Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

on Capital One's secure website

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

on Capital One's secure website

Card details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture

  • Transfer your miles to over 12 leading travel loyalty programs

  • Fly any airline, stay at any hotel, anytime

  • Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that

  • Travel when you want with no blackout dates

  • No foreign transaction fees

  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.25 miles per dollar

  • Bonus offer

    Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

  • Intro APR

    0% on Purchases for 12 months

  • Ongoing Apr

    APR: 14.24% - 24.24% Variable APR

    Cash Advance APR: 24.24%, Variable

  • Balance Transfer Fee

    $0

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Sara Rathner

Rating Details

3.9

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • Intro APR period on Purchases

  • Flexible rewards redemption

  • No foreign transaction fees

Cons
  • Other no-annual-fee cards offer a better flat rewards rate

  • Reward value reduced if you want cash back

With the Capital One® VentureOne® Rewards Credit Card, you can earn travel rewards for an annual fee of $0. Other benefits include:

-APR promotion: If you need some time to pay off a large purchase, the Capital One® VentureOne® Rewards Credit Card offers an introductory 0% APR promotion: 0% on Purchases for 12 months, and then the ongoing APR of 14.24% - 24.24% Variable APR.

-Redemption flexibility: Miles are worth 1 cent apiece when redeemed for travel. You can redeem by booking through Capital One's travel platform. You can also use your card to pay for travel, and then redeem your miles for a statement credit using the Purchase Eraser feature.

Keep in mind, though, that other no-annual-fee cards offer higher ongoing rewards and larger sign-up bonuses. For more information, see our full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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