Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

on Capital One's website

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

on Capital One's website

Loading

Card details

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023

  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn

  • 0% intro APR on purchases for 15 months; 14.99% - 24.99% variable APR after that

  • No foreign transaction fee

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-8%

  • Bonus offer

    Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Intro APR

    0% intro APR on Purchases for 15 months

  • Ongoing APR

    APR: 14.99% - 24.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.99% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Claire Tsosie

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • Bonus categories

  • No foreign transaction fees

Cons
  • Requires good/excellent credit

The Capital One SavorOne Cash Rewards Credit Card features rich cash-back rewards on dining and entertainment purchases. For an annual fee of $0, you get:

--3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target).

--1% cash back on all other purchases.

The card also comes with an introductory APR offer and an appetizing sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

It's not the best choice for folks who don't spend much on dining and entertainment. But for frugal foodies looking to sidestep annual fees, it's an ideal choice.

For more information, read NerdWallet's full review.