e703c5978375c70d36b64\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-bc\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">B.C. mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 17.8674 6.40562 17.7564L17.2005 7.28556C17.4213 7.07623 17.7138 6.95923 18.0181 6.95851C18.3223 6.95779 18.6154 7.07341 18.8372 7.2817L29.5986 17.7603C29.7144 17.871 29.8065 18.004 29.8695 18.1513C29.9324 18.2985 29.965 18.457 29.965 18.6172L29.9458 31.5862C29.9451 31.901 29.8195 32.2027 29.5967 32.425C29.3739 32.6474 29.0719 32.7723 28.7571 32.7723L7.2214 32.8018ZM18.0214 7.92327C17.963 7.9236 17.9069 7.94666 17.8652 7.98756L7.07097 18.4533C7.0475 18.4744 7.02869 18.5001 7.01574 18.5289C7.00279 18.5577 6.99598 18.5889 6.99576 18.6204V31.6151C6.99584 31.6445 7.00172 31.6735 7.01305 31.7006C7.02437 31.7277 7.04093 31.7522 7.06178 31.7729C7.08262 31.7936 7.10733 31.8099 7.1345 31.821C7.16167 31.8321 7.19077 31.8377 7.22012 31.8376L28.7558 31.8112C28.7853 31.8114 28.8144 31.8057 28.8417 31.7946C28.8689 31.7835 28.8937 31.7671 28.9146 31.7464C28.9355 31.7256 28.9521 31.701 28.9635 31.6738C28.9749 31.6467 28.9807 31.6176 28.9808 31.5881L29.0001 18.6185C29 18.5884 28.9938 18.5586 28.9819 18.531C28.9699 18.5034 28.9525 18.4785 28.9307 18.4578L18.1693 7.9792C18.1295 7.94209 18.0771 7.92142 18.0227 7.92135L18.0214 7.92327ZM20.6558 23.7144C20.6129 23.1727 20.3783 22.664 19.994 22.2796C19.6098 21.8953 19.1012 21.6605 18.5595 21.6174L18.5473 19.2858C18.7987 19.34 19.0353 19.4481 19.2409 19.6027C19.3688 19.6934 19.4743 19.8122 19.5493 19.9499C19.6243 20.0876 19.6668 20.2406 19.6735 20.3973C19.6738 20.4606 19.6866 20.5232 19.7111 20.5816C19.7356 20.64 19.7714 20.693 19.8164 20.7375C19.8613 20.7821 19.9146 20.8174 19.9733 20.8413C20.0319 20.8653 20.0946 20.8775 20.1579 20.8772C20.2213 20.8769 20.2839 20.8641 20.3423 20.8396C20.4007 20.8151 20.4536 20.7793 20.4982 20.7344C20.5428 20.6894 20.578 20.6361 20.602 20.5775C20.6259 20.5188 20.6381 20.4561 20.6378 20.3928C20.6318 20.0908 20.5565 19.7942 20.4178 19.5259C20.279 19.2577 20.0805 19.0248 19.8375 18.8454C19.4601 18.5539 19.0136 18.3654 18.5415 18.2983L18.537 17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 17.0177 18.0519 17.0181C17.9886 17.0185 17.926 17.0313 17.8676 17.0559C17.8093 17.0805 17.7564 17.1163 17.7119 17.1614C17.6674 17.2064 17.6322 17.2598 17.6083 17.3184C17.5844 17.377 17.5723 17.4398 17.5727 17.5031L17.5772 18.3041C17.1059 18.3763 16.6614 18.5695 16.287 18.8647C16.0427 19.0436 15.8443 19.2778 15.7081 19.5482C15.5718 19.8186 15.5017 20.1174 15.5033 20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-e7a52b0f4f26d50fb2dbb6f343c511bc\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-alberta\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Alberta mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 17.8674 6.40562 17.7564L17.2005 7.28556C17.4213 7.07623 17.7138 6.95923 18.0181 6.95851C18.3223 6.95779 18.6154 7.07341 18.8372 7.2817L29.5986 17.7603C29.7144 17.871 29.8065 18.004 29.8695 18.1513C29.9324 18.2985 29.965 18.457 29.965 18.6172L29.9458 31.5862C29.9451 31.901 29.8195 32.2027 29.5967 32.425C29.3739 32.6474 29.0719 32.7723 28.7571 32.7723L7.2214 32.8018ZM18.0214 7.92327C17.963 7.9236 17.9069 7.94666 17.8652 7.98756L7.07097 18.4533C7.0475 18.4744 7.02869 18.5001 7.01574 18.5289C7.00279 18.5577 6.99598 18.5889 6.99576 18.6204V31.6151C6.99584 31.6445 7.00172 31.6735 7.01305 31.7006C7.02437 31.7277 7.04093 31.7522 7.06178 31.7729C7.08262 31.7936 7.10733 31.8099 7.1345 31.821C7.16167 31.8321 7.19077 31.8377 7.22012 31.8376L28.7558 31.8112C28.7853 31.8114 28.8144 31.8057 28.8417 31.7946C28.8689 31.7835 28.8937 31.7671 28.9146 31.7464C28.9355 31.7256 28.9521 31.701 28.9635 31.6738C28.9749 31.6467 28.9807 31.6176 28.9808 31.5881L29.0001 18.6185C29 18.5884 28.9938 18.5586 28.9819 18.531C28.9699 18.5034 28.9525 18.4785 28.9307 18.4578L18.1693 7.9792C18.1295 7.94209 18.0771 7.92142 18.0227 7.92135L18.0214 7.92327ZM20.6558 23.7144C20.6129 23.1727 20.3783 22.664 19.994 22.2796C19.6098 21.8953 19.1012 21.6605 18.5595 21.6174L18.5473 19.2858C18.7987 19.34 19.0353 19.4481 19.2409 19.6027C19.3688 19.6934 19.4743 19.8122 19.5493 19.9499C19.6243 20.0876 19.6668 20.2406 19.6735 20.3973C19.6738 20.4606 19.6866 20.5232 19.7111 20.5816C19.7356 20.64 19.7714 20.693 19.8164 20.7375C19.8613 20.7821 19.9146 20.8174 19.9733 20.8413C20.0319 20.8653 20.0946 20.8775 20.1579 20.8772C20.2213 20.8769 20.2839 20.8641 20.3423 20.8396C20.4007 20.8151 20.4536 20.7793 20.4982 20.7344C20.5428 20.6894 20.578 20.6361 20.602 20.5775C20.6259 20.5188 20.6381 20.4561 20.6378 20.3928C20.6318 20.0908 20.5565 19.7942 20.4178 19.5259C20.279 19.2577 20.0805 19.0248 19.8375 18.8454C19.4601 18.5539 19.0136 18.3654 18.5415 18.2983L18.537 17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 17.0177 18.0519 17.0181C17.9886 17.0185 17.926 17.0313 17.8676 17.0559C17.8093 17.0805 17.7564 17.1163 17.7119 17.1614C17.6674 17.2064 17.6322 17.2598 17.6083 17.3184C17.5844 17.377 17.5723 17.4398 17.5727 17.5031L17.5772 18.3041C17.1059 18.3763 16.6614 18.5695 16.287 18.8647C16.0427 19.0436 15.8443 19.2778 15.7081 