Bank of America® Travel Rewards credit card
on Bank of America's website
Bank of America® Travel Rewards credit card
Card details
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Introductory APR for 15 billing cycles for purchases. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply.
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5x
Bonus offer
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Intro APR
0% intro APR for 15 billing cycles on purchases
Ongoing APR
APR: 14.24%-24.24% Variable APR
Penalty APR: up to 29.99%, Variable
Balance transfer fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR14.24%-24.24% Variable APR | Regular APR16.74%-23.74% Variable APR | |
Intro APR0% intro APR for 15 billing cycles on purchases | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.8
Editor's overall rating
Pros and cons
Pros
No annual fee
New cardholder bonus offer
Intro APR period
No foreign transaction fees
Flexible rewards redemption
Cons
Requires good/excellent credit
No bonus categories
Best rewards limited to certain customers
The Bank of America® Travel Rewards credit card is an excellent choice for cost-conscious globetrotters. It's one of the few high-rewards travel credit cards on the market that charges an annual fee of $0. Plus, it charges no foreign transaction fees and comes chip-enabled. This makes it good for overseas travel.
With the Bank of America® Travel Rewards credit card, you'll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. You might also be eligible to earn more through the Preferred Rewards program if you have a qualifying Bank of America® account.
To get you started, the Bank of America® Travel Rewards credit card comes with a signup bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.. Although juicier offers exist, this card provides a great overall value for most travelers. For more information on the Bank of America® Travel Rewards credit card, see our full review.
