Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
on Bank of America's website
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
on Bank of America's website
Card details
Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center
No annual fee and no international transaction fees
0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.
Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards
Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
Contactless Cards - The security of a chip card, with the convenience of a tap
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5x-3x
Bonus offer
Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
Intro APR
0% intro APR on Purchases for 9 billing cycles
Ongoing APR
APR: 12.24%-22.24% Variable APR
Cash Advance APR: 24.24%, Variable
Balance transfer fee
Either $10 or 4% of the amount of each transaction, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual fee$0 | Annual fee$95 | Annual fee$0 intro for the first year, then $95 |
Regular APR12.24%-22.24% Variable APR | Regular APR15.99%-22.99% Variable APR | |
Intro APR0% intro APR on Purchases for 9 billing cycles | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
New cardholder bonus offer
Intro APR period
No reward caps
No foreign transaction fees
Cons
Requires excellent credit
Best rewards limited to certain customers
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers healthy rewards to business owners who travel often, all in a package with an annual fee of $0.
Generally, you'll earn 1.5 points per $1 spent. But you'll earn 3 points per $1 spent on travel booked through the Bank of America® Travel Center. Rewards are even higher if you’re a Preferred Rewards for Business Platinum Honors client.
The card comes with a sign-up bonus: Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases..
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a poor choice for cash back. And those seeking flexibility, bigger rewards and travel perks would be better off looking elsewhere. But overall, it’s a decent option if you’re looking for a business credit card with a focus on travel rewards and an annual fee of $0.
For more information, see our full review of this card.
