AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

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Card details

  • 3X points = 3% cash back on qualifying AAA and travel purchases

  • 2X points = 2% cash back on gas, grocery and drug store purchases

  • 1 point per $1 = 1% cash back on purchases everywhere else

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    Purchase: None

    Transfer: 0% for 12 mos

  • Ongoing APR

    Min APR: 13.74% on purchases and transfers

    Max APR: 23.74% on purchases and transfers

    Penalty APR: up to 30.49% APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Bank of America AAA Member Rewards Visa Signature Credit Card Credit Card

AAA Member Rewards Visa Signature® Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.74% - 23.74% Variable on purchases and balance transfers

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

Purchase: None

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin El Issa

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
    Cons

      The AAA Member Rewards Visa Signature® Credit Card offers 3X points on qualifying AAA purchases, 2X points on gas, grocery and drug store spending, and 1 point on every dollar spent elsewhere. Rewards are redeemable for cash and AAA vouchers -- which can be redeemed at your local AAA office -- at a rate of 1 cent per point.

      The card's $0. 0% for 12 months on balance transfers, and then the ongoing APR of 13.74% - 23.74% Variable. If you choose to take advantage of this balance transfer offer, you will also pay a transfer fee of 3%. There are better balance transfer cards -- both with 0% interest and $0 transfer fees -- so we don't recommend using this card for those purposes.