Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

on Chase's website

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

on Chase's website

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Card details

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

  • Earn unlimited 1.5% cash back on every purchase made for your business

  • No Annual Fee

  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.

  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.

  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

  • 0% introductory APR for 12 months on purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 13.24% - 19.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.24% - 19.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • No reward caps

  • New cardholder bonus offer

Cons
  • No bonus categories

The Ink Business Unlimited® Credit Card keeps it simple for entrepreneurs with an unlimited 1.5% cash back on all purchases and an annual fee of $0.

A hefty sign-up bonus doesn’t hurt: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.

Business owners willing to put some effort into learning a rewards program might find greater rewards value elsewhere, even within Chase’s own lineup of small-business credit cards. But it’s hard to go far wrong with the Ink Business Unlimited® Credit Card.

For more information, see NerdWallet’s full review of this card.