19.5482C15.5718 19.8186 15.5017 20.1174 15.5033 20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-1b38232bfdbf904118c44bc933296077\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-saskatchewan\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Saskatchewan mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 17.8674 6.40562 17.7564L17.2005 7.28556C17.4213 7.07623 17.7138 6.95923 18.0181 6.95851C18.3223 6.95779 18.6154 7.07341 18.8372 7.2817L29.5986 17.7603C29.7144 17.871 29.8065 18.004 29.8695 18.1513C29.9324 18.2985 29.965 18.457 29.965 18.6172L29.9458 31.5862C29.9451 31.901 29.8195 32.2027 29.5967 32.425C29.3739 32.6474 29.0719 32.7723 28.7571 32.7723L7.2214 32.8018ZM18.0214 7.92327C17.963 7.9236 17.9069 7.94666 17.8652 7.98756L7.07097 18.4533C7.0475 18.4744 7.02869 18.5001 7.01574 18.5289C7.00279 18.5577 6.99598 18.5889 6.99576 18.6204V31.6151C6.99584 31.6445 7.00172 31.6735 7.01305 31.7006C7.02437 31.7277 7.04093 31.7522 7.06178 31.7729C7.08262 31.7936 7.10733 31.8099 7.1345 31.821C7.16167 31.8321 7.19077 31.8377 7.22012 31.8376L28.7558 31.8112C28.7853 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20.6378 20.3928C20.6318 20.0908 20.5565 19.7942 20.4178 19.5259C20.279 19.2577 20.0805 19.0248 19.8375 18.8454C19.4601 18.5539 19.0136 18.3654 18.5415 18.2983L18.537 17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 17.0177 18.0519 17.0181C17.9886 17.0185 17.926 17.0313 17.8676 17.0559C17.8093 17.0805 17.7564 17.1163 17.7119 17.1614C17.6674 17.2064 17.6322 17.2598 17.6083 17.3184C17.5844 17.377 17.5723 17.4398 17.5727 17.5031L17.5772 18.3041C17.1059 18.3763 16.6614 18.5695 16.287 18.8647C16.0427 19.0436 15.8443 19.2778 15.7081 19.5482C15.5718 19.8186 15.5017 20.1174 15.5033 20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-4 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-26c6717add9e2c35ef03b2b28763279f\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-manitoba\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Manitoba mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 17.8674 6.40562 17.7564L17.2005 7.28556C17.4213 7.07623 17.7138 6.95923 18.0181 6.95851C18.3223 6.95779 18.6154 7.07341 18.8372 7.2817L29.5986 17.7603C29.7144 17.871 29.8065 18.004 29.8695 18.1513C29.9324 18.2985 29.965 18.457 29.965 18.6172L29.9458 31.5862C29.9451 31.901 29.8195 32.2027 29.5967 32.425C29.3739 32.6474 29.0719 32.7723 28.7571 32.7723L7.2214 32.8018ZM18.0214 7.92327C17.963 7.9236 17.9069 7.94666 17.8652 7.98756L7.07097 18.4533C7.0475 18.4744 7.02869 18.5001 7.01574 18.5289C7.00279 18.5577 6.99598 18.5889 6.99576 18.6204V31.6151C6.99584 31.6445 7.00172 31.6735 7.01305 31.7006C7.02437 31.7277 7.04093 31.7522 7.06178 31.7729C7.08262 31.7936 7.10733 31.8099 7.1345 31.821C7.16167 31.8321 7.19077 31.8377 7.22012 31.8376L28.7558 31.8112C28.7853 31.8114 28.8144 31.8057 28.8417 31.7946C28.8689 31.7835 28.8937 31.7671 28.9146 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20.0805 19.0248 19.8375 18.8454C19.4601 18.5539 19.0136 18.3654 18.5415 18.2983L18.537 17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 17.0177 18.0519 17.0181C17.9886 17.0185 17.926 17.0313 17.8676 17.0559C17.8093 17.0805 17.7564 17.1163 17.7119 17.1614C17.6674 17.2064 17.6322 17.2598 17.6083 17.3184C17.5844 17.377 17.5723 17.4398 17.5727 17.5031L17.5772 18.3041C17.1059 18.3763 16.6614 18.5695 16.287 18.8647C16.0427 19.0436 15.8443 19.2778 15.7081 19.5482C15.5718 19.8186 15.5017 20.1174 15.5033 20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-4732233a3e136e3d0be10b0fe2cfba75\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-ontario\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Ontario mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 17.8674 6.40562 17.7564L17.2005 7.28556C17.4213 7.07623 17.7138 6.95923 18.0181 6.95851C18.3223 6.95779 18.6154 7.07341 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7.92135L18.0214 7.92327ZM20.6558 23.7144C20.6129 23.1727 20.3783 22.664 19.994 22.2796C19.6098 21.8953 19.1012 21.6605 18.5595 21.6174L18.5473 19.2858C18.7987 19.34 19.0353 19.4481 19.2409 19.6027C19.3688 19.6934 19.4743 19.8122 19.5493 19.9499C19.6243 20.0876 19.6668 20.2406 19.6735 20.3973C19.6738 20.4606 19.6866 20.5232 19.7111 20.5816C19.7356 20.64 19.7714 20.693 19.8164 20.7375C19.8613 20.7821 19.9146 20.8174 19.9733 20.8413C20.0319 20.8653 20.0946 20.8775 20.1579 20.8772C20.2213 20.8769 20.2839 20.8641 20.3423 20.8396C20.4007 20.8151 20.4536 20.7793 20.4982 20.7344C20.5428 20.6894 20.578 20.6361 20.602 20.5775C20.6259 20.5188 20.6381 20.4561 20.6378 20.3928C20.6318 20.0908 20.5565 19.7942 20.4178 19.5259C20.279 19.2577 20.0805 19.0248 19.8375 18.8454C19.4601 18.5539 19.0136 18.3654 18.5415 18.2983L18.537 17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 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class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-5df89f8731e029716ff9f21af27460bb\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-new-brunswick\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">New Brunswick mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 