{"id":58386,"date":"2024-02-16T11:10:41","date_gmt":"2024-02-16T19:10:41","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=58386"},"modified":"2024-02-16T11:13:16","modified_gmt":"2024-02-16T19:13:16","slug":"home-hardening-tips","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/mortgages\/home-hardening-tips","title":{"rendered":"7 Home-Hardening Tips to Protect Your Property From Wildfires"},"content":{"rendered":"\n

Wildfires around the world are growing in strength and number, causing significant devastation and loss. And as more development occurs in wildland-adjacent areas, there\u2019s a heightened risk that more homes (and people) will be in the path of catastrophic blazes.

Take 2023 as a stark example.

More than 18 million hectares burned across Canada during last year\u2019s wildfire season compared to just 1.4 million hectares in 2022, according to the Canadian Interagency Forest Fire Centre (CIFFC).

The monetary damage from these wildfires was astronomical, too. Wildfires accounted for nearly $1 billion of the total $3.1 billion in insured losses from natural disasters in 2023, the Insurance Bureau of Canada reported.

With wildfire season approaching again soon, fire safety experts recommend that homeowners take action now to protect their homes via a practice known as home hardening, which creates a defendable perimeter around your property.<\/p>\n\n\n\n

7 tips to protect your home from wildfires<\/h2>\n\n\n\n

The first line of defence to protect your home against wildfires is creating a fire-resistant perimeter, says Quentin Spila, technical coordinator with FireSmart Canada, a program that operates under mandate from the Canadian Interagency Forest Fire Centre (CIFFC).

A fire-safe perimeter consists of three key areas within the home\u2019s ignition zone: the immediate zone (the house itself and up to 1.5 meters around it); the intermediate zone (out to 10 meters from your home); and the extended zone (10 to 30 meters from your home).

Here are seven ways to create a fire-resistant perimeter around your home.<\/p>\n\n\n\n

1. Clean up debris<\/h3>\n\n\n\n

Get rid of any combustible materials within 10 meters of your home, including dead leaves, firewood piles, flammable landscaping (mulch) or fallen branches, and keep this space clear year-round.

\u201cWe see the estimates that around 50% to 90% of homes are ignited not directly by the flames, but by embers \u2026 basically smoldering, little firebrands that can travel hundreds of meters. If you have a pile of dry leaves somewhere and some embers land, you start the fire right at your house, so your whole defensible space is kind of useless,\u201d says Dr. Felix Wiesner, an assistant professor in the Faculty of Forestry with the University of British Columbia..<\/p>\n\n\n\n

2. Avoid flammable landscaping <\/h3>\n\n\n\n

Mow your grass short (below 10 centimeters) and keep trees trimmed at least two meters above the ground. If you\u2019re in the market to redo your landscaping<\/a>, consider xeriscaping alternatives like rock gardens, native, low-height shrubs or succulents.<\/p>\n\n\n\n

3. Check your roof, gutters and eaves <\/h3>\n\n\n\n

Asphalt and cedar shingles are highly flammable. Consider replacing them with fire-resistant metal or concrete tiles, or a tin roof, Wiesner recommends. Clean all debris and leaves off your roof<\/a>, eaves and gutters, too.<\/p>\n\n\n\n

4. Install fire-resistant siding <\/h3>\n\n\n\n

Most house siding is made of wood or vinyl, which is highly combustible. Instead, consider stucco, brick or cement, Spila says. In some cases, building codes might require specific fire-resistant materials, such as fibre cement siding, in newer developments to limit the potential for structure-to-structure fire spread given how close together homes are built, Spila notes.

Wiesner points out that people who live in wooded areas may prefer natural wood materials, but they should look into different wood species and their respective flammability properties to choose a species that\u2019s less flammable.<\/p>\n\n\n\n

5. Upgrade your windows. <\/h3>\n\n\n\n

The biggest risk for your windows is flying embers igniting screens. Install tempered, double-paned or glazed windows with metal screens that will block embers. For added protection, especially if you live in an area prone to wildfires, fire shutters are an extra, but worthwhile investment.<\/p>\n\n\n\n

6. Look at your decking. <\/h3>\n\n\n\n

If you have a wood deck<\/a> and it\u2019s due for replacement soon, switch to fire-resistant treated wood, if possible. Also, clear out debris from beneath your deck and install a metal grate to prevent embers (and debris) from getting underneath your home.<\/p>\n\n\n\n

7. Clean out your shed. <\/h3>\n\n\n\n

Protect sheds, garages and other outbuildings with the same perimeter spacing as your home. Avoid storing flammable chemicals (like propane or gas tanks) in these structures.<\/p>\n\n\n\n

Why home hardening is necessary<\/h2>\n\n\n\n

As climate change accelerates, research shows that Canadians will see more frequent \u2014 and more intense \u2014 wildfires in the coming years.

According to an Imperial College London study of the 2023 wildfires in Eastern Canada, the severe activity was a \u201cmoderately extreme event\u201d that occurs roughly every 20 to 25 years.

