United Gateway℠ Card
on Chase's website
United Gateway℠ Card
Card details
Earn up to 30,000 bonus miles
No annual fee
Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
Earn 2 miles per $1 spent on United Airlines purchases
Earn 2 miles per $1 spent on local transit and commuting
Earn 1 mile per $1 spent on all other purchases
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-2x
Bonus offer
Earn up to 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, an additional 15,000 bonus miles after you spend $3,000 in the first 6 months.
Intro APR
N/A
Ongoing APR
APR: 16.49% - 23.49% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR16.49% - 23.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
3.3
Editor's overall rating
Pros and cons
Pros
No annual fee
No foreign transaction fee
Earns miles
Cons
No free checked bags
No early boarding
The United Gateway℠ Card is a card aimed at occasional leisure flyers who often choose United Airlines.
It has an annual fee of $0, which means a free way to test out an airline card.
Ongoing rewards:
- 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting.
- 1 mile per $1 spent on all other purchases.
It’s a decent starter card to earn United’s MileagePlus frequent flyer miles. But given its lack of perks, such as free checked bags or early boarding, devoted United flyers might soon want to upgrade to a United card that offers more value, even if it comes with an annual fee.
For more information, see NerdWallet’s full review of the United Gateway℠ Card.
