Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

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Card details

  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile

  • Earn an annual $200 cash bonus every year you spend $200,000 or more

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

  • Add employee cards for free, and earn unlimited 2% cash back from their purchases

  • $150 annual fee

  • Spark Cash Plus has no APR because your balance is due in full every month

Rates, fees & offers

  • Annual fee

    $150

  • Rewards rate

    2%-5%

  • Bonus offer

    Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    N/A

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

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Annual fee

$150

Annual fee

$99

Annual fee

$95

Regular APR

N/A

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.74%-25.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score