Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

on Citibank's application

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

on Citibank's application

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Card details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening.

  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants.

  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.

  • Earn a $125 American Airlines Flight DIscount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.

  • No Foreign Transaction Fees

  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.

  • Enjoy preferred boarding on American Airlines flights.

  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99%-24.99% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: Up to 29.99%, Variable

  • Balance transfer fee

    Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0 intro for the first year, then $99

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

15.99%-24.99% Variable APR

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kevin Cash

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • Free checked bag

  • Early boarding

  • Bonus categories

Cons
  • Has annual fee

  • Rewards have limited flexibility

If you live near an American Airlines hub or fly on American regularly, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is worth checking out. The card earns:

-2 AAdvantage® miles for every $1 spent at gas stations

-2 AAdvantage® miles for every $1 spent at restaurants

-2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

It also offers a generous sign-up bonus for new customers: Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. You'll also get perks like one free checked bag per flight (for you, and up to four other travelers) and preferred boarding. Given the many opportunities to earn miles, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®’s annual fee can be worth it at $0 intro for the first year, then $99.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® also charges no foreign transaction fee, so it's a good choice if you're traveling abroad and flying domestic.

Interested in learning more? Check out our full editorial review here.