Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

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Card details

  • Earn 1.5 miles per $1 spent on purchases

  • 3 miles earned on Virgin Atlantic purchases

Rates, fees & offers

  • Annual fee

    $90

  • Rewards rate

    1.50%

  • Bonus offer

    20,000 Virgin Atlantic Miles Bonus

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 14.99% on purchases and transfers

    Penalty APR: up to 30.74% APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    4%

  • Foreign transaction fee

    1%

Recommended credit score

Compare to other cards

Bank of America Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$90

Annual fee

$99

Annual fee

$199

Regular APR

14.99% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
    Cons

      Despite the hefty annual fee, the Virgin Atlantic Credit Card ranks well because it offers an unusually high 1.5% reward rate, due to the 1.5 Miles per $1 spent. You earn twice that when you buy Virgin Atlantic airfare with the card. Your annual fee is essentially covered once you spend $6,000 in a year, and it's all upside from there.