SunTrust Prime Rewards Credit Card
SunTrust Prime Rewards Credit Card
SunTrust Prime Rewards Credit Card
Card details
3 year introductory offer at Prime Rate (currently 4.75% variable APR) on balance transfers made in the first 60 days after account opening. Variable 12.74% - 22.74% APR thereafter.
Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open. After the first 60 days of account opening, the fee for future balance transfers is $10 or 3% of the amount of the transfer, whichever is greater, will apply.
1% Unlimited Cash Back on all qualifying purchases, all the time.
Earn a $100 Statement Credit after you spend $500 on qualifying purchases in the first three months.
10%, 25%, or 50% Loyalty Cash Bonus, based on your deposit relationship with SunTrust, when you redeem your cash rewards directly into a SunTrust checking, savings or money market account.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%
Bonus offer
Earn a $100 Statement Credit after you spend $500 on qualifying purchases in the first three months.
Intro APR
4.75% for the first 36 months for all Balances transferred within 60 days of account opening
Ongoing APR
APR: 12.74%-22.74% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
$10.00 or 3% of the amount of the transfer, whichever is greater
Foreign transaction fee
None
Recommended credit score
Compare to other cards
SunTrust Prime Rewards Credit Card | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR4.75% for the first 36 months for all Balances transferred within 60 days of account opening | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
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Rating details
5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
Earns rewards
New cardholder bonus offer
No foreign transaction fees
Cons
Limited availability
The SunTrust Prime Rewards Credit Card offers a low-interest period that's just silly-long: 4.75% for the first 36 months for all Balances transferred within 60 days of account opening, and then the ongoing APR of 12.74%-22.74% Variable APR
The $0-annual-fee card also offers a sign-up bonus and rewards. These are hard to find on other cards in its class.
However, there's no 0% introductory APR period, and the card is not available to residents in every state.
For more information, see NerdWallet's review of this card.