{"id":82149,"date":"2025-07-23T08:57:04","date_gmt":"2025-07-23T15:57:04","guid":{"rendered":"https:\/\/www.nerdwallet.com\/ca\/?page_id=82149"},"modified":"2025-07-28T09:48:53","modified_gmt":"2025-07-28T16:48:53","slug":"canadian-housing-market-in-the-first-half-of-2025","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canadian-housing-market-in-the-first-half-of-2025","title":{"rendered":"How Bad Was the Canadian Housing Market In the First Half of 2025?"},"content":{"rendered":"\n<p class=\"\">There\u2019s often a sense that Canada\u2019s housing market is teetering on the edge of collapse \u2014 that one well-placed nudge could knock the whole thing over.<\/p>\n\n\n\n<p class=\"\">Who better than Donald Trump, nudger-in-chief, to test its limits?&nbsp;<\/p>\n\n\n\n<p class=\"\">Canadians have largely delayed their home purchases since Trump announced blanket <a href=\"https:\/\/www.nerdwallet.com\/ca\/p\/article\/finance\/tariffs-in-canada\">tariffs on Canadian goods<\/a> in February. (A mortgage isn\u2019t particularly appealing when it looks like the economy\u2019s about to be asphyxiated.) <\/p>\n\n\n\n<p class=\"\">Sales have been picking up since April, but there\u2019s no question that our housing market has been collateral damage in Trump\u2019s trade war.&nbsp;<\/p>\n\n\n\n<p class=\"\">Just how wounded is it? It&#8217;s limping, but should make it home.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">More disappointing than dreadful<\/h2>\n\n\n\n<p class=\"\">Canadian home sales totalled 226,879 in the first six months of 2025. That\u2019s a modest 4.1% dip compared to the first half of 2024, but slightly higher than in the same period of 2023.&nbsp;<\/p>\n\n\n\n<p class=\"\">2023 might be the more reliable benchmark when gauging how the market\u2019s performed this year.&nbsp;<\/p>\n\n\n\n<p class=\"\">Two years ago, home buyers were coping with the after-effects of the COVID pandemic \u2014 the rising cost of living and higher <a href=\"https:\/\/www.nerdwallet.com\/ca\/p\/article\/mortgages\/monthly-housing-market-update\">interest rates.<\/a> Today, they\u2019re navigating both higher prices and the risks posed by Trump\u2019s trade war.<\/p>\n\n\n\n<p class=\"\">In that light, sales this year haven\u2019t been catastrophic.<\/p>\n\n\n\n<p class=\"\">Royal LePage president and CEO Phil Soper says he gives the market \u201ca passing grade\u201d for the first half of 2025, but he feels home sales are nowhere near where they should be.<\/p>\n\n\n\n<p class=\"\">\u201cI would describe [the market] as unexpectedly soft,\u201d Soper says. \u201cEmployment, savings, incomes, interest rates, availability of inventory \u2014 everything points to what should be the strongest market since the pandemic and it just didn&#8217;t materialise.\u201d<\/p>\n\n\n\n<p class=\"\">That says a lot about the impact Trump\u2019s tariffs have had on home buyers. There\u2019s no hard data around how many people put off a home purchase due to the trade war, but Christopher Jokel, senior data engineer for the Canadian Real Estate Association (CREA), assumes it was a lot.<\/p>\n\n\n\n<p class=\"\">\u201cIt looks like [tariffs] took a pretty big bite out of activity in what&#8217;s typically the busiest time of the year, the spring market,\u201d Jokel says.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Recovery: TBD<\/h2>\n\n\n\n<p class=\"\">Home sales fell every month from December 2024 until March of this year, so it\u2019s fair to say 2025 got off to an objectively horrible start.&nbsp;<\/p>\n\n\n\n<p class=\"\">Since April, those declines have reversed. Sales in June were the highest the country\u2019s seen since January. Has the market turned a corner?<\/p>\n\n\n\n<p class=\"\">\u201cIt&#8217;s still too early in our opinion to say that this is the beginning of a recovery. But at the very least, it looks like [sales] have hit bottom and are starting a turnaround,\u201d says Jokel.<\/p>\n\n\n\n<p class=\"\">Soper points to the past two months in one of Canada\u2019s priciest and slowest markets as reason for optimism.<\/p>\n\n\n\n<p class=\"\">\u201cMay and June were good months for Toronto real estate,\u201d he says. \u201cWe saw activity levels up, approaching double-digits.\u201d (Sales jumped by more than 11% from April to May, but were flat in June, according to the Toronto Regional Real Estate Board.)\u00a0<\/p>\n\n\n\n<p class=\"\">The direction sales are moving is more significant than the gains being seen, especially if it signals a lasting shift in buyer mentality.<\/p>\n\n\n\n<p class=\"\">Exhausted by six months of tariff chaos, home buyers may have decided that tuning out the noise and moving forward is their best course of action. They might also be realizing that today\u2019s higher inventory levels have <a href=\"https:\/\/www.nerdwallet.com\/ca\/p\/article\/mortgages\/monthly-housing-market-update\">tilted the market<\/a> in their favour.<\/p>\n\n\n\n<p class=\"\">These shifts in attitude are precisely what the market needs to recover.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Affordability the &#8220;secret sauce&#8221; for winning markets<\/h2>\n\n\n\n\n\n\n<p class=\"\">Here\u2019s something that might be hard to believe: seven provinces have seen home sales increase in the first half of this year. Those that haven\u2019t\u00a0are the most expensive markets in the country.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Total Sales<br>January-June 2023<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Total Sales<br>January-June 2024<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Total Sales<br>January-June 2025<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>B.C.