U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

on US Bank's website

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

on US Bank's website

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Card details

  • Limited time offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.

  • U.S. Bank Business Leverage® Visa Signature® Card

  • Earn 2% back in the top two categories where you spend the most each month automatically.

  • 1% cash per dollar spent on all other eligible purchases.

  • Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.

  • No annual fee for the first year and $95 therafter.

  • No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.

  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.

  • Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.

  • Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022

  • Terms and conditions apply

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.

  • Intro APR
  • Ongoing APR

    APR: 17.49%-22.49% Variable APR

    Cash Advance APR: 27.49%

  • Balance transfer fee

    An introductory fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0 intro for the first year, then $95

Annual fee

$99

Annual fee

$95

Regular APR

17.49%-22.49% Variable APR

Rates & Fees

Regular APR

16.74%, 20.74% or 25.74%, Variable APR

Rates & Fees

Regular APR

17.24%-24.24% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • Personalized rewards

Cons
  • Has annual fee

  • Needs excellent credit

If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage® Visa Signature® Card fits the bill.

It has an annual fee of $0 intro for the first year, then $95 and offers:

-A sign-up bonus: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.

-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.

-1 point per $1 spent on all other eligible purchases.

The U.S. Bank Business Leverage® Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.

For more information, read NerdWallet’s full review of this card.