Discover it® Business Card

Discover it® Business Card

Discover it® Business Card

Discover it® Business Card

Discover it® Business Card

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Card details

  • INTRO OFFER: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.

  • Earn 1.5% cash back on every dollar spent on all purchases.

  • Redeem your cash back for any amount, any time. Your rewards never expire.

  • Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.

  • Add up to 50 free employee cards.

  • No annual fee.

  • 100% U.S. based customer service. Talk to a real person at any time, day or night.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.

  • Intro APR

    0% on Purchases for 12 months

  • Ongoing APR

    APR: 14.49% - 22.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Discover it® Business Card

Discover it® Business Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

14.49% - 22.49% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases for 12 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Robin Saks Frankel

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If your business plans to shell out a lot over the course of a year, the Discover it® Business Card can help you hang on to some of those clams.

    The card earns an unlimited 1.5% cash back on every dollar spent on all purchases, and like other eligible Discover cards, it offers a unique and potentially lucrative sign-up bonus that can effectively double that rate in the first year for new cardholders. If you're expecting a lot of upfront expenses in the first several months — say, launching a business, making a major capital improvement or acquiring someone else's company — this card might be a good fit for you.

    But other small-business cards offer similar or better ongoing rewards, while also throwing in extras such as an upfront welcome bonus or a lengthier 0% intro APR offer that may provide a greater benefit to your bottom line.  And if you're OK with tracking bonus categories, you can do better than 1.5% back.