Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

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Card details

  • Earn unlimited cash back with no categories to track

  • Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000)

  • No foreign transaction fees

  • No annual fee

  • $0 fraud liability guarantee from Visa

  • Works with Google Pay, Apple Pay and Samsung Pay

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.5%

  • Bonus offer

    N/A

  • Intro APR

    N/A

  • Ongoing APR

    APR: 12.49%-22.49% Variable APR

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

12.49%-22.49% Variable APR

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Cash rewards

  • No foreign transaction fee

Cons
  • No bonus offer

  • Must be a member

  • No bonus categories

The Alliant Cashback Visa® Signature Credit Card is one of the highest-earning flat-rate cash-back cards you can find, offering a whopping 2.5% cash back on up to $10,000 in purchases per billing cycle.

But there are a few potential speed bumps, including a cost of card ownership. There's an annual fee of $0. The card also has neither an upfront sign-up bonus nor a 0% intro APR period, and you'll be required to join Alliant's credit union before you can apply for this product.

For more information about the card, check out our full review.