Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express
American Express is a NerdWallet Partner
Starwood Preferred Guest® Credit Card from American Express
Card details
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
No Foreign Transaction Fees on International purchases.
Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
$0 introductory annual fee for the first year, then $95.
Terms Apply.
Rates, fees & offers
Annual fee
$0 for the first year, then $95
Rewards rate
2 points per dollar
Bonus offer
Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.
Intro APR
N/A
Ongoing APR
APR: 17.99%-26.99% Variable APR
Penalty APR: 29.99%, Variable
Cash Advance APR: 27.49%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each cash advance, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Starwood Preferred Guest® Credit Card from American Express | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 for the first year, then $95 | Annual fee$99 | Annual fee$199 |
Regular APR17.99%-26.99% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
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Rating details
4.3
Editor's overall rating
Pros and cons
Pros
High rewards rate
Flexible rewards redemption
No foreign transaction fee
Bonus offer for new cardholders
Cons
Has annual fee
If your business travel includes frequent hotel stays, the Starwood Preferred Guest® Credit Card from American Express is the card for you. You can earn 2 Starpoints per dollar spent on eligible purchases with participating hotels and resorts and 1 Starpoint per dollar on all other purchases. Plus, the card has a welcome bonus: Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.
What makes the Starwood Preferred Guest® Credit Card from American Express compelling is its high point value. Based on NerdWallet's calculations, Starpoints are worth 2.3 cents each when redeemed for hotel stays. Some other travel credit cards value their points at only 1 cent apiece. The Starwood Preferred Guest® Credit Card from American Express also adds flexibility by letting you transfer points to your choice of more than 30 airline partners.
The Starwood Preferred Guest® Credit Card from American Express doesn't have foreign transaction fees, but because American Express isn't always widely accepted abroad, it isn't ideal for international travel. The annual fee is $0 for the first year, then $95.
Want more information? Read our full review here.
