Navy Federal Credit Union® Platinum Credit Card
Navy Federal Credit Union® Platinum Credit Card
Navy Federal Credit Union® Platinum Credit Card
Card details
Transfer your non-Navy Federal balances within 60 days of getting a Platinum card, and you'll pay 0.99% intro APR on the balance transfer for 12 months from account opening. After that, a variable APR between 9.74% and 18% applies. Expires on Jun. 29, 2023.
No annual fees
No balance transfer fees
No foreign transaction fees
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
N/A
Intro APR
0.99% intro APR on Balance Transfers for 12 months, then 9.74%-18.00%, Variable
Ongoing APR
APR: 9.74%-18.00%, Variable
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$0 | Annual fee$0 |
Regular APR16.24%-26.24% Variable APR | ||
Intro APR0.99% intro APR on Balance Transfers for 12 months, then 9.74%-18.00%, Variable | Intro APR0% intro APR on purchases for 12 months from the date of account opening | Intro APR0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.3
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
No balance transfer fee
No foreign transaction fees
Cons
Must be a member/customer
No new cardholder bonus offer
No rewards
For those looking to zap some high-interest debt, the Navy Federal Credit Union® Platinum Credit Card features a triple-zero punch of money-saving features: a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.
There's no such intro APR for purchases, but the card still offers a potentially low ongoing rate for those who can qualify: 0.99% intro APR on Balance Transfers for 12 months, and then the ongoing APR of 9.74%-18.00%, Variable APR.
It doesn't earn rewards, and you must be a Navy Federal Credit Union member to get the card.
For more information, see NerdWallet's full review of this card.