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25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-5 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-57d7168146a0079c518eff70aa422b3d\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-nova-scotia\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Nova Scotia mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 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20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-18aad84b4ba732c78a81df5f7cd3a4dc\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-prince-edward-island\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">PEI mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 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16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-6e6edb8c0aef1541b6fa6709904e074a\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-newfoundland-labrador\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Newfoundland mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 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17.4973C18.5366 17.434 18.5237 17.3714 18.4992 17.3131C18.4746 17.2547 18.4387 17.2018 18.3937 17.1573C18.3487 17.1128 18.2953 17.0776 18.2367 17.0537C18.178 17.0298 18.1153 17.0177 18.0519 17.0181C17.9886 17.0185 17.926 17.0313 17.8676 17.0559C17.8093 17.0805 17.7564 17.1163 17.7119 17.1614C17.6674 17.2064 17.6322 17.2598 17.6083 17.3184C17.5844 17.377 17.5723 17.4398 17.5727 17.5031L17.5772 18.3041C17.1059 18.3763 16.6614 18.5695 16.287 18.8647C16.0427 19.0436 15.8443 19.2778 15.7081 19.5482C15.5718 19.8186 15.5017 20.1174 15.5033 20.4202C15.5049 20.7229 15.5783 21.021 15.7174 21.2899C15.8566 21.5588 16.0575 21.7909 16.3037 21.9671C16.6813 22.258 17.1278 22.4462 17.5997 22.5136L17.6125 24.8439C16.9697 24.6909 16.4882 24.2615 16.4856 23.7369C16.4853 23.6736 16.4725 23.611 16.4479 23.5526C16.4234 23.4942 16.3876 23.4413 16.3426 23.3967C16.2517 23.3068 16.1288 23.2567 16.0009 23.2573C15.873 23.258 15.7507 23.3095 15.6607 23.4004C15.5708 23.4913 15.5206 23.6142 15.5213 23.7421C15.5669 24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-6 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-83f7f907485376afd02a51ea935f7665\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-yukon\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Yukon mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 4.35319 10.671 4.35285H7.20919C6.89421 4.35302 6.59217 4.47813 6.36933 4.70072C6.14649 4.92332 6.02105 5.22523 6.02054 5.5402V14.2831L2.71819 17.4588C2.62603 17.5474 2.57287 17.6691 2.5704 17.7969C2.56793 17.9248 2.61635 18.0484 2.70501 18.1405C2.79367 18.2327 2.9153 18.2858 3.04315 18.2883C3.17101 18.2908 3.29461 18.2424 3.38676 18.1537L17.871 4.22492C17.9129 4.18412 17.969 4.16129 18.0275 4.16129C18.086 4.16129 18.1422 4.18412 18.184 4.22492L32.6098 18.1524C32.6553 18.1964 32.7091 18.231 32.768 18.2542C32.8269 18.2774 32.8898 18.2888 32.9531 18.2877C33.0164 18.2866 33.0789 18.273 33.1369 18.2478C33.195 18.2225 33.2475 18.1861 33.2915 18.1405C33.3355 18.095 33.3701 18.0412 33.3933 17.9823C33.4165 17.9234 33.4279 17.8605 33.4268 17.7972C33.4257 17.7339 33.4121 17.6714 33.3868 17.6133C33.3616 17.5553 33.3252 17.5028 33.2796 17.4588L33.2803 17.4594ZM7.2214 32.8018C6.90638 32.802 6.60417 32.6771 6.38117 32.4546C6.15817 32.2321 6.03263 31.9302 6.03212 31.6151V18.6204C6.03223 18.4586 6.06542 18.2984 6.12965 18.1498C6.19387 18.0013 6.28778 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25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-cf0ddb3007dc9298dc2f3f42f02c6866\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-northwest-territories\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Northwest Territories mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 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26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button is-style-link has-green-color has-text-color has-link-color wp-elements-8c932900c1598d8800e5bc24d851b312\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-nunavut\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\">Nunavut mortgage rates<\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 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20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"1\" role=\"tabpanel\" aria-labelledby=\"tab-1\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button has-brand-mid-green-color has-text-color has-link-color wp-elements-a2cbf3d1ebb048c940707730bdcc8aa0\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/p\/calculators\/mortgages\/canada-mortgage-payment-calculator\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\"><strong>Mortgage Payment Calculator<\/strong><\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 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href=\"https:\/\/www.nerdwallet.com\/ca\/p\/calculators\/mortgages\/canada-mortgage-affordability-calculator\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\"><strong>Mortgage Affordability Calculator<\/strong><\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 