Amazon Business American Express Card

Amazon Business American Express Card

on American Express' website

Amazon Business American Express Card

American Express is a NerdWallet Partner

Amazon Business American Express Card

Amazon Business American Express Card

on American Express' website

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Card details

  • Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.

  • Take advantage of 3% Back or 60 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market. You will earn 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter

  • 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers

  • 1% Back on other purchases

  • $0 Annual Fee

  • Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.

  • With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at  Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.

  • Terms apply.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-2%

  • Bonus offer

    Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49%-24.49% Variable APR

    Cash Advance APR: 27.24%, Variable

    Penalty APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

16.49%-24.49% Variable APR

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fees

  • Bonus categories

Cons
  • Requires good/excellent credit

  • Spending caps on bonus rewards

The $0-annual-fee Amazon Business American Express Card offers cardholders more value on Amazon-related spending. And, you don't have to be an Amazon Prime member to qualify for it.

The full list of rewards includes:

- 3% back or 60 days without interest on U.S purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market. It’s your choice. (You can earn 3% back on the first $120,000 in purchases each calendar year, 1% back thereafter.) Terms apply.

- 2% back at U.S. restaurants, U.S. gas stations and on wireless telephone services purchased directly from U.S. service providers. Terms apply.

- 1% back on other purchases. Terms apply.

If your business could benefit from those rewards categories or from periodic breaks on interest throughout the year, this card could be a convenient way to stretch your budget.

For more information, see NerdWallet’s full review of this card.

To view rates and fees of the Amazon Business American Express Card, see this page.