Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Sam's Club® Mastercard®

Card details

  • Earn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)

  • Earn 3% cash back on dining and travel

  • Earn 1% on other purchases.

  • No annual fee

  • No foreign transaction fees

  • Doubles as your membership card

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Get $45 as a statement credit when you open a new account and spend $45 online in the same day. Offer Ends June 15, 2020.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.40% - 24.40%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Synchrony Bank Sams Club Mastercard Credit Card

Sam's Club® Mastercard®

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

16.40% - 24.40%, Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

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NerdWallet review

By Melissa Lambarena

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • Need Sam's Club membership to qualify

  • Rewards redeemable once a year and only at Sam's Club

The Sam's Club® Mastercard® is an excellent option if you spend a lot on gas and dining out, and if you don’t mind waiting for your rewards.

The card offers:

• 5% cash back at eligible gas stations worldwide, including gas stations at Sam’s Club (on up to $6,000 spent per year, then 1%).

• 3% cash back on dining and travel.

• 1% cash back on all other purchases.

You can earn a maximum of $5,000 in rewards per calendar year.

The $0, but you’ll have to pay a minimum of $45 a year to maintain a Sam’s Club membership. You can redeem your rewards only once a year, and only inside a Sam’s Club store.

See NerdWallet’s full review to find out whether this card is right for you.