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21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-nerdwallet-blocks-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-nerdwallet-blocks-button has-brand-mid-green-color has-text-color has-link-color wp-elements-eca1884e17cfb35fa0dc36438ebf40c9\"><a class=\"wp-block-nerdwallet-blocks-button__link\" href=\"https:\/\/www.nerdwallet.com\/ca\/p\/calculators\/mortgages\/closing-costs-calculator\"><span class=\"wp-block-nerdwallet-blocks-button__link-text\"><strong>Closing Costs Calculator<\/strong><\/span><div class=\"wp-block-nerdwallet-blocks-button__link-icon wp-block-nerdwallet-blocks-button__source-icon has-icon-position-before\" style=\"height:36px;width:36px\"><svg width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M33.2803 17.4594L18.8545 3.53192C18.6332 3.31744 18.337 3.19751 18.0288 3.19751C17.7206 3.19751 17.4244 3.31744 17.203 3.53192L6.98483 13.3561V5.5402C6.98491 5.51082 6.99078 5.48175 7.0021 5.45464C7.01343 5.42753 7.02997 5.40291 7.05081 5.3822C7.07164 5.36149 7.09635 5.34508 7.12353 5.33391C7.1507 5.32275 7.17981 5.31705 7.20919 5.31713H10.671C10.7303 5.31713 10.7871 5.34059 10.8292 5.38239C10.8712 5.42419 10.895 5.48092 10.8953 5.5402V6.75585C10.8953 6.88372 10.9461 7.00635 11.0365 7.09677C11.127 7.18719 11.2496 7.23799 11.3775 7.23799C11.5053 7.23799 11.628 7.18719 11.7184 7.09677C11.8088 7.00635 11.8596 6.88372 11.8596 6.75585V5.5402C11.8589 5.22528 11.7334 4.92347 11.5106 4.70091C11.2878 4.47835 10.9859 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24.2822 15.8025 24.7886 16.1864 25.1713C16.5703 25.554 17.0774 25.7881 17.6177 25.832L17.6222 26.6799C17.623 26.8073 17.6742 26.9292 17.7645 27.019C17.8548 27.1088 17.977 27.1593 18.1043 27.1595C18.1677 27.1592 18.2304 27.1463 18.2888 27.1217C18.3472 27.0972 18.4002 27.0613 18.4447 27.0162C18.4893 26.9712 18.5245 26.9177 18.5484 26.859C18.5723 26.8003 18.5843 26.7375 18.5839 26.6741L18.5794 25.8281C19.1198 25.779 19.6253 25.5395 20.0056 25.1524C20.3859 24.7653 20.6163 24.2556 20.6558 23.7144ZM16.9009 21.2073C16.7686 21.121 16.6597 21.0032 16.5841 20.8645C16.5085 20.7258 16.4684 20.5705 16.4675 20.4126C16.4666 20.2546 16.5049 20.0989 16.579 19.9593C16.6531 19.8198 16.7606 19.7008 16.8919 19.613C17.0957 19.4562 17.3317 19.3464 17.583 19.2916L17.5945 21.5255C17.343 21.4723 17.1062 21.3645 16.9009 21.2098V21.2073ZM18.5781 24.8439L18.5659 22.6126C18.8489 22.649 19.1122 22.7771 19.3155 22.9774C19.5188 23.1777 19.6509 23.439 19.6915 23.7215C19.6575 24.0059 19.5294 24.2707 19.3277 24.4741C19.126 24.6774 18.8622 24.8076 18.5781 24.8439Z\" fill=\"black\" stroke=\"black\" stroke-width=\"0.3\"><\/path>\n<\/svg>\n<\/div><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Current mortgage rate update<\/strong>: April 23, 2025<\/h2>\n\n\n<div class=\"has-background has-lightest-green-background-color  wp-block-post-author has-large-font-size\"><div class=\"wp-block-post-author__avatar\"><img alt='' decoding=\"async\" src='https:\/\/secure.gravatar.com\/avatar\/9a0103575184ab914148bee0093231f8?s=48&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/9a0103575184ab914148bee0093231f8?s=96&#038;d=mm&#038;r=g 2x' class='avatar avatar-48 photo avatar-default' height='48' width='48' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__byline\"><strong>NerdWallet Mortgage Expert\/Spokesperson<\/strong><\/p><p class=\"wp-block-post-author__name\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/cjarvis\" target=\"_self\">Clay Jarvis<\/a><\/p><\/div><\/div>\n\n\n<p class=\"\">Mortgage rates have been stable since last week&#8217;s Bank of Canada&#8217;s overnight rate decision, when the Bank announced it would keep its key lending rate at 2.75% \u2014 its first rate hold after a series of seven consecutive cuts.&nbsp;<\/p>\n\n\n\n<p class=\"\">With the overnight rate unchanged, variable mortgage rates will stay at their current levels until at least June 4, when the Bank makes its next rate decision. The lowest variable rates currently available are slightly below 4%.<\/p>\n\n\n\n<p class=\"\">Fixed mortgage rates are similarly static. <\/p>\n\n\n\n<p class=\"\">Government bond yields, which help determine lenders\u2019 fixed mortgage rates, have been in the same general range since February. Without a significant, sustained dip in yields, lenders won\u2019t have much reason to lower their fixed rates.<\/p>\n\n\n\n<p class=\"\">As of April 23, some brokerages were offering three-year fixed rates for around 3.7% and five-year fixed rates for about 3.75%. Those aren\u2019t mind-blowingly low rates, but they might be as good as they\u2019re going to get for the time being.&nbsp;<\/p>\n\n\n\n<p class=\"\">Even if rates don&#8217;t improve in the coming weeks, home buyers have a few things working in their favour. First, housing stock is piling up, which should take some pressure off of home prices. Second, Donald Trump\u2019s tariff war, which seems to get scaled back every few days, may not be the extinction-level event many had feared.