Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

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Card details

  • Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

  • Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats.

  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn.

  • No foreign transaction fees.

  • Capital One cardholders get access to premium experiences in dining, entertainment and more.

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1%-8%

  • Bonus offer

    Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.24%, 21.24% or 24.24%, Variable APR

    Cash Advance APR: 24.24%, Variable

  • Balance transfer fee

    $0 at the Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$95

Annual fee

$99

Annual fee

$199

Regular APR

16.24%, 21.24% or 24.24%, Variable APR

Rates & Fees

Regular APR

16.74%, 20.74% or 25.74%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

  • Rich rewards on dining, entertainment

  • Broad definition of entertainment

  • Generous sign-up bonus

Cons
  • Has annual fee

  • High APR, no 0% intro period

The Capital One Savor Cash Rewards Credit Card offers a generous 4% cash back on dining and entertainment, 2% back at grocery stores, and 1% back on everything else, for an annual fee of $95. It also features a supersized sign-up bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening..

For folks who don't spend much on going out, it's not the best pick. But for those who shell out plenty on dining and entertainment, it's an excellent choice.

For more information, read NerdWallet's full review.