IHG® Rewards Traveler Credit Card
IHG® Rewards Traveler Credit Card
Card details
Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening
No Annual Fee
Earn up to 17 points total per $1 spent when you stay at an IHG hotel
Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-17x
Bonus offer
Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
Intro APR
N/A
Ongoing APR
APR: 16.74%-23.74% Variable APR
Cash Advance APR: 25.74%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 IHG® Rewards Traveler Credit Card | ||
|---|---|---|
| Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR16.74%-23.74% Variable APR | Regular APR17.24%-24.24% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.2
Editor's overall rating
Pros and cons
Pros
No annual fee
High rewards rate
Luxury perks
Cons
No free anniversary night
Rewards have limited flexibility
If you frequently stay at IHG hotel brands but don’t want to pay a fee for a hotel card, the IHG® Rewards Traveler Credit Card may be a viable option for you.
The $0-annual-fee card comes with a generous sign-up bonus and a rich rewards rate of 15 total points per dollar spent when you stay at an IHG hotel.
Although it doesn’t offer an automatic free night’s stay like many other hotel credit cards do, the card gives you a boost toward Gold Elite status, which comes with a variety of benefits. Cardholders can also redeem their points for a stay of four or more nights at an IHG hotel to get the fourth rewards night free.
For more information, see NerdWallet’s full review of the IHG® Rewards Traveler Credit Card.
