SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

Loading

Card details

  • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months

  • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back

  • 1% Unlimited Cash Back on all other qualifying purchases

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    None

  • Intro APR

    0% Intro APR on purchases and balance transfers for the 15 months

  • Ongoing APR

    APR: 11.24% - 21.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

11.24% - 21.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% Intro APR on purchases and balance transfers for the 15 months

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Sara Rathner

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% Introductory APR for the first 15 months on purchases and balance transfers

  • No foreign transaction fee

Cons

    The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.

    There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.

    For more information, see NerdWallet's review of this card.