AvantCard Credit Card

AvantCard Credit Card

on Avant's website

AvantCard Credit Card

AvantCard Credit Card

AvantCard Credit Card

on Avant's website

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Card details

  • No deposit required

  • Reports to all three major credit bureaus

  • No penalty APR

  • No hidden fees

  • We may periodically review your account for credit line increases

  • Fast and easy application process

  • Cash Advance Fee: 3%, Min: $10

  • Disclosure: If you are charged interest, the charge will be no less than $1.00

  • Avant branded credit products are issued by WebBank, member FDIC

Rates, fees & offers

  • Annual fee

    $39

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 25.99%, Variable

    Cash Advance APR: 25.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$39

Annual Fee

$95

Annual Fee

$0

Regular APR

25.99% Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

3.6

Editor's overall rating

Pros and cons

Pros

  • Qualify with average credit

  • No foreign transaction fee

Cons

  • Has annual fee

  • No rewards

  • High APR

If you can’t qualify for a traditional credit card because you have a thin credit file, the AvantCard Credit Card may offer an alternative route to continue establishing your credit history — unless you live in one of a handful of states where the card is not offered.

The AvantCard Credit Card doesn’t require a security deposit, but some will pay an annual fee of $39. The exact amount is unknown until you go through the card's pre-qualification process.

There are no foreign transaction fees. The ongoing APR is 25.99% Variable, and it reports to all three major credit bureaus: TransUnion, Equifax and Experian.

You don’t have an abundance of options with limited credit, but there are some alternative credit cards that may be better suited for your goals. For more information, see NerdWallet’s full review of this card.