Bank of the West Cash Back World Mastercard®
Bank of the West Cash Back World Mastercard®
Bank of the West Cash Back World Mastercard®
Card details
Get 3% cash back on qualifying dining, gas, and grocery purchases
Get 1% unlimited cash back on all other purchases
Redeem your cash back in $25 increments, as a credit on your statement or deposited to any checking or savings account
$0 annual fee
LIMITED TIME OFFER: 0% Introductory APR for 15 months on purchases and balance transfers, then 20.99%-27.99% Variable APR
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-3%
Bonus offer
N/A
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Ongoing APR
APR: 20.99%-27.99% Variable APR
Cash Advance APR: 29.99%, Variable
Balance transfer fee
Either $10 or 4% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of the U.S. Dollar amount of each such transaction.
Recommended credit score
Compare to other cards
Bank of the West Cash Back World Mastercard® | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR for 15 months on purchases and balance transfers | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
4.5
Editor's overall rating
Pros and cons
Pros
No annual fee
High rewards rate
Bonus categories
Intro APR period
Cons
Requires excellent credit
Limited availability
If you live in an eligible state and are looking for a solid cash-back card, the Bank of the West Cash Back World Mastercard® could work for you.
There’s no sign-up bonus, but the card has a $0 annual fee, and its 3% cash-back categories cover many everyday purchases, including dining out and groceries.
For more information, see NerdWallet's review of this card.