<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">37,505<\/td><td class=\"has-text-align-center\" data-align=\"center\">36,776<\/td><td class=\"has-text-align-center\" data-align=\"center\">34,283<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>AB<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">35,573<\/td><td class=\"has-text-align-center\" data-align=\"center\">41,552<\/td><td class=\"has-text-align-center\" data-align=\"center\">38,621<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>SK<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">7,107<\/td><td class=\"has-text-align-center\" data-align=\"center\">7,944<\/td><td class=\"has-text-align-center\" data-align=\"center\">7,964<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>MB<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">6,846<\/td><td class=\"has-text-align-center\" data-align=\"center\">7,625<\/td><td class=\"has-text-align-center\" data-align=\"center\">8,133<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>ON<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">87,930<\/td><td class=\"has-text-align-center\" data-align=\"center\">86,345<\/td><td class=\"has-text-align-center\" data-align=\"center\">74,562<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>QC<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">37,264<\/td><td class=\"has-text-align-center\" data-align=\"center\">42,507<\/td><td class=\"has-text-align-center\" data-align=\"center\">48,484<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>NB<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4,508<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,592<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,727<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>NS<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5,032<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,280<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,468<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>PEI<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">933<\/td><td class=\"has-text-align-center\" data-align=\"center\">953<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,102<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>NL<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2,623<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,716<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,079<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>Source: Canadian Real Estate Association<\/em><\/figcaption><\/figure>\n\n\n\n\n<p class=\"\">If buyers in every province are prone to the same anxiety and uncertainty around the economy, could these regional differences be a sign that affordability is more of a factor for home buyers than tariffs?<\/p>\n\n\n\n<p class=\"\">\u201cIt&#8217;s true that more expensive markets have performed worse since the start of the year, though I take that to signal that the effects of uncertainty are compounded in more unaffordable areas,\u201d says Brendon Ogmundson, chief economist at the British Columbia Real Estate Association.<\/p>\n\n\n\n<p class=\"\">But if uncertainty\u2019s the driving factor, one wonders why home sales have soared in manufacturing-dependent Quebec, where the job market could be decimated by tariffs.&nbsp;<\/p>\n\n\n\n<p class=\"\">And in Saskatchewan, where tariffs threaten the province\u2019s crucial agriculture and mining sectors, home sales have been above-average for 24 consecutive months.&nbsp;<\/p>\n\n\n\n<p class=\"\">Chris Gu\u00e9rette, CEO of the Saskatchewan Realtors Association, says lower prices are the province\u2019s \u201csecret sauce.\u201d<\/p>\n\n\n\n<p class=\"\">\u201cI really do think that when you have a market that is affordable and attainable, they are able to weather economic storms better,\u201d Gu\u00e9rette says.&nbsp;<\/p>\n\n\n\n<p class=\"\">There\u2019s no denying tariffs\u2019 effect on the market this year, but once they go away, home buyers will still face severe affordability challenges.&nbsp;<\/p>\n\n\n\n<p class=\"\">Back in March, <a href=\"https:\/\/www.nerdwallet.com\/ca\/p\/article\/mortgages\/2025-canadian-home-buyer-report\">NerdWallet\u2019s 2025 Canadian Home Buying Report<\/a> found that the cost of living was the most common obstacle to buying a new home for both first-time and repeat buyers. Tariffs, not so much.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">&#8220;Uncharted water&#8221; ahead<\/h2>\n\n\n\n<p class=\"\">CREA\u2019s most recent housing forecast expects the number of homes sold in 2025 to be 3% lower than 2024, which would keep them on their current pace.&nbsp;<\/p>\n\n\n\n<p class=\"\">In contrast, Royal LePage\u2019s 2025 Market Survey Forecast sees prices rising by 3.5% this year, a suggestion that a busier six months are around the corner.&nbsp;<\/p>\n\n\n\n<p class=\"\">Both forecasts were compiled before Trump threatened 35% tariffs on Canadian goods starting August 1. The housing market\u2019s immediate future might hinge on what kind of trade deal can be reached between the U.S. and Canada.<\/p>\n\n\n\n<p class=\"\">\u201cThis is kind of uncharted water in terms of where we sit,\u201d says Re\/Max Canada president Don Kottick.&nbsp;<\/p>\n\n\n\n<p class=\"\">Kottick remains hopeful that the government can negotiate an end to the trade war.<\/p>\n\n\n\n<p class=\"\">\u201cI believe that once we are out of this, we could see a market rebound quite quickly,\u201d he says.<\/p>\n\n\n\n<p class=\"\">After surviving six months of an off-the-leash Donald Trump, Ogmundson believes the market can survive the next six, too.&nbsp;<\/p>\n\n\n\n<p class=\"\">\u201cI was more pessimistic a few months ago, but I think now there is a likely path to ending the tariff drama without too much economic damage,\u201d he says.&nbsp;<\/p>\n\n\n\n<p class=\"\">\u201cIn that case, I could see sales picking up over the summer and into the fall, setting up a much stronger 2026.\u201d&nbsp;<\/p>\n\n\n\n<p class=\"\"><br><em>A previous version of this story incorrectly described Royal LePage&#8217;s 2025 price forecast. The description has been corrected.