&nbsp;Third, a significant drop in gas prices is providing consumers with more disposable income to work with.<\/p>\n\n\n\n<p class=\"\">If you have job security, it\u2019s actually not a bad time to be looking for a home.&nbsp;<\/p>\n\n\n<div class=\"c-block-in-house-promotion is-advert-style__image-small is-style-horizontal wp-block-nerdwallet-blocks-in-house-ad\">\n\n\t\t\t<div class=\"c-promotion-banner__partner-spotlight\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/plugins\/nerdwallet-blocks\/assets\/images\/nerdwallet-bug.svg\"\n\t\t\t\talt=\"Nerdwallet Logo\"\n\t\t\t\/>\n\t\t\t<span class=\"c-promotion-banner__partner-spotlight--title\">\n\t\t\t\tPartner Spotlight\t\t\t<\/span>\n\t\t<\/div>\n\t\n\t<div\n\t\tclass=\"c-block-in-house-promotion__inner\"\n\t\tstyle=\"background-image: none;\"\n\t>\n\n\t\t\t\t\t<div class='c-block-in-house-promotion__image-wrapper'>\n\t\t\t\t<div class='c-block-in-house-promotion__image'>\n\t\t\t\t\t<img decoding=\"async\" class=\"c-block-in-house-promotion__icon-img\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/05\/Screenshot-2024-05-14-at-1.18.41\u202fPM.png\" alt=\"Ad Icon\" \/>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"c-block-in-house-promotion__content-wrapper c-block-in-house-promotion__no-image\">\n\t\t\t\n\t\t\t<h3 class=\"c-block-in-house-promotion__title\">Let 8Twelve find the right mortgage lender for you<\/h3>\n\t\t\t\t\t\t\t<p class=\"c-block-in-house-promotion__content\">\n\t\t\t\t\t8Twelve has partnered with over 65 Canadian mortgage lenders to provide competitive rates on over 7,000 mortgage products. 8Twelve can quickly match you with a lender and mortgage type that meets your needs \u2014 even if your financial situation is unique. <br>Click &#8220;Explore Quote&#8221; to get started! \t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"c-block-in-house-promotion__cta wp-block-button\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/8twelve-mortgage\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"nw-cta track-click-mon wp-block-button__link wp-element-button\" data-placement=\"Promotional banner\">EXPLORE QUOTE<\/a><\/div>\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading is-style-link\"><strong>Mortgage rate trends to watch in 202<\/strong>5<\/h2>\n\n\n\n<div class=\"wp-block-columns is-style-link is-layout-flex wp-container-core-columns-layout-8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Will fixed mortgage rates decrease in 2025?<\/h3>\n\n\n\n<p class=\"\">The mortgage experts NerdWallet spoke to toward the end of 2024 don&#8217;t expect fixed mortgage rates to decline significantly in 2025. But fixed rates can be hard to predict over the long term.<\/p>\n\n\n\n<p class=\"\">It all depends on how investors treat the government bond market. If they go on a buying spree and bond yields fall, fixed mortgage rates should, too. This scenario might require a little economic upheaval to come to fruition, and there&#8217;s no shortage of that on the horizon.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Will variable mortgage rates fall in 2025?<\/h3>\n\n\n\n<p class=\"\">Yes. How much further they&#8217;ll fall depends on the overnight rate.<\/p>\n\n\n\n<p class=\"\">The BoC cut the overnight rate steadily from June to December, and doesn&#8217;t have much room before exceeding its &#8220;neutral rate.&#8221; That&#8217;s the range where the overnight rate is neither throttling or encouraging economic activity. <\/p>\n\n\n\n<p class=\"\">The neutral rate is 2.25% to 3.25%. The overnight rate is 3.25%. Variable rates could drop another 100 basis points this year.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How does prime rate affect current mortgage rates?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-9 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-354\" class=\"tablepress tablepress-id-354\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">BMO<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">CIBC<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">National Bank<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Scotiabank<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">RBC<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">TD<\/td><td class=\"column-2\">4.95%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"\">A lender\u2019s <a href=\"https:\/\/www.nerdwallet.com\/ca\/banking\/prime-rate-in-canada-explained\">prime rate<\/a> is typically used to set its current variable mortgage rates. That&#8217;s why you&#8217;ll often see banks&#8217; variable mortgage rates described as &#8220;prime minus X%&#8221; when you visit their rates pages.<\/p>\n\n\n\n<p class=\"\">The prime rate at all Big Six banks is currently identical. That\u2019s because each bank bases its prime rate on the Bank of Canada\u2019s overnight lending rate. When the overnight rate rises or falls, so does prime. <\/p>\n\n\n\n<p class=\"\">It\u2019s worth noting, however, that TD is unique among Canadian banks in that they have their own prime <em>mortgage<\/em> rate, which is currently 5.1%.