Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Card details

  • Receive one year of Amazon Prime Student on Deserve after your first purchase with your new Deserve EDU Mastercard (Lifetime Value of $59).

  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.

  • Feel secure with cell phone protection up to $600.

  • No deposit required. No annual fees.

  • No international transaction fees on purchases abroad so you can travel with confidence.

  • No Social Security Number required for international students to apply.

  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!

  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.

  • See if you prequalify with no impact to your credit score in minutes.

  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.

  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 18.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

18.74% Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • Qualify with limited credit

  • No annual fee

  • No foreign transaction fee

  • Earns rewards

Cons
  • High APR

  • If you have at least some credit history, better options may exist

The Deserve® EDU Mastercard for Students doesn’t require a credit history or a security deposit. International students will appreciate that it also doesn’t require a Social Security number.

The $0, and it earns an unlimited 1% cash back on all purchases. The card reports to two credit bureaus, and it offers a credit limit up to $5,000.

The ongoing APR is 18.74% Variable, which makes carrying a balance potentially expensive. But you’ll earn rewards while you build credit, a rare combination for a starter card. For more information, see NerdWallet’s full review.