United℠ Business Card
on Chase's website
United℠ Business Card
Card details
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
$0 introductory annual fee for the first year, then $99.
Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 12/31/21.
$100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $99
Rewards rate
1x-2x
Bonus offer
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Intro APR
N/A
Ongoing APR
APR: 16.49% - 23.49% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 intro for the first year, then $99 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR16.49% - 23.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.1
Editor's overall rating
Pros and cons
Pros
Free checked bag
Lounge membership
Anniversary perk
Cons
Has annual fee
Rewards have limited flexibility
The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $0 intro for the first year, then $99.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