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Terms to know<\/strong> when comparing current mortgage rates<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-10 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Fixed mortgage rates<\/strong><\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"\">A fixed mortgage rate will not change for the entirety of your mortgage term, which is how long your current mortgage contract is in effect. Even if mortgage rates rise or fall during your term, the rate attached to your mortgage will not change \u2014 nor will the principal and interest portions of your mortgage payment.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-11 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Variable mortgage rates<\/strong><\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"\">A <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/find-the-best-variable-mortgage-rates-in-canada\">variable mortgage rate<\/a> could rise or fall during the mortgage term. That\u2019s because variable mortgage rates are based on lenders\u2019 prime rates, which increase or decrease whenever the Bank of Canada adjusts its overnight rate.&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-12 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-text-align-center\">Posted rates<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"\">These are a bank\u2019s publicly advertised mortgage rates. They\u2019re higher than its special rates. One theory behind why posted rates are so high is that they are intended to be negotiated down during mortgage discussions to make borrowers feel as if they scored a great deal. And if a borrower doesn\u2019t negotiate, the bank can charge the full posted rate and make more money.&nbsp;&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-13 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-text-align-center\">Special rates<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"\">These are posted rates that have been discounted. Some banks\u2019 discounted rates are also the rates they offer their mortgage broker partners.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-text-align-center\">APR<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"\">Many lenders publish mortgage interest rates alongside corresponding annual percentage rates (APR). An APR includes any additional fees the lender may charge, so it\u2019s a more accurate indication of what a mortgage might cost. When comparing current mortgage rates among lenders, always try to compare APRs to get a more accurate sense of what each loan might cost you.<\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-lightest-green-background-color has-background\"><strong>Nerdy Tip:<\/strong> Make yourself familiar with a bank\u2019s posted and discounted rates to put yourself into a stronger negotiating position. No matter how well you prepare yourself, however, know that the rate you\u2019re offered will ultimately depend on your financial situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Current mortgage rates and the stress test<\/strong><\/h2>\n\n\n\n<p class=\"\">In addition to affecting the cost of your home loan, current mortgage rates also impact how much mortgage you can qualify for by influencing the<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-stress-test\"> mortgage stress test<\/a>.<\/p>\n\n\n\n<p class=\"\">If you\u2019re applying for a mortgage at a federally regulated financial institution, the stress test requires you to qualify at either 5.25% or the rate being offered plus 2%, whichever is higher. If a lender offers you a rate of 5%, for example, your finances would have to support the same loan at 7% for you to qualify.<\/p>\n\n\n\n<p class=\"\">If that\u2019s not the case, your lender will reduce the amount you\u2019re offered until you can pass the stress test at the qualifying rate.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Do these 3 things for a better mortgage rate<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Boost your credit score<\/strong><\/h3>\n\n\n\n<p class=\"\">A credit score of 680 or higher will help you get approved for a mortgage at most Canadian lenders. With a longer list of lenders willing to work with you, you\u2019ll have more offers to choose from \u2014 and a better shot at being offered the <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-rates-canada\">best mortgage rate<\/a>.<\/p>\n\n\n\n<p class=\"\">Before applying for a mortgage, check your credit score. If there are some financial habits you can tweak to <a href=\"https:\/\/www.nerdwallet.com\/ca\/personal-finance\/get-a-better-credit-score\">improve your credit score<\/a>, get tweaking.&nbsp;<\/p>\n\n\n\n<p class=\"\">If your credit score is below 680, you should still be able to apply for a mortgage with a <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/understanding-b-lender-mortgages\">B lender<\/a>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pay down debt<\/strong><\/h3>\n\n\n\n<p class=\"\">If you\u2019re carrying debt from a credit card, personal loan or line of credit, lenders may question your ability to afford a mortgage payment. Any risk they see could give them a reason to offer you a higher rate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Negotiate<\/strong><\/h3>\n\n\n\n<p class=\"\">Don\u2019t accept the first rate offer you\u2019re presented with.