Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Card details

  • Earn 5 points for every $1 spent at Gap Inc. brands in-store and online

  • Earn 1 point for every $1 spent everywhere Visa is accepted

  • $5 Reward for ever 500 points you earn

  • Extra 10% off every time you shop at Gap and Gap Factory Stores

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-5x

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 25.99% Variable

    Cash Advance APR: 26.99%, Variable

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Synchrony Bank Gap Inc Visa Card Credit Card

Gap Visa® Credit Card

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

25.99% Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

Cons
  • High APR

The Gap Visa® Credit Card, issued by Synchrony, can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.

The $0-annual-fee card earns elevated rewards at Gap and other retailers under the Gap umbrella, but those rewards can be used only within those Gap Inc. brand stores.

For more information, see NerdWallet's review of this card.