Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

Citi Prestige® Card

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Card details

  • Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*

  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck

  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge

  • Transfer points to a variety of travel loyalty programs from airlines to hotels

  • Earn 3X Points on Air Travel & Hotels

  • Earn 2X Points on Dining Out & Entertainment

  • Earn 1X Points on All Other Purchases

Rates, fees & offers

  • Annual fee

    $495

  • Rewards rate

    1 point per Dollar

  • Bonus offer

    Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74% - 24.74% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Citibank Prestige Credit Card

Citi Prestige® Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$495

Annual fee

$99

Annual fee

$199

Regular APR

16.74% - 24.74% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • Bonus categories

  • Luxury perks

Cons
  • Has annual fee

  • Requires excellent credit

Are you a high roller? Then the Citi Prestige® Card might be for you. With it, you'll earn 3 ThankYou points per dollar spent on airfare and hotels, 2 ThankYou points per dollar spent on entertainment and dining out, and 1 ThankYou point per dollar spent elsewhere. You'll also score other sweet perks, like 24/7 concierge service, access to airport lounges, access to private jet service and more.

All these benefits don't come cheap; this card's annual fee is a steep $495. But the Citi Prestige® Card also provides a yearly $250 air travel credit, which could partially offset this cost. For more information about this luxurious card, check out our full review here.