Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

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Card details

  • Get 3% cash back on qualifying dining, gas, and grocery purchases

  • Get 1% unlimited cash back on all other purchases

  • Redeem your cash back in $25 increments, as a credit on your statement or deposited to any checking or savings account

  • $0 annual fee

  • LIMITED TIME OFFER: 0% Introductory APR for 15 months on purchases and balance transfers, then 20.99%-27.99% Variable APR

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    N/A

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Ongoing APR

    APR: 20.99%-27.99% Variable APR

    Cash Advance APR: 29.99%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of the U.S. Dollar amount of each such transaction.

Recommended credit score

Compare to other cards

Bank of the West Cash Back World Mastercard®

Bank of the West Cash Back World Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

20.99%-27.99% Variable APR

Rates & Fees

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

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Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Bonus categories

  • Intro APR period

Cons
  • Requires excellent credit

  • Limited availability

If you live in an eligible state and are looking for a solid cash-back card, the Bank of the West Cash Back World Mastercard® could work for you.

There’s no sign-up bonus, but the card has a $0 annual fee, and its 3% cash-back categories cover many everyday purchases, including dining out and groceries.