Amex EveryDay® Credit Card
Amex EveryDay® Credit Card
American Express is a NerdWallet Partner
Amex EveryDay® Credit Card
Card details
Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.
2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).
Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
0% intro APR on purchases for 15 months, then a variable APR, 13.24% to 24.24%.
No Annual Fee.
Terms Apply.
Information about the Amex EveryDay® Credit Card has been collected independently by NerdWallet and has not been provided or reviewed by the issuer of this card.
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-2x
Bonus offer
Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.
Intro APR
0% Intro on Purchases for 15 months
Ongoing APR
APR: 13.24%-24.24% Variable APR
Penalty APR: 29.99%, Variable
Cash Advance APR: 25.49%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
 Amex EveryDay® Credit Card | ||
|---|---|---|
| Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR13.24%-24.24% Variable APR | Regular APR17.24%-24.24% Variable APR | |
Intro APR0% Intro on Purchases for 15 months | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.3
Editor's overall rating
Pros and cons
Pros
Decent rewards rate
No annual fee
Cons
Foreign transaction fee
Longer 0% intro APRs available elsewhere
Higher rewards available elsewhere
"Everyday" can be a synonym for "ordinary" or "run-of-the-mill," and that description applies to the Amex EveryDay® Credit Card. Its a pretty basic rewards card whose most noteworthy features are the rewards boost it gives you for using it frequently and the fact that it is the only $0-annual-fee consumer American Express card to give out travel-friendly Membership Rewards points.
For a time, the Amex EveryDay® Credit Card was also offering superior balance-transfer benefits, including a $0 transfer fee, but those went away in 2020 as the credit card industry as a whole pivoted away from generous balance-transfer terms.
For more information, check out our full review of this card.
