Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card
Card details
Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that
Balance transfers also have a 0% intro APR until August 2016, a 3% fee applies to each balance transferred
Pay no annual fee or foreign transaction fees
Fraud coverage if your card is lost or stolen
Enjoy extended warranty protection on eligible items purchased with your card
Easily manage your account 24/7 with online access, by phone or using our mobile app
Pick the monthly due date that works best for you
100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
Rates, fees & offers
Annual fee
$0
Rewards rate
0.00%
Bonus offer
Get 0% intro APR on all purchases until August 2016; 10.9%-20.9% variable APR after that
Intro APR
0% on purchases and balance transfers until August 2016
Ongoing APR
Min APR: 11.65%, Variable
Max APR: 21.65%, Variable
Penalty APR: 30.15%, Variable
Cash Advance APR: 25.65%, Variable
Balance transfer fee
3%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Capital One® Platinum Prestige Credit Card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR11.65% - 21.65% Variable | Regular APR15.99% - 22.99% Variable APR | Regular APR14.99% - 23.74% Variable APR |
Intro APR0% on purchases and balance transfers until August 2016 | Intro APRN/A | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Ben Luthi
Rating details
4
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
No foreign transaction fee
Cons
No rewards
Needs excellent credit
Aw nerds! This card is no longer available. Please visit The Best Capital One Credit Cards for updated info.
If you need to make a big purchase or want to consolidate your credit card debt, the Capital One® Platinum Prestige Credit Card is a decent option to consider. While it doesn't offer rewards, its long introductory 0% APR period gives you time to pay off a big-ticket item or outstanding credit card debt without paying interest. The only negative is its 3% balance transfer fee.
Other great features of the Capital One® Platinum Prestige Credit Card are its $0 annual fee and no foreign transaction fees. However, there are other cards in the 0% APR space that give the Capital One® Platinum Prestige Credit Card a run for its money.