<\/em><\/p>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Clay Jarvis photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\">\n\t\t\t\t\t\t<strong>Clay Jarvis<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Clay Jarvis is NerdWallet\u2019s mortgage and real estate expert in Canada. Thus far, his entire professional writing career has revolved around real estate. Prior to joining NerdWallet, he was the&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" title=\"Read more about Clay Jarvis\">\n\t\t\t\t\t\t\t<span>Read more about Clay Jarvis and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-82071\" class=\"c-block-card post-82071 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-syndication cluster-mortgage-syndication\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/condo-prices-are-falling\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2025\/07\/GettyImages-2166365947-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Condo Prices Are Falling. Here&#8217;s How Buyers Can Score a Better Deal\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/condo-prices-are-falling\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tCondo Prices Are Falling. Here&#8217;s How Buyers Can Score a Better Deal\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>New condo construction has outpaced demand. Buyers may stand to benefit if they use these tips.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/deborah-kearns\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/11\/DeborahKearns600x600-40x40.png\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Deborah Kearns<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-82071 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-14245\" class=\"c-block-card post-14245 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-calculator cluster-all-mortgage-calculators\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-payment-calculator\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/11\/GettyImages-1371867761-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Mortgage Payment Calculator\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/canada-mortgage-payment-calculator\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tMortgage Payment Calculator\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Use our mortgage payment calculator to estimate your monthly mortgage payments in Canada. Enter your loan details to get an accurate and quick assessment of your mortgage costs.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-14245 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-1615\" class=\"c-block-card post-1615 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-basics cluster-mortgage-glossary\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-broker-vs-bank\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"191\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/09\/Should-You-Use-a-Mortgage-Broker-or-a-Bank-e1630541068450-460x191.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"Mortgage Broker vs. Bank: Which is Best for Your Next Mortgage?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/mortgage-broker-vs-bank\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tMortgage Broker vs. Bank: Which is Best for Your Next Mortgage?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>A mortgage broker compares products from different lenders. A bank will only offer you its own mortgage products. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/clay-jarvis\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/03\/IMG_20220329_114424-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Clay Jarvis<\/a><a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/hannah-logan\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2021\/07\/Hannah-Logan-e1626212867388-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Hannah Logan<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-1615 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-81714\" class=\"c-block-card post-81714 page type-page status-publish has-post-thumbnail hentry content-classification-mortgages topic-mortgage-syndication cluster-mortgage-syndication\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/climate-risk-and-your-home-search\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2025\/05\/GettyImages-1415703633-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How to Factor Climate Risk Into Your Home Search\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/mortgages\/climate-risk-and-your-home-search\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow to Factor Climate Risk Into Your Home Search\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Use online tools, real estate agent expertise, and insurance availability to gauge the overall risk of a property you&#8217;re looking at.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/ca\/author\/helen-burnett-nichols\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/ca\/wp-content\/uploads\/sites\/2\/2022\/01\/Helen-headshot-1-e1641509856123-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Helen Burnett-Nichols<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-81714 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>Six months of Trump and the market&#8217;s still standing, but there are uncharted waters ahead.<\/p>\n","protected":false},"author":25,"featured_media":82150,"parent":106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"apple_news_api_created_at":"2025-07-23T15:57:09Z","apple_news_api_id":"3e82fe4d-5ec4-4a2c-bb63-2c991335308e","apple_news_api_modified_at":"2025-07-24T21:26:40Z","apple_news_api_revision":"AAAAAAAAAAAAAAAAAAAAAA==","apple_news_api_share_url":"https:\/\/apple.news\/APoL-TV7ESiy7YyyZEzUwjg","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[16],"topic":[121],"cluster":[246],"pp_author":[87],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Has Canada&#039;s Housing Market Fared So Far in 2025? - NerdWallet Canada<\/title>\n<meta name=\"description\" content=\"Despite the doom and gloom, the market wasn&#039;t DOA in the first half of 2025. 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