Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

Iberiabank Visa® Classic Card

Card details

  • No annual membership fee

  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.

  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.

  • Online access to credit card account information

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    0.00%

  • Bonus offer

    Low Introductory APR on balance transfers.

  • Intro APR

    Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.

  • Ongoing APR

    APR: 7.25%, 10.25%, or 13.25%

    Cash Advance APR: 13.50%, Variable

  • Balance transfer fee

    2%

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

Iberia Bank Visa Classic Credit Card

Iberiabank Visa® Classic Card

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

7.25%, 10.25%, or 13.25%

Regular APR

14.99% - 23.74% Variable APR

Regular APR

14.99% - 23.74% Variable APR

Intro APR

Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.

Intro APR

0% intro APR on Purchases for 15 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By NerdWallet

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 1.99% on balance transfers for 6 billing cycles

Cons
  • No rewards

  • Needs excellent credit

Haven't gotten around to this one yet, but please put your own review in the comments below!