AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

AAA Member Rewards Visa Signature® Credit Card

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Card details

  • 3X points = 3% cash back on qualifying AAA and travel purchases

  • 2X points = 2% cash back on gas, grocery and drug store purchases

  • 1 point per $1 = 1% cash back on purchases everywhere else

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    Purchase: None

    Transfer: 0% for 12 mos

  • Ongoing APR

    Min APR: 13.74% on purchases and transfers

    Max APR: 23.74% on purchases and transfers

    Penalty APR: up to 30.49% APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Bank of America AAA Member Rewards Visa Signature Credit Card Credit Card

AAA Member Rewards Visa Signature® Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.74% - 23.74% Variable on purchases and balance transfers

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

Purchase: None

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin El Issa

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
    Cons

      The AAA Member Rewards Visa Signature® Credit Card offers 3X points on qualifying AAA purchases, 2X points on gas, grocery and drug store spending, and 1 point on every dollar spent elsewhere. Rewards are redeemable for cash and AAA vouchers -- which can be redeemed at your local AAA office -- at a rate of 1 cent per point.

      The card's $0. 0% for 12 months on balance transfers, and then the ongoing APR of 13.74% - 23.74% Variable. If you choose to take advantage of this balance transfer offer, you will also pay a transfer fee of 3%. There are better balance transfer cards -- both with 0% interest and $0 transfer fees -- so we don't recommend using this card for those purposes.