Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

on Chase's website

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

on Chase's website

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Card details

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases

  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.

  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

  • No Annual Fee

  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

  • 0% introductory APR for 12 months on purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 13.24% - 19.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.24%-19.24% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Erin El Issa

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • New cardholder bonus offer

Cons
  • Requires good/excellent credit

  • Low rate outside bonus categories

  • Spending caps on bonus rewards

If your business is looking for a new rewards credit card, look no further than the Ink Business Cash® Credit Card. One of the best business cash rewards cards on the market, it offers 5% back on up to $25,000 in spending on office supply store purchases and internet/cable/phone services. It also gives 2% back on the first $25,000 spent at gas stations and restaurants combined, and 1% back on everything else. In case that's not enough – here, have a sign-up bonus: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.

The Ink Business Cash® Credit Card has a $0 annual fee and a 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.24%-19.24% Variable APR.

This card is best for businesses that spend a lot on the bonus categories, but not ideal if they spend more than $25,000 a year on office supplies and internet/cable/telecom services combined. Also, frequent travelers should choose a business card that rewards travel purchases and allows for travel redemption.

Want to learn more? Check out our full review of the Ink Business Cash® Credit Card for more information.