IHG® Rewards Traveler Credit Card

IHG® Rewards Traveler Credit Card

on Chase's website

IHG® Rewards Traveler Credit Card

IHG® Rewards Traveler Credit Card

IHG® Rewards Traveler Credit Card

on Chase's website

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Card details

  • Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening

  • No Annual Fee

  • Earn up to 17 points total per $1 spent when you stay at an IHG hotel

  • Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases

  • No Foreign Transaction Fees

  • Redeem 3 Nights, Get the 4th Night Free

  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-17x

  • Bonus offer

    Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49%-24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0

Annual fee

$99

Annual fee

$95

Regular APR

17.49%-24.49% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

17.99%-24.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Funto Omojola

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.2

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Luxury perks

Cons
  • No free anniversary night

  • Rewards have limited flexibility

If you frequently stay at IHG hotel brands but don’t want to pay a fee for a hotel card, the IHG® Rewards Traveler Credit Card may be a viable option for you.

The $0-annual-fee card comes with a generous sign-up bonus and a rich rewards rate of 15 total points per dollar spent when you stay at an IHG hotel.

Although it doesn’t offer an automatic free night’s stay like many other hotel credit cards do, the card gives you a boost toward Gold Elite status, which comes with a variety of benefits. Cardholders can also redeem their points for a stay of four or more nights at an IHG hotel to get the fourth rewards night free.

For more information, see NerdWallet’s full review of the IHG® Rewards Traveler Credit Card.