Rates, fees & offers
Foreign transaction fee
Recommended credit score
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Editor's overall rating
The headlining feature of the $0-annual-fee Citi® Diamond Preferred® Card is its APR: 0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases, and then the ongoing APR of 16.74%-26.74% Variable APR.
The card doesn't earn rewards or offer incentives to use it once you've paid off your balance, but the long interest-free window could make it a worthy get-out-of-debt card for the right applicant.
For more details, see NerdWallet’s full review of this card.