\u201cClimate change made the cumulative severity of Qu\u00e9bec\u2019s 2023 fire season to the end of July around 50% more intense, and seasons of this severity at least seven times more likely to occur,\u201d the study found.

Additionally, peak fire weather of last summer is about \u201ctwice as likely\u201d in the future, with 20% more intensity because of human-induced climate change, according to the study.

As more homes are built outward into the wildland urban interface, the risk goes up for more wildfires, too, says Wiesner.

Wildland urban interfaces are areas where housing and other human development meets the natural environment. Both areas have fuel that can help wildfires spread.

\u201cWe do see more intense wildfires and higher wildfire losses, statistically; not only in Canada but also in the U.S.,\u201d says Wiesner, an expert in fire safety engineering. \u201cThere’s more structures in the wildland urban interface, but also we do see higher temperatures…and more severe conditions.\u201d<\/p>\n\n\n\n

Get more in-depth guidance on fire-proofing your home<\/h3>\n\n\n\n

FireSmart Canada<\/a> offers the \u201cBegins At Home\u201d mobile app that walks homeowners through assessing how fire-safe their home is and provides recommendations and tips for improvements.<\/p>\n\n\n\n

For homeowners who want to take fire safety a step further, the organisation offers free, in-person home assessments with a dedicated FireSmart liaison, Spila says. The liaison will make specific short- and long-term recommendations on property improvements to better protect your home from wildfires.<\/p>\n\n\n\n

Homeowners in British Columbia have access to an even more comprehensive assessment called the FireSmart Home Partners Program<\/a>. After making improvements to harden your home as recommended by a trained fire safety professional, the professional will come back to verify the improvements and provide you with a certification letter.<\/p>\n\n\n\n

\u201cHomeowners then have the ability to take that to their insurance [company] and potentially get a rebate,\u201d Spila says.<\/p>\n\n\n\n\n\n\t

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\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t
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\n\t\n\t\tBeat the Heat: 8 Ways to Prep Your Home for Extreme Hot Weather\t<\/a>\n<\/h4>\n\n\t
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Don\u2019t let a heat wave turn your home into an unsafe space.<\/p>\n\t<\/div>\n\n\t

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\n\t\t\t\t\"\"Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>
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\n\t\t\t\n\t\t\"These\t<\/a>\n\t\t\t
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\n\t\n\t\tThese Upgrades May Shrink Your Home Insurance Costs\t<\/a>\n<\/h4>\n\n\t
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Upgrades like a new roof, security system or water alarm make your house safer and less susceptible to damage \u2014 and may result in lower home insurance premiums.<\/p>\n\t<\/div>\n\n\t

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\n\t\t\t\t\"\"Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>
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\n\t\n\t\tHow to Protect Your Home, Health When Air Quality Is Bad\t<\/a>\n<\/h4>\n\n\t
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Wearing a mask when outdoors, adding weatherstripping to windows and doors, and using HEPA filters are ways to minimize the impact of poor air quality.<\/p>\n\t<\/div>\n\n\t

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\n\t\t\t\t\"\"Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>
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\n\t\t\t\n\t\t\"4\t<\/a>\n\t\t\t
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\n\t\n\t\t4 Renovations That Boost Home Value (And How to Do Them for Less)\t<\/a>\n<\/h4>\n\n\t
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Updating your kitchen, bathroom, windows and front door can positively impact home value. Here are tips for renovating on the cheap.<\/p>\n\t<\/div>\n\n\t

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\n\t\t\t\t\"\"Sandra MacGregor<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"

Fire safety experts offer tips on how to mitigate fire risk to your home so you can prepare before wildfire season gets underway.<\/p>\n","protected":false},"author":12,"featured_media":58397,"parent":106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"2024-02-16T19:13:23Z","apple_news_api_id":"8aee1ae9-33b4-47c8-93b4-b3cf030a71b4","apple_news_api_modified_at":"2024-02-16T19:13:23Z","apple_news_api_revision":"AAAAAAAAAAD\/\/\/\/\/\/\/\/\/\/w==","apple_news_api_share_url":"https:\/\/apple.news\/Aiu4a6TO0R8iTtLPPAwpxtA","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"GENERAL","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[\"https:\\\/\\\/news-api.apple.com\\\/sections\\\/258a2d7c-962b-47be-93aa-4e3a3f4b4a02\",\"https:\\\/\\\/news-api.apple.com\\\/sections\\\/ff6f03d3-5d35-4234-ac35-51f87783566e\"]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[16],"topic":[121],"cluster":[246],"pp_author":[1032],"acf":[],"apple_news_notices":[],"yoast_head":"\n7 Home-Hardening Tips for Wildfire Season - NerdWallet Canada<\/title>\n<meta name=\"description\" content=\"The wildfires that ravaged Canada in 2023 are prompting homeowners to take action to "harden" their homes against future blazes. 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