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"\"><a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/negotiating-mortgage-fees\">Negotiating<\/a> is a must during the mortgage process. Even if your lender isn\u2019t willing to decimate its rate offer for you, getting a little shaved off your rate can make a significant difference.<\/p>\n\n\n\n<p class=\"\">Here\u2019s a quick example using a mortgage of $400,000.<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>At 5% interest<\/strong>, your monthly mortgage payment would be $2,326.<\/li>\n\n\n\n<li class=\"\"><strong>At<\/strong> <strong>4.8% interest<\/strong>, your monthly mortgage payment would be $2,281.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">In this case, a few minutes negotiating a slightly lower rate could save you about $50 every month.<\/p>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 class=\"c-block-faq__title\">Frequently asked questions about current mortgage rates<\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item c-block-accordion-item--active\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>When will mortgage rates be lower?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">Fixed mortgage rates aren&#8217;t expected to dip much further in the second quarter of 2025, though the tariff war with the United States makes fixed rates hard to predict. Variable mortgage rates will continue decreasing each time the Bank of Canada lowers its overnight rate. The Bank followed seven consecutive cuts with a rate hold on April 16, 2025. It&#8217;s next rate decision is scheduled for June 4. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>Is 5% a good mortgage rate?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">As of April 23, 2025, 5% would be significantly higher than many banks&#8217; and brokerages&#8217; <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-3-year-fixed-mortgage-rates-in-canada\">three-year fixed mortgage rates<\/a>, <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-5-year-fixed-mortgage-rates-in-canada\">five-year fixed mortgage rates<\/a> and <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/find-the-best-variable-mortgage-rates-in-canada\">variable mortgage rates<\/a>. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\"><strong>Broker vs. bank: Who offers the best current mortgage rates?<\/strong><\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">When getting a mortgage, you can go directly to a lender, like a bank, or work with a <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/what-is-a-mortgage-broker\">mortgage broker<\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"\">Generally speaking, a mortgage broker should offer you a wider array of options. Unlike a bank\u2019s mortgage advisors, brokers aren\u2019t tied to a single financial institution. They can field offers from multiple lender partners, which might include <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/understanding-b-lender-mortgages\">B lenders<\/a> and <a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/what-you-need-to-know-before-getting-a-private-mortgage\">private lenders<\/a>, in addition to some Big Six banks.&nbsp;<\/p>\n\n\n\n<p class=\"\">Part of a mortgage broker\u2019s job is to negotiate a better rate for you. They only earn a commission when a mortgage is finalized, so it\u2019s in their best interest to negotiate a mortgage you can afford to sign. Bank employees with revenue targets, however, may not feel quite as motivated to cut you a deal.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-42302\" class=\"c-block-card post-42302 page type-page status-publish hentry content-classification-mortgages topic-shopping-for-mortgages cluster-mortgage-lenders-reviews\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/reviews\" rel=\"bookmark\">\n\t\t<div class=\"c-block-card__placeholder\">\n\t\t\t<img\n\t\t\t\tclass=\"c-block-card__image nw-placeholder-image\"\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/themes\/nerdwallet\/assets\/images\/nerdwallet-placeholder-310x207.webp\"\n\t\t\t\talt=\"Image Placeholder\"\n\t\t\t>\n\t\t<\/div>\n\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/reviews\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tNerdWallet Canada&#8217;s Mortgage Reviews\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Shopping for a mortgage? We&#8217;ve reviewed Big Banks, brokers, B Lenders and online-only lenders \u2014 along with some of their most popular products \u2014 to help you finance your home purchase, refinance or renewal with confidence.