Bank of America® Travel Rewards credit card
on Bank of America's website
Bank of America® Travel Rewards credit card
Card details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
Contactless Cards - The security of a chip card, with the convenience of a tap
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5x
Bonus offer
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Intro APR
0% intro APR for 12 billing cycles on purchases
Ongoing APR
APR: 13.99% - 23.99% Variable APR
Penalty APR: up to 29.99%, Variable
Balance transfer fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR13.99% - 23.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR for 12 billing cycles on purchases | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
No annual fee and no foreign transaction fees
Generous flat rewards rate on all purchases
Flexibility to book travel how you want
Rewards accelerator if you bank with Bank of America or invest with Merrill
Cons
More restrictive than a straight cash back card
If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
The Bank of America® Travel Rewards credit card is an excellent choice for cost-conscious globetrotters. It's one of the few high-rewards travel credit cards on the market that charges an annual fee of $0. Plus, it charges no foreign transaction fees and comes chip-enabled. This makes it good for overseas travel.
With the Bank of America® Travel Rewards credit card, you'll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. You might also be eligible to earn more through the Preferred Rewards program if you have a qualifying Bank of America® account.
To get you started, the Bank of America® Travel Rewards credit card comes with a signup bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Although juicier offers exist, this card provides a great overall value for most travelers. For more information on the Bank of America® Travel Rewards credit card, see our full review.
