SunTrust Prime Rewards Credit Card

SunTrust Prime Rewards Credit Card

SunTrust Prime Rewards Credit Card

SunTrust Prime Rewards Credit Card

SunTrust Prime Rewards Credit Card

Card details

  • 3 year introductory offer at Prime Rate (currently 3.25% variable APR) on balance transfers made in the first 60 days after account opening. Variable 11.24%-21.24% APR thereafter.

  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

  • Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open. After the first 60 days of account opening, the fee for future balance transfers is $10 or 3% of the amount of the transfer, whichever is greater.

  • 1% Unlimited Cash Back on all qualifying purchases

  • $100 in statement credit after you spend $500 on qualifying purchases, in the first 3 months after account opening

  • No annual fee

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%

  • Bonus offer

    $100 in statement credit after you spend $500 on qualifying purchases, in the first 3 months after account opening.

  • Intro APR

    3.25% for the first 36 months for all Balances transferred within 60 days of account opening

  • Ongoing APR

    APR: 11.24% - 21.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    None for all balances transferred within 60 days of account opening, then $10.00 or 3% of the amount of the transfer, whichever is greater

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

SunTrust Rewards Card Credit Card

SunTrust Prime Rewards Credit Card

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

11.24% - 21.24% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

3.25% for the first 36 months for all Balances transferred within 60 days of account opening

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

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Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 3.25% for the first 36 months for all Balances transferred within 60 days of account opening

  • No foreign transaction fee

Cons

    The SunTrust Prime Rewards Credit Card offers a low-interest period that's just silly-long: 3.25% for the first 36 months for all Balances transferred within 60 days of account opening, and then the ongoing APR of 11.24% - 21.24% Variable APR

    The $0-annual-fee card also offers a sign-up bonus and rewards. These are hard to find on other cards in its class.

    However, there's no 0% introductory APR period, and the card is not available to residents in every state. 

    For more information, see NerdWallet's review of this card.