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-42302 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-14467\" class=\"c-block-card post-14467 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-rates cluster-compare-mortgage-rates\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-5-year-fixed-mortgage-rates-in-canada\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"198\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/GettyImages-1270110980-e1647903056478-460x198.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"5-Year Fixed Mortgage Rates\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-5-year-fixed-mortgage-rates-in-canada\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\t5-Year Fixed Mortgage Rates\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Compare customized 5-year fixed mortgage rates from Canada\u2019s best lenders and brokers for free. Find the lowest mortgage rate and apply for the home loan that best fits your needs.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-14467 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-45820\" class=\"c-block-card post-45820 page type-page status-publish hentry content-classification-mortgages topic-mortgage-calculator cluster-all-mortgage-calculators\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-amortization-calculator\" rel=\"bookmark\">\n\t\t<div class=\"c-block-card__placeholder\">\n\t\t\t<img\n\t\t\t\tclass=\"c-block-card__image nw-placeholder-image\"\n\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/themes\/nerdwallet\/assets\/images\/nerdwallet-placeholder-310x207.webp\"\n\t\t\t\talt=\"Image Placeholder\"\n\t\t\t>\n\t\t<\/div>\n\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-amortization-calculator\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCanada Mortgage Amortization Calculator\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Use an amortization calculator to project how each future payment will be split between paying interest and paying down the loan principal.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/kurt-woock\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/07\/kurt-woock-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Kurt Woock<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-45820 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-44249\" class=\"c-block-card post-44249 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-rates cluster-compare-mortgage-rates\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-3-year-fixed-mortgage-rates-in-canada\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"259\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1326935113-460x259.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Find the Best 3-Year Fixed Mortgage Rates in Canada\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/best-3-year-fixed-mortgage-rates-in-canada\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tFind the Best 3-Year Fixed Mortgage Rates in Canada\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>See and compare 3-year fixed mortgages from lenders to find the lowest rate.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-44249 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Compare current mortgage rates to find the lowest mortgage rate for your home buying needs.<\/p>\n","protected":false},"author":25,"featured_media":42582,"parent":106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[16],"topic":[119],"cluster":[242],"pp_author":[87],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Current Fixed &amp; Variable Mortgage Rates in Canada (Updated Daily) - NerdWallet<\/title>\n<meta name=\"description\" content=\"Compare current mortgage rates in Canada. Our mortgage rate table is updated everyday to help you find the best current mortgage rates.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/current-mortgage-rates-in-canada\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Current Fixed &amp; Variable Mortgage Rates in Canada (Updated Daily) - NerdWallet\" \/>\n<meta property=\"og:description\" content=\"Compare current mortgage rates in Canada. Our mortgage rate table is updated everyday to help you find the best current mortgage rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/current-mortgage-rates-in-canada\" \/>\n<meta property=\"og:site_name\" content=\"NerdWallet Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NerdWallet\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-09T14:26:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/08\/GettyImages-1456630167.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NerdWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"Clay Jarvis\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/current-mortgage-rates-in-canada\",\"url\":\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/current-mortgage-rates-in-canada\",\"name\":\"Current Fixed & Variable Mortgage Rates in Canada (Updated Daily) - NerdWallet\",\"isPartOf\":{\"@id\":\"https:\/\/www.nerdwallet.com\/ca\/#website\"},\"datePublished\":\"2023-08-04T18:28:30+00:00\",\"dateModified\":\"2025-06-09T14:26:59+00:00\",\"description\":\"Compare current mortgage rates in Canada. 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