Associated Bank American Express® Premier Rewards Credit Card

Associated Bank American Express® Premier Rewards Credit Card

Associated Bank American Express® Premier Rewards Credit Card

Associated Bank American Express® Premier Rewards Credit Card

Associated Bank American Express® Premier Rewards Credit Card

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Card details

  • Earn 4 points for every $1 spent on eligible net restaurant purchases

  • Earn 3 points for every $1 spent on eligible net airline purchases

  • Earn 2 points for every $1 spent on eligible net gas purchases

  • Earn 1 point for every $1 spent on all other eligible net purchases

  • Earn 10,000 bonus points after you spend $1,000 in the first 3 months

Rates, fees & offers

  • Annual fee

    $0 the first year, then $99

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 10,000 bonus points after you spend $1,000 in the first 3 months

  • Intro APR

    N/A

  • Ongoing APR

    APR: 13.99% - 22.99% Variable APR

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

AMERICAN EXPRESS® PREMIER REWARDS CREDIT CARD

Associated Bank American Express® Premier Rewards Credit Card

NerdWallet rating 
NerdWallet rating 
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Annual fee

$0 the first year, then $99

Annual fee

$99

Annual fee

$199

Regular APR

13.99% - 22.99% Variable APR

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

If you dine out and travel often, the Associated Bank American Express® Premier Rewards Credit Card offers an impressive number of points per dollar spent at restaurants and on airline purchases.

The card does have an annual fee of $0 the first year, then $99. Plus, it faces fierce competition from other cards that focus on restaurant spending, and it doesn't receive the fanfare of some of those options — many of which are offered by larger banks with locations nationwide.

But it does offer a straightforward and flexible rewards program.