Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's website

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Card details

  • Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.

  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center

  • No annual fee and no international transaction fees

  • 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.

  • Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards

  • Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center. Not enrolled? Learn more about Preferred Rewards for Business tiers and rewards.

  • Contactless Cards - The security of a chip card, with the convenience of a tap

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x-3x

  • Bonus offer

    Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.

  • Intro APR

    0% intro APR on Purchases for 9 billing cycles

  • Ongoing APR

    APR: 12.24% - 22.24% Variable APR

    Cash Advance APR: 24.24%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.24% - 22.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 9 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Intro APR period

  • No reward caps

  • No foreign transaction fees

Cons
  • Requires excellent credit

  • Best rewards limited to certain customers

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers healthy rewards to business owners who travel often, all in a package with an annual fee of $0.

Generally, you'll earn 1.5 points per $1 spent. But you'll earn 3 points per $1 spent on travel booked through the Bank of America® Travel Center. Rewards are even higher if you’re a Preferred Rewards for Business Platinum Honors client.

The card comes with a sign-up bonus: Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases..

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a poor choice for cash back. And those seeking flexibility, bigger rewards and travel perks would be better off looking elsewhere. But overall, it’s a decent option if you’re looking for a business credit card with a focus on travel rewards and an annual fee of $0.

For more information, see our full review of this card.