Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Card details

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that

  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

  • No foreign transaction fee

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Ongoing APR

    APR: 15.49% - 25.49% Variable APR

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One® SavorOneSM Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

15.49% - 25.49% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases and Balance Transfers for 15 months

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons

    The Capital One® SavorOne® Cash Rewards Credit Card features rich cash-back rewards on dining and entertainment purchases. For an annual fee of $0, you get:

    --3% cash back on dining and entertainment.

    --2% cash back at grocery stores.

    --1% cash back on all other purchases.

    The card also comes with an introductory APR offer and an appetizing sign-up bonus: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

    It's not the best choice for folks who don't spend much on dining and entertainment. But for frugal foodies looking to sidestep annual fees, it's an ideal choice.

    For more information, read NerdWallet's full review.