Chase Freedom®

Chase Freedom®

Chase Freedom®

Chase Freedom®

Chase Freedom®

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Card details

  • Named a Best Card for Cash Back by MONEY® Magazine

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening

  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period

  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%

  • Unlimited 1% Cash Back on every purchase

  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter

  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!

  • No annual fee and rewards never expire as long as your account is open

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening

  • Intro APR

    0% for 15 Months on purchases and 0% Intro APR for 15 months on balance transfers

  • Ongoing APR

    APR: 13.99%-22.99% (Variable)

    Cash Advance APR: 25.74%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Chase Freedom Credit Card

Chase Freedom®

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NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.99%-22.99% (Variable)

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% for 15 Months on purchases and 0% Intro APR for 15 months on balance transfers

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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