Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

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Card details

  • 3X points on travel

  • 2X points on everything else

  • Receive statement credit (up to $100) for Global Entry or TSA Pre√®

Rates, fees & offers

  • Annual fee

    $49

  • Rewards rate

    2x-3x

  • Bonus offer

    Get our Flagship credit card and earn 40,000 bonus points (a $400 value) when you spend $3,000 within 90 days of opening an account.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 9.99% - 18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

    Cash Advance APR: 20.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$49

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

9.99% - 18.00%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • New cardholder bonus offer

  • Flexible rewards redemption

Cons
  • Must be a member/customer

  • Has annual fee

The Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card offers more than many other travel cards at similar price points.

It has a modest annual fee of $49, but in exchange you'll earn high ongoing rewards of triple points on travel purchases and double points on everything else. You'll also get travel-friendly perks including a statement credit for Global Entry or TSA Precheck application fees.

There's a generous sign-up bonus, too: Get our Flagship credit card and earn 40,000 bonus points (a $400 value) when you spend $3,000 within 90 days of opening an account..

You have to join the Navy Federal Credit Union to apply, which may be a problem if you don't meet the eligibility criteria.