United Club℠ Infinite Card

United Club℠ Infinite Card

on Chase's website

United Club℠ Infinite Card

United Club℠ Infinite Card

United Club℠ Infinite Card

on Chase's website

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Card details

  • Earn 80,000 bonus miles.

  • Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.

  • Earn 2 miles per $1 spent on all other travel

  • Earn 2 miles per $1 spent on dining including eligible delivery services

  • Earn 1 mile per $1 spent on all other purchases

  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit

  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply

  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

Rates, fees & offers

  • Annual fee

    $525

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.74%-25.74% Variable APR

    Cash Advance APR: 27.24%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$525

Annual fee

$99

Annual fee

$95

Regular APR

18.74%-25.74% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.74%-25.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Lounge membership

  • New cardholder bonus offer

  • Free checked bag

Cons
  • High annual fee

  • Rewards have limited flexibility

  • Requires excellent credit

The United Club℠ Infinite Card allows unlimited access to the carrier’s exclusive lounges, something no other credit card offers, as well as other premier airport services. The card also provides accelerated rewards on everyday spending, making it more useful as a top-of-wallet card than some other airline cards. But that premium experience comes at a premium cost annually: $525. For more information, see our full review of this card.

Information related to the United Club℠ Infinite Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.