TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

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Card details

  • Enjoy 10% off your first purchase when you open a TJX Rewards Credit Card.

  • Earn 5% back in Rewards when you shop with a TJX Rewards credit card at TJX family of stores**

  • Receive exclusive shopping invites!

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Enjoy 10% off your first purchase when you open a TJX Rewards Credit Card.

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 26.99%, Variable

    Cash Advance APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

26.99% Variable

Rates & Fees

Regular APR

16.24%-25.24% Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

2.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • No foreign transaction fees

Cons
  • Limited redemptions

  • No 0% intro APR

  • Rewards have limited flexibility

The TJX Rewards® Platinum Mastercard® can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.

The $0-annual-fee card can be used anywhere Mastercard is accepted, but if you don’t frequently shop under the TJX brand umbrella, you’ll rack up rewards slowly and may find redemption limiting.